Take back control of your financial future
Relieve financial pressure with a simple, tailored debt management solution you can afford to pay.
Find a path forward with tailored debt solutions
Access personalised debt help with debt management solutions tailored to your unique needs. At Revive Financial, we’ve been helping everyday Australians regain control of their finances since 2005. With more Australians than ever struggling with debt, there’s no better time to act.
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Assess your financial situation and monthly repayment impact with our handy debt consolidation calculator.
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What our customers are saying
Very helpful and eased a lot of my financial stress
The folks here have been very helpful. I couldn't be happier.
Thank you to Sarah who was amazing through the whole process
The stress lift was instant, the only mistake was me , i should have reached out sooner , life changing . THANK YOU THANK YOU
All relativlly smooth
Revive Financial are a professional company, providing excellent services and advice. Their staff are friendly and providing excellent financial reviving services.
Revive financial were magnificent in the way that they were able to sort everything out for me and all the support and help throughout. If you ever need assistance please I thoroughly recommend them.
Amazing customer service and made the whole situation so easy for me, do reccomend
I found the process a bit overwhelming but was put at ease, with the service I received. I thought it would be a difficult process but with a lot of guidance and patience from Revive the overall experience was great.
I honestly can’t thanks Cloe night, she was patient, caring and thorough. I felt supported and that she really cared! This has changed my life, I no longer have the stress of where I will find the money to pay my debts! Thank you from the bottom of my heart 🙂
Sarah has been very helpful and quick with responding great to work with
I cannot thank Revive financial enough for their life changing help. From the very first phone call, Nick Smith was incredible empathetic , patient and professional. They took away the crushing weight of my debt and made me feel cared for rather than judged. Highly recommended Revive financial and Nick Smith😊
Really positive experience. Very helpfulful and my many question were always answered very fast
I can’t recommend Revive highly enough. Before contacting them, I felt like I was drowning in debt and had no idea where to start. The stress was overwhelming, and I was embarrassed about my situation. From the very first conversation, the team made me feel comfortable and never judged me. They explained everything in simple terms and made the whole process incredibly easy to understand. What I thought would be complicated and stressful turned out to be straightforward and manageable. The biggest surprise was how quickly the weight started to lift off my shoulders once I had a plan in place. The process wasn’t embarrassing at all—in fact, it was a huge relief talking to people who genuinely wanted to help. If you’re struggling with debt and feeling overwhelmed, don’t put it off. Reaching out to Revive was one of the best decisions I’ve made
Cloe was amazing
Staff are friendly and very helpful. Got me through a tough financial time …. Highly recommended
Outstanding Customer Service
Mason was incredibly amazing and so understanding. It made everything go so much smoother
They are fantastic to work with. Efficient and professional with caring about your situation. Every step of the way is explained and you feel like you're able to breathe again. Great 👍
You don’t have to decide alone. As Australia’s leading debt management company, we help you find the optimal debt management solution for your situation – be that a Part 9 Debt Agreement, an Informal Agreement or debt consolidation. The right solution will depend on your financial circumstances and your monthly repayment capacity. Take our free assessment to understand what you’re eligible for.
Debt management solutions usually take 3-5 years to complete. The length of your particular debt management solution depends on your debt level, budget, and your creditors. Creditor negotiations can vary, which may affect the length of your solution. Likewise, the type of agreement you enter into can also have an effect.
Debt management companies charge a professional fee for their debt solutions. Our friendly team of non-judgmental Success Specialists will assess your financial situation for free and clearly explain all costs associated with our solutions.
Yes, we can help manage many tax debts and negotiate with the ATO for our personal customers. Take our free assessment form to understand your eligibility and receive tailored help to manage your debts.
Revive Financial specialises in personal and limited business debt solutions. We offer tailored debt management solutions for sole traders, subcontractors, partners, and directors, and we work closely with registered Corporate Liquidators for any company debt solutions.
Our debt management solutions typically include unsecured debts like credit cards, personal loans, payday loans, ATO debts, some Centrelink debts, and outstanding utility and phone bills.
Part 9 Debt Agreements cannot include certain fines, penalties, HECS debts, and some Centrelink debts.
No.
As a professional debt management company, the solutions our Success Specialists recommend, do not include secured creditors like home loans, some car loans, or other loans secured by property.
Our Success Specialists may suggest refinancing your mortgage or consolidating your debts to achieve a better interest rate or reduce what you pay. Let our team help you find the right solution.
Yes, you can always pay more and increase your repayments if your financial situation improves. Extra funds can be paid towards your debt management solution. There are no penalties if you pay your debts early.
The main difference comes down to the scope and focus of the solution. Debt management companies like Revive Financial conduct a full assessment of your financial hardship to tailor a repayment plan that helps you get back on track. However, credit repair companies examine your credit history and focus on boosting your credit score. A credit reporting agency simply compiles credit scores.
It depends.
The impact on your credit file will depend on the agreement type. Entering into a Part 9 Debt Agreement is an act of bankruptcy and will be recorded on your credit report and on the National Personal Insolvency Index (NPII). The record will remain on your credit report for the longer of five (5) years from the date the agreement was entered into, or two (2) years from the date the agreement is completed or otherwise terminated. All Informal Agreements are negotiated under financial hardship arrangements, which can remain on your credit history after the arrangement ends, however does not affect your credit score.
The overall effect on your ability to apply for loans can vary. We offer many lending alternatives, even for those with an affected credit file.