Take back control of your financial future
Relieve financial pressure with a simple, tailored debt management solution you can afford to pay.
Find a path forward with tailored debt solutions
Access personalised debt help with debt management solutions tailored to your unique needs. At Revive Financial, we’ve been helping everyday Australians regain control of their finances since 2005. With more Australians than ever struggling with debt, there’s no better time to act.
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What our customers are saying
I had Joseph as my person who helped me through it all he was always really nice and helped me with everything any time I needed it I’d recommend this dept consolidate to any one in financial hardships as it as allowed me and my partner to move out on our own and start our lives can’t say anything bad about revive financial
I highly recommend 👌 Georgia was absolutely brilliant and amazing how helpful and efficient she was in helping me throughout the whole process! Thankyou kindly.
Good quick service not judgemental as to why assistance is needed.
Fast and efficient service and support.
I highly recommend Revival Financial . The whole process was quick , easy and stress free. A special mention to Kylie, who has been absolutely wonderful , she is extremely supportive & always takes the time to explain everything clearly. Her communication has been excellent throughout and I always felt informed & comfortable with each step of the process .Thank you Kylie & team at Revival for making what could have been a daunting process feel so simple & manageable .Fantastic service from start to finish !
Extremely helpful
Very helpful and great communication skills and explain everything
Highly reccomended, Ben have been very helpful and looking at better solutions for my situation.
My agent Ben is amazing! All my paperwork got sorted quickly. My creditors stopped hounding me. Ben was very kind, empathetic and thorough. He knows his stuff and made the whole experience much easier and helped relieve a lot of the stress that has been on my shoulders for a very long time now. I'm very appreciative of his outstanding help.
It’s very easy and nice process to dissolve my issue and give me a relive thanks
Recently went threw revive to save me from potential colapse. For anyone struggling financially please contact zac from revive financial, zac has been an absolute legend. Making the process simple and stress free. I couldnt possibly thank him enough for the ongoing support and guidance throighout the process. Thank you so much for giving me back my life zac and revive team. Your are legends. Cheers
At a time where I felt lost and couldn't see a way out financially, I called Revive they were so helpful gave me options and eased my chaotic brain. Brilliant communication, explanations of each step ! I see a light at the end of the tunnel. Thanks revive financial you have made a difference in this person's life xx
Helps me relieved my stressful financial interests form other lenders. Helps me have all my bills in one payment and less interest. It gave me a chance to have financial freedom back. Revuve team Are very helpful and easy to communicates helps me with everything I need. Highly recommended
After struggling with bad a financial situation, the stress was really damaging my health and outlook. Tuanita was an absolute godsend and I truly mean that, the process went very smoothly and knowing I didn't have to deal with the people I owed money to was such a relief, wouldn't hesitate to recommend Revive to any person for sure
I had some amazing help from Nicole to get my finances in order. Such a stress relief and easy to sort out with their help.
Thanks for your help was helping me out with debt am was struggling financially sistuation
My customer service specialist was very knowledgeable and supportive. She was very understanding and compassionate to my circustances. Sharon was extremely helpful and supported me through the entire process.
I recieved amazing help from Sharon. She helped me combine all my debt and work out a repayment that worked best for me. As a stay at home mother of 2, struggling to find work while studying, this has been a massive relief off my shoulders
You don’t have to decide alone. As Australia’s leading debt management company, we help you find the optimal debt management solution for your situation – be that a Part 9 Debt Agreement, an Informal Agreement or debt consolidation. The right solution will depend on your financial circumstances and your monthly repayment capacity. Take our free assessment to understand what you’re eligible for.
Debt management solutions usually take 3-5 years to complete. The length of your particular debt management solution depends on your debt level, budget, and your creditors. Creditor negotiations can vary, which may affect the length of your solution. Likewise, the type of agreement you enter into can also have an effect.
Debt management companies charge a professional fee for their debt solutions. Our friendly team of non-judgmental Success Specialists will assess your financial situation for free and clearly explain all costs associated with our solutions.
Yes, we can help manage many tax debts and negotiate with the ATO for our personal customers. Take our free assessment form to understand your eligibility and receive tailored help to manage your debts.
Revive Financial specialises in personal and limited business debt solutions. We offer tailored debt management solutions for sole traders, subcontractors, partners, and directors, and we work closely with registered Corporate Liquidators for any company debt solutions.
Our debt management solutions typically include unsecured debts like credit cards, personal loans, payday loans, ATO debts, some Centrelink debts, and outstanding utility and phone bills.
Part 9 Debt Agreements cannot include certain fines, penalties, HECS debts, and some Centrelink debts.
No.
As a professional debt management company, the solutions our Success Specialists recommend, do not include secured creditors like home loans, some car loans, or other loans secured by property.
Our Success Specialists may suggest refinancing your mortgage or consolidating your debts to achieve a better interest rate or reduce what you pay. Let our team help you find the right solution.
Yes, you can always pay more and increase your repayments if your financial situation improves. Extra funds can be paid towards your debt management solution. There are no penalties if you pay your debts early.
The main difference comes down to the scope and focus of the solution. Debt management companies like Revive Financial conduct a full assessment of your financial hardship to tailor a repayment plan that helps you get back on track. However, credit repair companies examine your credit history and focus on boosting your credit score. A credit reporting agency simply compiles credit scores.
It depends.
The impact on your credit file will depend on the agreement type. Entering into a Part 9 Debt Agreement is an act of bankruptcy and will be recorded on your credit report and on the National Personal Insolvency Index (NPII). The record will remain on your credit report for the longer of five (5) years from the date the agreement was entered into, or two (2) years from the date the agreement is completed or otherwise terminated. All Informal Agreements are negotiated under financial hardship arrangements, which can remain on your credit history after the arrangement ends, however does not affect your credit score.
The overall effect on your ability to apply for loans can vary. We offer many lending alternatives, even for those with an affected credit file.