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Personal Debt

Personal Debt

If managing your finances has become overwhelming, find out how to take back control with one of our personal debt solutions. Our products are tailored to your circumstances and what’s best for your financial future.

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  • Debt Management Plans
  • Consolidation
  • Bankruptcy
  • Lending
  • Budgeting
Debt Management Plans

Debt Management Plans

Debt Management Plans can help you take back control of your finances by reducing your overall outstanding debt, pausing interest, and stopping those harassing calls and emails from creditors.

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Consolidation

Debt Consolidation

Combine your debts and take back control with a debt consolidation loan. Roll all of your personal debts such as credit cards and personal loans into one, easy-to-manage repayment.

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Bankruptcy

Bankruptcy

Take back control of your financial future and start fresh by declaring Bankruptcy, eliminating your debts through our Registered Bankruptcy Trustee.

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Lending

Lending

You may be eligible to refinance your home loan, allowing you to consolidate your credit card debts and personal loans, reducing fees, and alleviating stress. A great way to take back control of your financial future.

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Budgeting

Budgeting

If you find it difficult to manage your debts, we can help you take back control with our budgeting services, tips, and tools. Build a positive financial future, starting today.

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Business Debt

Business Debt

In today’s economic climate, as a company director, you know when your business is in trouble. We’ll give you the options available to take back control of your finances and make decisions about your business. Start with our free 30-minute consultation today.

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  • Voluntary Administration
  • Liquidation
  • Turnaround & Restructuring
  • Tax Debt
  • Loans & Refinancing
Voluntary Administration

Voluntary Administration

Shift the control of an insolvent company to an administrator, providing breathing space from creditors and helping directors avoid insolvent trading, and potential liquidation.

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Turnaround & Restructuring

Turnaround & Restructuring

Give your company a chance to take back control by implementing a turnaround strategy, such as restructuring. Challenging economic climates can make your financial future uncertain, reaching out early can help you take back control today and save your business.

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Liquidation

Liquidation

If your company cannot pay off its debts, it may be declared insolvent. Directors and shareholders may decide to wind it up, and a Liquidation can help you get the best return out of what's left to secure your financial future.

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Tax Debt

Tax Debt

We can help you manage accumulating tax debt, negotiate with the ATO on your behalf and offer support with finance for tax debt loans. We provide all the necessary information on what to do if the ATO takes action against your company, allowing you to take back control of your financial future.

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Loans & Refinancing

Loans & Refinancing

You may be eligible to refinance your home loan or find a new lending solution, allowing you to consolidate your debts, reduce fees, and alleviate stress. A great way to take back control of your financial future.

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About Us

About Us

We’ve been helping Australians take back control of their financial futures since 2005. With a large range of debt solutions, a dedicated team, and market leading digital tools and technology, we are paving the way in providing financial wellbeing for all Australians struggling with debt.

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  • Careers
  • Community
  • Social Support Partners
  • Success Stories
Community

Community

We don’t stop at debt, with our company embedded in the local community we support local sporting teams and charities through sponsorships and events. Get involved today.

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Careers

Careers

We are a national company, with a Head Office in Noosa, who want to give Australians a fresh start to a positive financial future. Our team are close-knit, dedicated, and passionate about helping Australians and each other. Apply here today!

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Success Stories

Success Stories

We have helped thousands of Australians take back control of their financial future whilst being non-judgemental, caring, and honest. But don’t just take our word for it, hear it from the customers themselves.

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Knowledge Centre

Knowledge Centre

Knowledge is power, so we’ve put together a collection of calculators, content and tools that make understanding your finances easier, so you can take back control today. From budgeting or debt consolidation calculators, to FAQs and Articles, we’ve got you covered.

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  • Calculators
  • FAQ
  • Articles
FAQ

FAQ

If you’ve got a question, we’ll give you an answer. Find our most common questions and answers here, all designed to help you take back control of your financial future now.

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  • Business FAQ
  • Personal FAQs
Articles

Articles

We’re all about providing Australians with the latest information and assistance to help you take back control. Find hundreds of our articles here, covering topics such as Debt Agreements, Bankruptcy, Budgeting, Director Advice, Education, News, Research and much more.

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  • Article 5
Videos

Videos

If you prefer to watch instead of read, we’ve curated custom videos to help you understand your options around debt and financial assistance services. Sit back and see how we are here to help you take back control.

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Calculators

Calculators

Our custom calculators do the hard work for you, so you can see how easy it is to take back control of your financial future today. From loan repayments to budgeting, business loans to credit card debt, we’ll crunch the numbers for you.

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  • Budget Calculator
  • Repayment Calculator
  • Consolidation Calculator
  • Credit Card Calculator
  • Mortgage Calculator
Contact Us

Contact Us

If you can’t find the answers here, it’s time to get in touch! We’re real, ready, and have the answers you need to secure your financial future. Let our dedicated, caring, and non-judgemental team help you take back control today.

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  • Partner With Us
Partner With Us

Partner With Us

See how our unique insolvency solutions and accredited team can enhance your service offering and assist you to retain customers. Combining over 45 years of experience, we work with a network of business professionals to assist customers through difficult financial situations.

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Leave Us Feedback

Leave Us Feedback

We’re all about listening, learning and growing to continue improving as the leader in Australian financial assistance. If you’ve got something to share, we’d love to hear your feedback here.

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Social Support Partners

Social Support Partners

Debt and financial worries can be overwhelming and have a significant impact on your life. It’s important to us that you aren’t alone during this journey. While we focus on your financial future, our wellbeing partners focus on you.

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1800 534 534

Social Support Partners

Take Back Control in 3 Easy Steps

Get in Touch

Get your free instant debt analysis either online or over the phone with our friendly finance professionals.

Receive Tailored Solution

If you choose to go ahead with a debt relief solution, we stabilise your position, stop the harassing calls and letters, and your journey towards financial freedom begins.

Take Back Control

Enjoy one easy to manage solution to clear your debts and start building a positive financial future.

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You're In Safe Hands

Industry Leaders

Our dedicated team have been trusted by over 10,000 Australians to help take back control of their financial futures. It's what we do best so you can rest assured.

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Financial Professionals

Revive Financial is proudly Australian owned and lead by a team of Chartered Accountants. Our qualified team have been helping Australians become debt free since 2005.

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Judgement-Free

At Revive Financial, we care about the stress and impact being in debt has on your wellbeing. We want to help you take back your control, no judgement, just a helping hand.

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Download Our eBook

Learn how to turn negative to positive today with a FREE ebook produced by our team of finance professionals, just for you. This helpful guide outlays all of the debt management options available and will assist you in understanding how you can take back control of your financial future.

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Thank you for downloading our eBook. A copy has also been emailed to the address provided.

Our Debt Calculators

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Mortgages

Personal Loans

Car Loans

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Frequently Asked Questions

What is a Debt Management Plan?

A Debt Management Plan is a flexible arrangement which provides you with a viable alternative to Bankruptcy and avoids the serious consequences and limitations it carries. During the DMP process, we negotiate with creditors on your behalf and on your terms – not theirs, so you can reach a fair outcome between all parties. All calls and harassment from creditors will cease once they recognise we are working with you to find a positive solution to your financial situation. Our Debt Management Plan is offered Australia-wide. No matter where you are, if you’re struggling we can help reduce your debts and get your finances back on track.

How does it work?

After engaging Revive Financial, one of our experienced Customer Success Managers will be assigned to collect information for your application from creditors. Once your creditors know you’re on a DMP, all harassing phone calls will stop. The information collected from your creditors will help your Case Manager understand your financial circumstances and create a tailored solution for your individual situation.

Can you help me access the equity in my home loan to repay my debt?

Yes, we can help you consolidate your debts and reduce your repayments through a new home loan. This will then allow you to pay off your debts with a lump sum settlement. Speak to one of our Lending Managers to discuss all our debt relief options.

How Long does Company Liquidation Last?

The time it takes to complete a Company Liquidation will vary depending on how complicated the company’s affairs are. There is no set time limit with which the Company Liquidation needs to be completed and as such, it can range from 12 to 18 months (for an average-sized company that is fairly uncomplicated) to longer (if the company’s affairs are complex). The main factors that affect the time-frame of the Liquidation are the structure of the company, its dealings prior to being liquidated and whether it will be necessary to litigate.

How Long does Voluntary Administration Last?

The Administrator must submit their report to the creditors 5 weeks from the date of their appointment. For more complicated cases, this timeframe can be extended.

Will Company Liquidation Affect my Credit Rating?

Credit reporting bureaus do keep track of companies that enter Company Liquidation and the names of the directors of those companies. The ‘mark’ on your credit report is there, but it is unlikely to affect you if you’re applying for personal credit. For example, if you want to apply for a credit card or personal loan, it generally won’t be an issue. However, if you want to apply for a business loan, it is much more likely the ‘mark’ will be found.

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Latest Articles

Business closures Australia - Is the Post-COVID apocalypse still coming?

When JobKeeper and other COVID relief measures ended, it was presumed zombie businesses with poor business viability would emerge and fall. But has it happened?

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Federal budget 2021-22: How will it affect you?

Josh Frydenberg’s federal budget 2021-22 announcement included many provisions to support Australia’s economic recovery. What does this mean for SMBs and individuals?

Read more

Struggling to pay debts and at risk of insolvent trading?

As the ATO ramps up debt recovery and temporary COVID support and protection ends, is your business at risk of trading while insolvent and what should you do?

Read more
View All Articles

How Can We Assist You Today?

Business
Personal
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Types Of Unsecured Debts

Credit/Store Cards
Personal Loan
Pay Day Loan
Tax Debt
Utility Bill
Other
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Your Business Structure

Sole Trader
Partnership
Pty Ltd Company
Trust
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Unsecured Debt Amount

$10,000
$1,000
$100,000+

Business Debt Amount

$100,000
$10,000
$1,000,000+

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