Take back control of your financial future
Relieve financial pressure with a simple, tailored debt management solution you can afford to pay.
Find a path forward with tailored debt solutions
Access personalised debt help with debt management solutions tailored to your unique needs. At Revive Financial, we’ve been helping everyday Australians regain control of their finances since 2005. With more Australians than ever struggling with debt, there’s no better time to act.
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Assess your financial situation and monthly repayment impact with our handy debt consolidation calculator.
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Explore your options and compare trusted debt management solutions from Revive.
What our customers are saying
Really positive experience. Very helpfulful and my many question were always answered very fast
I can’t recommend Revive highly enough. Before contacting them, I felt like I was drowning in debt and had no idea where to start. The stress was overwhelming, and I was embarrassed about my situation. From the very first conversation, the team made me feel comfortable and never judged me. They explained everything in simple terms and made the whole process incredibly easy to understand. What I thought would be complicated and stressful turned out to be straightforward and manageable. The biggest surprise was how quickly the weight started to lift off my shoulders once I had a plan in place. The process wasn’t embarrassing at all—in fact, it was a huge relief talking to people who genuinely wanted to help. If you’re struggling with debt and feeling overwhelmed, don’t put it off. Reaching out to Revive was one of the best decisions I’ve made
Cloe was amazing
Staff are friendly and very helpful. Got me through a tough financial time …. Highly recommended
Outstanding Customer Service
Mason was incredibly amazing and so understanding. It made everything go so much smoother
They are fantastic to work with. Efficient and professional with caring about your situation. Every step of the way is explained and you feel like you're able to breathe again. Great 👍
I was working alongside Nicholas. He was absolutely amazing and reassuring throughout the process . He was patient, kind & honest throughout process . Thank you Nicholas.
Great communication, and supportive
Quick easy and friendly service Tuanita has been patient with me too
Nick was FANTASTIC to deal with, kept me in the loop as often as needed. He was caring and understanding and has made this whole process so easy!
I am very happy with the level of service from initial point of contacting revive.
I want to sincerely thank Nicole and the entire team at Revive Financial for their outstanding professional service. From the very first contact, Nicole was incredibly knowledgeable, responsive, and genuinely caring. She guided me through the entire process with clarity and expertise, making what could have been a stressful experience feel smooth and straightforward. The whole team demonstrated the highest level of professionalism, attention to detail, and commitment to my needs. I highly recommend Revive Financial to anyone seeking reliable and compassionate financial support. Thank you again!
Fast and efficient service . Highly recommend
They help me to stand again on my feet when I was struggling on my financial situation…. I very appreciated….
Fantastic experience and so down to earth and so understanding I appreciate all the help I have been given I’ve also recommended you guys to 3 of my mates now
Anette was fantastic She was helpful kept me up to date on everything and explained all my questions easily Fully recommend
Sharon was extremely helpful and went over and beyond her help
This is the place you need to go to when you need your debt consolidated in one very cheap and affordable payment plans they work around what you can afford and they try the hardest to make it work for you Matthew Bell helped with my debt consolidation and honestly did an amazing job and did everything in his power that he could to bring all my debt aboard with the agreement would recomend Matthew in the future for any of my friends or family very supportive and understanding and always ringing and contacting you with any changes or updates so always in the loop thanks Matthew bell love your work and your support
You don’t have to decide alone. As Australia’s leading debt management company, we help you find the optimal debt management solution for your situation – be that a Part 9 Debt Agreement, an Informal Agreement or debt consolidation. The right solution will depend on your financial circumstances and your monthly repayment capacity. Take our free assessment to understand what you’re eligible for.
Debt management solutions usually take 3-5 years to complete. The length of your particular debt management solution depends on your debt level, budget, and your creditors. Creditor negotiations can vary, which may affect the length of your solution. Likewise, the type of agreement you enter into can also have an effect.
Debt management companies charge a professional fee for their debt solutions. Our friendly team of non-judgmental Success Specialists will assess your financial situation for free and clearly explain all costs associated with our solutions.
Yes, we can help manage many tax debts and negotiate with the ATO for our personal customers. Take our free assessment form to understand your eligibility and receive tailored help to manage your debts.
Revive Financial specialises in personal and limited business debt solutions. We offer tailored debt management solutions for sole traders, subcontractors, partners, and directors, and we work closely with registered Corporate Liquidators for any company debt solutions.
Our debt management solutions typically include unsecured debts like credit cards, personal loans, payday loans, ATO debts, some Centrelink debts, and outstanding utility and phone bills.
Part 9 Debt Agreements cannot include certain fines, penalties, HECS debts, and some Centrelink debts.
No.
As a professional debt management company, the solutions our Success Specialists recommend, do not include secured creditors like home loans, some car loans, or other loans secured by property.
Our Success Specialists may suggest refinancing your mortgage or consolidating your debts to achieve a better interest rate or reduce what you pay. Let our team help you find the right solution.
Yes, you can always pay more and increase your repayments if your financial situation improves. Extra funds can be paid towards your debt management solution. There are no penalties if you pay your debts early.
The main difference comes down to the scope and focus of the solution. Debt management companies like Revive Financial conduct a full assessment of your financial hardship to tailor a repayment plan that helps you get back on track. However, credit repair companies examine your credit history and focus on boosting your credit score. A credit reporting agency simply compiles credit scores.
It depends.
The impact on your credit file will depend on the agreement type. Entering into a Part 9 Debt Agreement is an act of bankruptcy and will be recorded on your credit report and on the National Personal Insolvency Index (NPII). The record will remain on your credit report for the longer of five (5) years from the date the agreement was entered into, or two (2) years from the date the agreement is completed or otherwise terminated. All Informal Agreements are negotiated under financial hardship arrangements, which can remain on your credit history after the arrangement ends, however does not affect your credit score.
The overall effect on your ability to apply for loans can vary. We offer many lending alternatives, even for those with an affected credit file.