Australia’s trusted debt solutions partner

At Revive Financial, we help Australians navigate financial hardship with personalised debt solutions, expert guidance, and a clear path toward financial recovery.

Who we are

Revive Financial is a positive force for Australians stuck on the negative side of debt – helping people take back control of their financial future.

Empathetic and non-judgmental

We treat every customer with dignity and respect, understanding that no one plans to fall into debt.

Financial professionals

Experienced, educated and qualified – we provide clear and realistic debt solutions – never pressure or make false promises.

Honest and realistic

We outline all available options and give transparent advice so you can make informed decisions with confidence.

Focused on positive outcomes 

Our mission is financial wellbeing – guiding Australians from financial stress toward stability and control. 

Our mission

Revive Financial exists to give Australians a fresh start to a positive financial future – delivering financial wellbeing to those struggling with debt.

Australia's #1 debt solutions provider

When debt feels overwhelming, you don’t need judgement – you need clarity, structure and the right financial professionals by your side.

39K +
Individuals helped
$500M+
In debt negotiated
60%
Average debt reduction

Community and impact

Our work extends beyond individual debt solutions.

100K+
Donated
250+
Gifts donated
2
Charity partners

Leadership team

Our leadership team at Revive Financial has over 100 years’ combined professional experience servicing everyday Australians across financial services, debt management and insolvency.

Craig Francis

Founder, Chairman & CEO

Craig Francis is the Founder, Chairman & CEO at Revive Financial. For more than 20 years, Craig has focused on reshaping the debt management and insolvency industry in Australia. A Chartered Accountant by background, he built strong commercial foundations in mid-sized accounting firms and a Big 4 environment before founding his own accounting and investment advisory practice, which he led for a decade. He is passionate about combining smart technology with genuine human care, providing practical solutions and non-judgmental support to help Australians move from financial stress to financial stability.

Qualifications & Accreditations

  • Graduate Diploma of Chartered Accounting
  • Bachelor of Business
  • Diploma of Finance and Mortgage Broking Management
  • Mini MBA

Shane Edwards

Chief Financial Officer

Shane Edwards is Chief Financial Officer at Revive Financial, leading strategic growth and financial governance across the organisation’s debt solutions and personal insolvency services. A Chartered Accountant with more than 30 years’ experience in banking, energy and professional services, Shane brings deep expertise in financial management, compliance and operational strategy. He has held senior executive roles at Lloyds Banking Group, Origin Energy and PKF, and for over a decade at Revive has helped strengthen sustainable, client-focused financial solutions for Australians experiencing financial hardship.

Qualifications & Accreditations

  • Chartered Accountant (CA)
  • Registered Debt Agreement Administrator
  • Bachelor of Commerce (Accounting & Finance)
  • Graduate Diploma of Applied Finance & Investment
  • PRINCE2 Practitioner

Brett Gavin

Chief Operating Officer

Brett Gavin is the Chief Operating Officer at Revive Financial, overseeing operational strategy across debt management and insolvency services for the company. A Chartered Accountant with more than a decade of experience in the Australian financial services industry, Brett has worked across Client Services and General Management, giving him a practical understanding of the financial hardship challenges faced by individuals and businesses. He focuses on strengthening business processes, improving service delivery, and ensuring Revive provides structured, ethical and effective financial solutions for Australians seeking support.

Qualifications

  • Chartered Accountant (CA)
  • Bachelor of Commerce (Accounting)
  • Certificate IV in Finance & Mortgage Broking
  • Justice of the Peace (Qual)

Jarrod Allen-Ankins

Head of Compliance – Informal Arrangements

Jarrod Allen-Ankins is the Head of Compliance for Informal Agreements at Revive Financial, leading the Administration team and driving compliance and negotiation for the firm’s informal resolution strategies. With over 11 years of dedicated experience in the debt management industry, Jarrod has successfully negotiated or overseen nearly every Informal Agreement executed by the company since January 2015. Applying a practical, stoic philosophy to financial recovery, he helps clients focus on actionable steps to achieve long-term independence and freedom from financial stress.

Qualifications & Accreditations

  • Certificate IV in Leadership and Management
  • Certificate IV in Training & Assessment

Kimberley Davison

Head of Compliance – Debt Agreements

Kimberley Davison is Head of Compliance (Debt Agreements) at Revive Financial, overseeing regulatory compliance for Part IX Debt Agreements and ensuring solutions meet Australian legislative standards. A Registered Debt Agreement Administrator (RDAA) with more than 13 years’ experience in insolvency and debt agreement administration, she has supported thousands of Australians experiencing financial hardship. Kimberley combines rigorous compliance expertise with client advocacy, and as a certified Mental Health First Aider, she recognises the broader impact financial stress can have on wellbeing.

Qualifications & Accreditations

  • Registered Debt Agreement Administrator (RDAA)
  • Certificate IV in Accounting & Bookkeeping
  • Certificate IV in Finance & Mortgage Broking
  • Mini MBA (Australian Institute of Management)
  • PIPA Accreditation (Bond University)

Richard Moretti

Head of Personal Advisory & Insolvency

Richard Moretti is Head of Personal Advisory & Insolvency at Revive Financial, bringing nearly 30 years of experience in insolvency and restructuring. A Registered Trustee specialising in complex statutory appointments, Personal Insolvency Agreements and bankruptcy administration, Richard has held senior roles at firms including PPB Advisory and SV Partners and has guided nearly 2,000 Australians through the complexities of the Bankruptcy Act. His approach focuses on practical, respectful solutions that help individuals experiencing serious financial distress regain control and rebuild their financial future.

Qualifications & Accreditations

  • Registered Trustee
  • Member, Chartered Accountants Australia & New Zealand (Certificate of Public Practice)
  • Professional Member, ARITA
  • Bachelor of Commerce (Accounting)

Our Revive rationale

The belief that inspired Revive Financial and continues to guide everything we do. A perspective on debt, financial dignity and achieving more as an industry. 

Our core values

At Revive Financial, the team continuously strives to serve and support Australians with these principles.

Professionalism

We are experienced, educated and qualified. We are not salesy or scammy.

Empathy

We are understanding and have emotional intelligence. We are not dismissive or un-listening.

Realism

We are honest in our assessment of someone’s situation. We are not depressing.

Sincerity 

We are our well-intentioned, genuine selves. We are not clones or drones. 

Optimism

We are focused on a good outcome. We are not naive.

Non-Judgmental

We are accepting of our customers and their circumstances. We are not superior or preachy.

Social support partners

We partner with trusted social support organisations across Australia to ensure we can provide as much support as possible for our customers

Reviews

Cloe was amazing

Sarah-jane
Verified

Staff are friendly and very helpful. Got me through a tough financial time …. Highly recommended

Anthony
Verified
Google

Outstanding Customer Service

Jan Hart
Verified

Mason was incredibly amazing and so understanding. It made everything go so much smoother

Casey
Verified

They are fantastic to work with. Efficient and professional with caring about your situation. Every step of the way is explained and you feel like you're able to breathe again. Great 👍

Luke
Verified

I was working alongside Nicholas. He was absolutely amazing and reassuring throughout the process . He was patient, kind & honest throughout process . Thank you Nicholas.

Sabah
Verified

Great communication, and supportive

Alison
Verified

Quick easy and friendly service Tuanita has been patient with me too

Jason
Verified

Nick was FANTASTIC to deal with, kept me in the loop as often as needed. He was caring and understanding and has made this whole process so easy!

Naomi
Verified

I am very happy with the level of service from initial point of contacting revive.

Victor
Verified

I want to sincerely thank Nicole and the entire team at Revive Financial for their outstanding professional service. From the very first contact, Nicole was incredibly knowledgeable, responsive, and genuinely caring. She guided me through the entire process with clarity and expertise, making what could have been a stressful experience feel smooth and straightforward. The whole team demonstrated the highest level of professionalism, attention to detail, and commitment to my needs. I highly recommend Revive Financial to anyone seeking reliable and compassionate financial support. Thank you again!

Courtney
Verified

Fast and efficient service . Highly recommend

Karen
Verified

They help me to stand again on my feet when I was struggling on my financial situation…. I very appreciated….

Ronaldo
Verified

Fantastic experience and so down to earth and so understanding I appreciate all the help I have been given I’ve also recommended you guys to 3 of my mates now

Trent
Verified

Anette was fantastic She was helpful kept me up to date on everything and explained all my questions easily Fully recommend

Catherine
Verified
Google

Sharon was extremely helpful and went over and beyond her help

Shirley Spice
Verified

This is the place you need to go to when you need your debt consolidated in one very cheap and affordable payment plans they work around what you can afford and they try the hardest to make it work for you Matthew Bell helped with my debt consolidation and honestly did an amazing job and did everything in his power that he could to bring all my debt aboard with the agreement would recomend Matthew in the future for any of my friends or family very supportive and understanding and always ringing and contacting you with any changes or updates so always in the loop thanks Matthew bell love your work and your support

Matthew
Verified

Mary Stephanie-Mama a perfect 10 her communication was sensational and if i had a problem it would be sorted out straight away Very Very happy with her

Michael
Verified
Google

Sharon was a fabulous and informative advisor. Top notch service. Would recommend to anyone.

Xyla reihana
Verified

Ready to take the next step with Australia’s leading debt management provider?

If you’re experiencing financial hardship, you can take our free assessment to understand if your eligible for one of our debt management solutions.