Who we are
Revive Financial is a positive force for Australians stuck on the negative side of debt – helping people take back control of their financial future.
Our mission
Revive Financial exists to give Australians a fresh start to a positive financial future – delivering financial wellbeing to those struggling with debt.
When debt feels overwhelming, you don’t need judgement – you need clarity, structure and the right financial professionals by your side.
Leadership team
Our leadership team at Revive Financial has over 100 years’ combined professional experience servicing everyday Australians across financial services, debt management and insolvency.
Craig Francis is the Founder, Chairman & CEO at Revive Financial. For more than 20 years, Craig has focused on reshaping the debt management and insolvency industry in Australia. A Chartered Accountant by background, he built strong commercial foundations in mid-sized accounting firms and a Big 4 environment before founding his own accounting and investment advisory practice, which he led for a decade. He is passionate about combining smart technology with genuine human care, providing practical solutions and non-judgmental support to help Australians move from financial stress to financial stability.
Qualifications & Accreditations
- Graduate Diploma of Chartered Accounting
- Bachelor of Business
- Diploma of Finance and Mortgage Broking Management
- Mini MBA
Shane Edwards is Chief Financial Officer at Revive Financial, leading strategic growth and financial governance across the organisation’s debt solutions and personal insolvency services. A Chartered Accountant with more than 30 years’ experience in banking, energy and professional services, Shane brings deep expertise in financial management, compliance and operational strategy. He has held senior executive roles at Lloyds Banking Group, Origin Energy and PKF, and for over a decade at Revive has helped strengthen sustainable, client-focused financial solutions for Australians experiencing financial hardship.
Qualifications & Accreditations
- Chartered Accountant (CA)
- Registered Debt Agreement Administrator
- Bachelor of Commerce (Accounting & Finance)
- Graduate Diploma of Applied Finance & Investment
- PRINCE2 Practitioner
Brett Gavin is the Chief Operating Officer at Revive Financial, overseeing operational strategy across debt management and insolvency services for the company. A Chartered Accountant with more than a decade of experience in the Australian financial services industry, Brett has worked across Client Services and General Management, giving him a practical understanding of the financial hardship challenges faced by individuals and businesses. He focuses on strengthening business processes, improving service delivery, and ensuring Revive provides structured, ethical and effective financial solutions for Australians seeking support.
Qualifications
- Chartered Accountant (CA)
- Bachelor of Commerce (Accounting)
- Certificate IV in Finance & Mortgage Broking
- Justice of the Peace (Qual)
Jarrod Allen-Ankins is the Head of Compliance for Informal Agreements at Revive Financial, leading the Administration team and driving compliance and negotiation for the firm’s informal resolution strategies. With over 11 years of dedicated experience in the debt management industry, Jarrod has successfully negotiated or overseen nearly every Informal Agreement executed by the company since January 2015. Applying a practical, stoic philosophy to financial recovery, he helps clients focus on actionable steps to achieve long-term independence and freedom from financial stress.
Qualifications & Accreditations
- Certificate IV in Leadership and Management
- Certificate IV in Training & Assessment
Kimberley Davison is Head of Compliance (Debt Agreements) at Revive Financial, overseeing regulatory compliance for Part IX Debt Agreements and ensuring solutions meet Australian legislative standards. A Registered Debt Agreement Administrator (RDAA) with more than 13 years’ experience in insolvency and debt agreement administration, she has supported thousands of Australians experiencing financial hardship. Kimberley combines rigorous compliance expertise with client advocacy, and as a certified Mental Health First Aider, she recognises the broader impact financial stress can have on wellbeing.
Qualifications & Accreditations
- Registered Debt Agreement Administrator (RDAA)
- Certificate IV in Accounting & Bookkeeping
- Certificate IV in Finance & Mortgage Broking
- Mini MBA (Australian Institute of Management)
- PIPA Accreditation (Bond University)
Richard Moretti is Head of Personal Advisory & Insolvency at Revive Financial, bringing nearly 30 years of experience in insolvency and restructuring. A Registered Trustee specialising in complex statutory appointments, Personal Insolvency Agreements and bankruptcy administration, Richard has held senior roles at firms including PPB Advisory and SV Partners and has guided nearly 2,000 Australians through the complexities of the Bankruptcy Act. His approach focuses on practical, respectful solutions that help individuals experiencing serious financial distress regain control and rebuild their financial future.
Qualifications & Accreditations
- Registered Trustee
- Member, Chartered Accountants Australia & New Zealand (Certificate of Public Practice)
- Professional Member, ARITA
- Bachelor of Commerce (Accounting)
Our Revive rationale
The belief that inspired Revive Financial and continues to guide everything we do. A perspective on debt, financial dignity and achieving more as an industry.
Our core values
At Revive Financial, the team continuously strives to serve and support Australians with these principles.
Professionalism
Empathy
Realism
Sincerity
Optimism
Non-Judgmental
Social support partners
We partner with trusted social support organisations across Australia to ensure we can provide as much support as possible for our customers
Reviews
I’ve officially completed my Part 9 debt agreement, and I couldn't have done it without Revive Financial. From the very beginning, they were incredibly helpful and worked closely with me to strategize the best ways to manage and clear my debt. A huge special shoutout to Ian, who was an absolute lifesaver throughout the whole process. Whenever I had an issue or a question, I knew I could reach out via call or message, and he’d respond almost immediately. Having that kind of quick, consistent, and genuine support made a massive difference during a stressful time. So happy and relieved to have finished this journey with them. Highly recommend Revive Financial to anyone needing dedicated, compassionate help with debt management!
Honestly such a positive experience! Georgia who helped me at the time made the whole process so smooth
The support I have been given from Revive Financial has been fantastic helping my situation I was in. I would recommend anyone who has financial problems to contact Revive. Georgia has been guiding me to the direction to get more freedom in my financial situation. Thanks Georgia for the support. Simon
Great personal service and keeps you informed 👍
Great people and very good and helpful staff
Joseph Cebis has been wonderful, keeping me informed with every step of the process. I put my whole trust in Joseph! Couldn’t wish for a better person to help me.
A massive thanks to Kylie D at Revive Financial for all your help. Absolute professionalism and support all the way. Thankyou 🙂
It’s been a very supportive and easy process. No judgement and I’ve felt stress free throughout the process which is great.
Sarah has been helpful and patient
Very understanding, didn’t judge at all, will highly recommend to others. I’m very greatful
Have been so helpful in consolidating everything
Dear Revive team. A decade ago I lost my wife through cancer, life after that has been nothing but torture. Endless nights thinking all negative beliefs. In 2026 Revive finance and Master Ben put a new lease on my life. I cannot thank use all enough and a very special thank you To Ben for his professionalism throughout the whole process. If I may i would like to leave a review on Facebook as well thank you all very much. Your new proud member . Russell Thompson the new future Australian masters Games Boxing champion. Advertising is best seen inside of a boxing ring. I would be proud to wear your logo on my fight gear, training gear.
Extremely professional and patient. I really appreciate all the hardwork done by Nicole.
Cloe was super helpful and nice
Mason has been extremely thorough with communication, updates and clarity making he entire process stress free and encouraging
Thank you revive and thank you to the people that interacted with me they have been helpfull and professional kind and gentle to bear with thank you so much my life is more relaxed now .
Friend,Informative and Helpful advice.
Mathew Bell from Revive has been fantastic with helping me through this process and has explained everything clearly and was more than happy to answer any questions I had. I highly recommend Mathew Bell
Francis has been great since coming on board with my debt agreement. He was helpful and easy to approach with any issues that I had. The App is helpful to keep on track with repayments. Would recommend Revive Financial to anyone with debt related issues. Thanks for your help!!