Take back control of your financial future
Relieve financial pressure with a simple, tailored debt management solution you can afford to pay.
Find a path forward with tailored debt solutions
Access personalised debt help with debt management solutions tailored to your unique needs. At Revive Financial, we’ve been helping everyday Australians regain control of their finances since 2005. With more Australians than ever struggling with debt, there’s no better time to act.
Gain financial clarity right now
Assess your financial situation and monthly repayment impact with our handy debt consolidation calculator.
Your results
Compare debt management solutions
Explore your options and compare trusted debt management solutions from Revive.
What our customers are saying
The process was tough but with a great support from the staff it was worthy
I am very happy with the service provided by Revive Financial. Nicole has been very helpful, patient and professional throughout the process. She explained everything clearly and made the process much easier for me. I really appreciate her support and assistance. Thank you so much, Nicole!
Connie was absolutely amazing and very helpful through the whole process
A complete financial assistance service.
Absolutely amazing from the start. Excellent communication and very accommodating.
I had an excellent experience with Revive Financial from start to finish. Annette was incredibly informative, professional, and always took the time to explain each step of the process clearly. Her support, regular communication, and genuine understanding made what felt like a stressful situation much easier to manage. The entire team was friendly, responsive, and committed to finding the best outcome for my circumstances. I highly recommend Revive Financial to anyone looking for expert guidance and outstanding customer service
I am not very organised nor do I have very much time to do My finances. As a single mum of 3 and working full time i needed help. Donna was absolutely amazing, she was patient and guided me to great solution. Thankyou Donna, greatly appreciate you
I had an absolutely outstanding experience with Anette Carter, Customer Success Specialist at Revive Financial. From the very beginning, Anette made a genuine and lasting impression on me through her kindness, patience, professionalism, and sincere willingness to help. Dealing with personal financial matters can sometimes feel overwhelming and stressful, but Anette made me feel comfortable, understood, and supported throughout the process. She took the time to listen without judgment, showed genuine empathy towards my circumstances, and explained everything clearly and thoughtfully. Her approachable nature and reassuring communication made a real difference to my experience and gave me greater confidence and peace of mind. What stood out most was that Anette made me feel like more than just another client. She treated me with respect, compassion, and understanding, demonstrating that she genuinely cares about the people she helps. Her ability to combine professionalism with such a personal and caring approach is truly special. It is rare to come across someone who makes such a positive difference through their work, but Anette did exactly that. Her support was not only appreciated but also made what could have been a difficult experience feel much more manageable and reassuring. I would like to sincerely thank Anette for her exceptional service, genuine compassion, and dedication. She is a real credit to Revive Financial, and I hope her efforts and the positive impact she has on her clients are recognised and appreciated. Employees like Anette make a meaningful difference in people’s lives, and I cannot thank her enough for the outstanding experience she provided. Anette, thank you for making me feel heard, respected, and genuinely supported. Your kindness and professionalism have left a lasting positive impression on me. You are a wonderful representative of Revive Financial, and your efforts truly deserve recognition.
Very helpful , explain clearly, response every questions , excellent customer service
Very supportive, efficient friendly help from the beginning. Thank you especially tp my consultant Jordyn for sticking with me!
After covid I was in real trouble financially. Revive along with United Care absolutely saves me. They were wonderful to deal with and changed my life. Thank you so much. Cannot recommend highly eniugh
Miss or Mrs Anette, She is very very very good good great to have communication with and she is meant to be in this platform as she knows the people situation and understands very well and her approach towards me was like a own sister and I loved it and the God bless her in her life and she have a best skill to approach and thank you so much for making my shoulder burdens lift to revive finances to and her. Thank you all.
Fabulous customer service and always keeps you updated with the progress. Highly recommend.
Great friendly team great service with no pressure They make it easy to get ypu back on track
Warranee listened and it was for the first time someone was able to relieve my stress. Process was explained very well. The approach was without judgement and helpful
Able to assist quickly
Very pleased with Warrenee , the way she has handled my documents and Finace making it a smooth and easy process
Mason was amazing, quick and efficient with so much knowledge, anything she didn’t know was top priority to get the information for me, such a great experience to have revive helping me out of my situation
You don’t have to decide alone. As Australia’s leading debt management company, we help you find the optimal debt management solution for your situation – be that a Part 9 Debt Agreement, an Informal Agreement or debt consolidation. The right solution will depend on your financial circumstances and your monthly repayment capacity. Take our free assessment to understand what you’re eligible for.
Debt management solutions usually take 3-5 years to complete. The length of your particular debt management solution depends on your debt level, budget, and your creditors. Creditor negotiations can vary, which may affect the length of your solution. Likewise, the type of agreement you enter into can also have an effect.
Debt management companies charge a professional fee for their debt solutions. Our friendly team of non-judgmental Success Specialists will assess your financial situation for free and clearly explain all costs associated with our solutions.
Yes, we can help manage many tax debts and negotiate with the ATO for our personal customers. Take our free assessment form to understand your eligibility and receive tailored help to manage your debts.
Revive Financial specialises in personal and limited business debt solutions. We offer tailored debt management solutions for sole traders, subcontractors, partners, and directors, and we work closely with registered Corporate Liquidators for any company debt solutions.
Our debt management solutions typically include unsecured debts like credit cards, personal loans, payday loans, ATO debts, some Centrelink debts, and outstanding utility and phone bills.
Part 9 Debt Agreements cannot include certain fines, penalties, HECS debts, and some Centrelink debts.
No.
As a professional debt management company, the solutions our Success Specialists recommend, do not include secured creditors like home loans, some car loans, or other loans secured by property.
Our Success Specialists may suggest refinancing your mortgage or consolidating your debts to achieve a better interest rate or reduce what you pay. Let our team help you find the right solution.
Yes, you can always pay more and increase your repayments if your financial situation improves. Extra funds can be paid towards your debt management solution. There are no penalties if you pay your debts early.
The main difference comes down to the scope and focus of the solution. Debt management companies like Revive Financial conduct a full assessment of your financial hardship to tailor a repayment plan that helps you get back on track. However, credit repair companies examine your credit history and focus on boosting your credit score. A credit reporting agency simply compiles credit scores.
It depends.
The impact on your credit file will depend on the agreement type. Entering into a Part 9 Debt Agreement is an act of bankruptcy and will be recorded on your credit report and on the National Personal Insolvency Index (NPII). The record will remain on your credit report for the longer of five (5) years from the date the agreement was entered into, or two (2) years from the date the agreement is completed or otherwise terminated. All Informal Agreements are negotiated under financial hardship arrangements, which can remain on your credit history after the arrangement ends, however does not affect your credit score.
The overall effect on your ability to apply for loans can vary. We offer many lending alternatives, even for those with an affected credit file.