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Relieve financial pressure with a simple, tailored debt management solution you can afford to pay.
Find a path forward with tailored debt solutions
Access personalised debt help with debt management solutions tailored to your unique needs. At Revive Financial, we’ve been helping everyday Australians regain control of their finances since 2005. With more Australians than ever struggling with debt, there’s no better time to act.
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What our customers are saying
I’ve officially completed my Part 9 debt agreement, and I couldn't have done it without Revive Financial. From the very beginning, they were incredibly helpful and worked closely with me to strategize the best ways to manage and clear my debt. A huge special shoutout to Ian, who was an absolute lifesaver throughout the whole process. Whenever I had an issue or a question, I knew I could reach out via call or message, and he’d respond almost immediately. Having that kind of quick, consistent, and genuine support made a massive difference during a stressful time. So happy and relieved to have finished this journey with them. Highly recommend Revive Financial to anyone needing dedicated, compassionate help with debt management!
Honestly such a positive experience! Georgia who helped me at the time made the whole process so smooth
The support I have been given from Revive Financial has been fantastic helping my situation I was in. I would recommend anyone who has financial problems to contact Revive. Georgia has been guiding me to the direction to get more freedom in my financial situation. Thanks Georgia for the support. Simon
Great personal service and keeps you informed 👍
Great people and very good and helpful staff
Joseph Cebis has been wonderful, keeping me informed with every step of the process. I put my whole trust in Joseph! Couldn’t wish for a better person to help me.
A massive thanks to Kylie D at Revive Financial for all your help. Absolute professionalism and support all the way. Thankyou 🙂
It’s been a very supportive and easy process. No judgement and I’ve felt stress free throughout the process which is great.
Sarah has been helpful and patient
Very understanding, didn’t judge at all, will highly recommend to others. I’m very greatful
Have been so helpful in consolidating everything
Dear Revive team. A decade ago I lost my wife through cancer, life after that has been nothing but torture. Endless nights thinking all negative beliefs. In 2026 Revive finance and Master Ben put a new lease on my life. I cannot thank use all enough and a very special thank you To Ben for his professionalism throughout the whole process. If I may i would like to leave a review on Facebook as well thank you all very much. Your new proud member . Russell Thompson the new future Australian masters Games Boxing champion. Advertising is best seen inside of a boxing ring. I would be proud to wear your logo on my fight gear, training gear.
Extremely professional and patient. I really appreciate all the hardwork done by Nicole.
Cloe was super helpful and nice
Mason has been extremely thorough with communication, updates and clarity making he entire process stress free and encouraging
Thank you revive and thank you to the people that interacted with me they have been helpfull and professional kind and gentle to bear with thank you so much my life is more relaxed now .
Friend,Informative and Helpful advice.
Mathew Bell from Revive has been fantastic with helping me through this process and has explained everything clearly and was more than happy to answer any questions I had. I highly recommend Mathew Bell
Francis has been great since coming on board with my debt agreement. He was helpful and easy to approach with any issues that I had. The App is helpful to keep on track with repayments. Would recommend Revive Financial to anyone with debt related issues. Thanks for your help!!
You don’t have to decide alone. As Australia’s leading debt management company, we help you find the optimal debt management solution for your situation – be that a Part 9 Debt Agreement, an Informal Agreement or debt consolidation. The right solution will depend on your financial circumstances and your monthly repayment capacity. Take our free assessment to understand what you’re eligible for.
Debt management solutions usually take 3-5 years to complete. The length of your particular debt management solution depends on your debt level, budget, and your creditors. Creditor negotiations can vary, which may affect the length of your solution. Likewise, the type of agreement you enter into can also have an effect.
Debt management companies charge a professional fee for their debt solutions. Our friendly team of non-judgmental Success Specialists will assess your financial situation for free and clearly explain all costs associated with our solutions.
Yes, we can help manage many tax debts and negotiate with the ATO for our personal customers. Take our free assessment form to understand your eligibility and receive tailored help to manage your debts.
Revive Financial specialises in personal and limited business debt solutions. We offer tailored debt management solutions for sole traders, subcontractors, partners, and directors, and we work closely with registered Corporate Liquidators for any company debt solutions.
Our debt management solutions typically include unsecured debts like credit cards, personal loans, payday loans, ATO debts, some Centrelink debts, and outstanding utility and phone bills.
Part 9 Debt Agreements cannot include certain fines, penalties, HECS debts, and some Centrelink debts.
No.
As a professional debt management company, the solutions our Success Specialists recommend, do not include secured creditors like home loans, some car loans, or other loans secured by property.
Our Success Specialists may suggest refinancing your mortgage or consolidating your debts to achieve a better interest rate or reduce what you pay. Let our team help you find the right solution.
Yes, you can always pay more and increase your repayments if your financial situation improves. Extra funds can be paid towards your debt management solution. There are no penalties if you pay your debts early.
The main difference comes down to the scope and focus of the solution. Debt management companies like Revive Financial conduct a full assessment of your financial hardship to tailor a repayment plan that helps you get back on track. However, credit repair companies examine your credit history and focus on boosting your credit score. A credit reporting agency simply compiles credit scores.
It depends.
The impact on your credit file will depend on the agreement type. Entering into a Part 9 Debt Agreement is an act of bankruptcy and will be recorded on your credit report and on the National Personal Insolvency Index (NPII). The record will remain on your credit report for the longer of five (5) years from the date the agreement was entered into, or two (2) years from the date the agreement is completed or otherwise terminated. All Informal Agreements are negotiated under financial hardship arrangements, which can remain on your credit history after the arrangement ends, however does not affect your credit score.
The overall effect on your ability to apply for loans can vary. We offer many lending alternatives, even for those with an affected credit file.