Take back control of your financial future
Relieve financial pressure with a simple, tailored debt management solution you can afford to pay.
Find a path forward with tailored debt solutions
Access personalised debt help with debt management solutions tailored to your unique needs. At Revive Financial, we’ve been helping everyday Australians regain control of their finances since 2005. With more Australians than ever struggling with debt, there’s no better time to act.
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Assess your financial situation and monthly repayment impact with our handy debt consolidation calculator.
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What our customers are saying
Thank you Sarah for all the help. I really appreciate it 🙏🏽 . You have taken a massive burden off my shoulders.
Most of you customer service are friendly very understanding especially one of one revive customer service name Bonnie she’s very understanding very helpful. She always advising me what kind of document I need to get and if I don’t know how to get she tried her best to explain to me the right way and how to get it. I am highly recommend revive to anyone who have a difficulty dealing with A payments.
Revive helped me free my dept they were very helpful from day one . I cant thank Revive enough. Im totally dept free thanks to Revive
Really helped me out when I was in a tough position. They helped me to sort out my creditors and then get back on my feet over a few years. Really easy to deal with, very fair offerings for their service and customer service is great. A big thanks to Charmaine for all her help the last couple of years, she’s been a pleasure to deal with!
Couldn’t be happier with revive financial! They were very helpful and made life a lot easier!
Because your helping me with my financial:) and getting me back on track
Caring and supportive team.
You helped me emensley and I appreciated it so much Thankyou
Being with revive was a great experience in my time they helped me though a very rough time and I was able to get my life back on track . In that time they were so helpful and compassionate throughout my journey thankyou
I have been very happy with the help and service from Revive Financial, in particular, Anette carter. The burden of finical distress has been lifted and my life has become easier to manage.
Website is easy to navigate, staff are prompt and helpful. Overall experience was great.
I received help and guidance from Anette (Carter) from the start and I am very grateful that I did. Anette is by far the best customer service agent I have had to deal with during the 17 years I've lived in Australia. She is very clear, thorough and professional. I also felt through the entire process that Anette was available when needed and always prompt to respond to requests. Lastly, her constant support was enough to help me feel comfortable in quite an uncomfortable situation. Thank you. If there is such a thing as a promotion in your department, I know who I would give it to.
Kylie has gone above and beyond to assist me with improving my financial situation. She has shown so much kindness and empathy throughout the process as well as listening without any judgment. I would happily recommend Revive Financial to friends and family. Thank you so much Kylie!
I reached out as an interest, not expecting the highly positive outcome I received. I didn’t think my situation could be managed as well as it had been. I spoke to multiple friendly team members but primarily Mason. Her experience and assistance has been above and beyond, every step of the way. Reach out to this company should you find it yourself struggling. 10/10 rad
Matt has been an awesome help with my financial issues and helping me to get them resolved the best he can. All the work that he has put in to help me i am really grateful and I’m looking forward to to starting fresh in a few years. Thanks again Matt for your help.
Finally feeling less anxious knowing I’ll be debt free
Very friendly guiding to the proper way and very professional
Great solutions
I love Kylie she is helpful and she’s so Genius at her job ⭐️⭐️⭐️⭐️⭐️
You don’t have to decide alone. As Australia’s leading debt management company, we help you find the optimal debt management solution for your situation – be that a Part 9 Debt Agreement, an Informal Agreement or debt consolidation. The right solution will depend on your financial circumstances and your monthly repayment capacity. Take our free assessment to understand what you’re eligible for.
Debt management solutions usually take 3-5 years to complete. The length of your particular debt management solution depends on your debt level, budget, and your creditors. Creditor negotiations can vary, which may affect the length of your solution. Likewise, the type of agreement you enter into can also have an effect.
Debt management companies charge a professional fee for their debt solutions. Our friendly team of non-judgmental Success Specialists will assess your financial situation for free and clearly explain all costs associated with our solutions.
Yes, we can help manage many tax debts and negotiate with the ATO for our personal customers. Take our free assessment form to understand your eligibility and receive tailored help to manage your debts.
Revive Financial specialises in personal and limited business debt solutions. We offer tailored debt management solutions for sole traders, subcontractors, partners, and directors, and we work closely with registered Corporate Liquidators for any company debt solutions.
Our debt management solutions typically include unsecured debts like credit cards, personal loans, payday loans, ATO debts, some Centrelink debts, and outstanding utility and phone bills.
Part 9 Debt Agreements cannot include certain fines, penalties, HECS debts, and some Centrelink debts.
No.
As a professional debt management company, the solutions our Success Specialists recommend, do not include secured creditors like home loans, some car loans, or other loans secured by property.
Our Success Specialists may suggest refinancing your mortgage or consolidating your debts to achieve a better interest rate or reduce what you pay. Let our team help you find the right solution.
Yes, you can always pay more and increase your repayments if your financial situation improves. Extra funds can be paid towards your debt management solution. There are no penalties if you pay your debts early.
The main difference comes down to the scope and focus of the solution. Debt management companies like Revive Financial conduct a full assessment of your financial hardship to tailor a repayment plan that helps you get back on track. However, credit repair companies examine your credit history and focus on boosting your credit score. A credit reporting agency simply compiles credit scores.
It depends.
The impact on your credit file will depend on the agreement type. Entering into a Part 9 Debt Agreement is an act of bankruptcy and will be recorded on your credit report and on the National Personal Insolvency Index (NPII). The record will remain on your credit report for the longer of five (5) years from the date the agreement was entered into, or two (2) years from the date the agreement is completed or otherwise terminated. All Informal Agreements are negotiated under financial hardship arrangements, which can remain on your credit history after the arrangement ends, however does not affect your credit score.
The overall effect on your ability to apply for loans can vary. We offer many lending alternatives, even for those with an affected credit file.