Australia’s trusted debt solutions partner

At Revive Financial, we help Australians navigate financial hardship with personalised debt solutions, expert guidance, and a clear path toward financial recovery.

Who we are

Revive Financial is a positive force for Australians stuck on the negative side of debt – helping people take back control of their financial future.

Empathetic and non-judgmental

We treat every customer with dignity and respect, understanding that no one plans to fall into debt.

Financial professionals

Experienced, educated and qualified – we provide clear and realistic debt solutions – never pressure or make false promises.

Honest and realistic

We outline all available options and give transparent advice so you can make informed decisions with confidence.

Focused on positive outcomes 

Our mission is financial wellbeing – guiding Australians from financial stress toward stability and control. 

Our mission

Revive Financial exists to give Australians a fresh start to a positive financial future – delivering financial wellbeing to those struggling with debt.

Australia's #1 debt solutions provider

When debt feels overwhelming, you don’t need judgement – you need clarity, structure and the right financial professionals by your side.

39K +
Individuals helped
$500M+
In debt negotiated
60%
Average debt reduction

Community and impact

Our work extends beyond individual debt solutions.

100K+
Donated
250+
Gifts donated
2
Charity partners

Leadership team

Our leadership team at Revive Financial has over 100 years’ combined professional experience servicing everyday Australians across financial services, debt management and insolvency.

Craig Francis

Founder, Chairman & CEO

Craig Francis is the Founder, Chairman & CEO at Revive Financial. For more than 20 years, Craig has focused on reshaping the debt management and insolvency industry in Australia. A Chartered Accountant by background, he built strong commercial foundations in mid-sized accounting firms and a Big 4 environment before founding his own accounting and investment advisory practice, which he led for a decade. He is passionate about combining smart technology with genuine human care, providing practical solutions and non-judgmental support to help Australians move from financial stress to financial stability.

Qualifications & Accreditations

  • Graduate Diploma of Chartered Accounting
  • Bachelor of Business
  • Diploma of Finance and Mortgage Broking Management
  • Mini MBA

Shane Edwards

Chief Financial Officer

Shane Edwards is Chief Financial Officer at Revive Financial, leading strategic growth and financial governance across the organisation’s debt solutions and personal insolvency services. A Chartered Accountant with more than 30 years’ experience in banking, energy and professional services, Shane brings deep expertise in financial management, compliance and operational strategy. He has held senior executive roles at Lloyds Banking Group, Origin Energy and PKF, and for over a decade at Revive has helped strengthen sustainable, client-focused financial solutions for Australians experiencing financial hardship.

Qualifications & Accreditations

  • Chartered Accountant (CA)
  • Registered Debt Agreement Administrator
  • Bachelor of Commerce (Accounting & Finance)
  • Graduate Diploma of Applied Finance & Investment
  • PRINCE2 Practitioner

Brett Gavin

Chief Operating Officer

Brett Gavin is the Chief Operating Officer at Revive Financial, overseeing operational strategy across debt management and insolvency services for the company. A Chartered Accountant with more than a decade of experience in the Australian financial services industry, Brett has worked across Client Services and General Management, giving him a practical understanding of the financial hardship challenges faced by individuals and businesses. He focuses on strengthening business processes, improving service delivery, and ensuring Revive provides structured, ethical and effective financial solutions for Australians seeking support.

Qualifications

  • Chartered Accountant (CA)
  • Bachelor of Commerce (Accounting)
  • Certificate IV in Finance & Mortgage Broking
  • Justice of the Peace (Qual)

Jarrod Allen-Ankins

Head of Compliance – Informal Arrangements

Jarrod Allen-Ankins is the Head of Compliance for Informal Agreements at Revive Financial, leading the Administration team and driving compliance and negotiation for the firm’s informal resolution strategies. With over 11 years of dedicated experience in the debt management industry, Jarrod has successfully negotiated or overseen nearly every Informal Agreement executed by the company since January 2015. Applying a practical, stoic philosophy to financial recovery, he helps clients focus on actionable steps to achieve long-term independence and freedom from financial stress.

Qualifications & Accreditations

  • Certificate IV in Leadership and Management
  • Certificate IV in Training & Assessment

Kimberley Davison

Head of Compliance – Debt Agreements

Kimberley Davison is Head of Compliance (Debt Agreements) at Revive Financial, overseeing regulatory compliance for Part IX Debt Agreements and ensuring solutions meet Australian legislative standards. A Registered Debt Agreement Administrator (RDAA) with more than 13 years’ experience in insolvency and debt agreement administration, she has supported thousands of Australians experiencing financial hardship. Kimberley combines rigorous compliance expertise with client advocacy, and as a certified Mental Health First Aider, she recognises the broader impact financial stress can have on wellbeing.

Qualifications & Accreditations

  • Registered Debt Agreement Administrator (RDAA)
  • Certificate IV in Accounting & Bookkeeping
  • Certificate IV in Finance & Mortgage Broking
  • Mini MBA (Australian Institute of Management)
  • PIPA Accreditation (Bond University)

Richard Moretti

Head of Personal Advisory & Insolvency

Richard Moretti is Head of Personal Advisory & Insolvency at Revive Financial, bringing nearly 30 years of experience in insolvency and restructuring. A Registered Trustee specialising in complex statutory appointments, Personal Insolvency Agreements and bankruptcy administration, Richard has held senior roles at firms including PPB Advisory and SV Partners and has guided nearly 2,000 Australians through the complexities of the Bankruptcy Act. His approach focuses on practical, respectful solutions that help individuals experiencing serious financial distress regain control and rebuild their financial future.

Qualifications & Accreditations

  • Registered Trustee
  • Member, Chartered Accountants Australia & New Zealand (Certificate of Public Practice)
  • Professional Member, ARITA
  • Bachelor of Commerce (Accounting)

Our Revive rationale

The belief that inspired Revive Financial and continues to guide everything we do. A perspective on debt, financial dignity and achieving more as an industry. 

Our core values

At Revive Financial, the team continuously strives to serve and support Australians with these principles.

Professionalism

We are experienced, educated and qualified. We are not salesy or scammy.

Empathy

We are understanding and have emotional intelligence. We are not dismissive or un-listening.

Realism

We are honest in our assessment of someone’s situation. We are not depressing.

Sincerity 

We are our well-intentioned, genuine selves. We are not clones or drones. 

Optimism

We are focused on a good outcome. We are not naive.

Non-Judgmental

We are accepting of our customers and their circumstances. We are not superior or preachy.

Social support partners

We partner with trusted social support organisations across Australia to ensure we can provide as much support as possible for our customers

Reviews

I have been dealing with Nicole who has kept me in the loop throughout the journey and has kept me calm for what has been a stressful time in my life. No question has been ignored and at no point have I felt unsupported or lost. Nicole has been increadibly professional, transperant and only conveyed poistivity throughout my dealings with her. I would have no hesitation with recomending Revive or Nicole to any of my friends or family who need a way forward.

Wayne
Verified

Kylie and Jesse have been very helpful and supportive

Shaana
Verified

Anette was super helpful from start to finish. Compassionate and kind whilst offering different solutions.

Anonymous
Verified

Mason is very professional at her job and is very good explaining things to make it easy to understand

Chris
Verified

They are most helpful , very understanding and easy to talk to .

Kerry
Verified

Excellent service and communication would highly recommend

Debbie
Verified

Your too good

Lorraine
Verified

My Experince was fantastic I recived a call shortly after I made my enquiry, Every thing was explained clearly and it was a easy process to get revive working with my creditors and remove the stress i was under,

Cory
Verified

great service

Philip
Verified
Google

Revive are great to deal with – very focussed on strong customer experience through supporting staff and clear explanations, and achieving positive outcomes suited to each customer's needs. We regularly refer people to Revive for assistance and always get good feedback. No hesitation recommending if you're trying to get on top of personal debts.

Jarvis Archer
Verified

Very helpful and a clear process

Ricky
Verified

Very helpful support and options to move forward

Anonymous
Verified

My journey with Revive Financial was the best decision in regards to excellent and professional guidance which supported me through the years of debt control – could not have been for grateful for Jan consuling and the support given and being there guiding me through times that were difficult. Big thank you for Revive and all the best for the future. Sincere regards Kerrie

Kerrie
Verified

Great communication with no judgment. Highly recommend

Anonymous
Verified

Would like to give a shout out to Charmaine, she has been supportive all the way through out my journey. Revive has made it seemless, with any issues that arises it will be dealt with in a timely mannner. Charmaine was also able to adapt to any changes that may have occur during this journey which relieved the unnecessary stress overall. Would recommend Revive Financial for there outstanding services.

John
Verified

Highly recommend if your debt is overtaking your life and your struggling. I can now breathe because of Revive Financial

Joanne
Verified

I found this institution very helpful and professional in handling my case from day one. They were prompt and very precise in the information provided as well as gave me the confidence that they will do everything possible to help me in my situation. The representative who I dealt with from day 1 (Baha) is outstanding. She is professional and answers emails and messages very promptly. Initially I was worried about the Company and whether they were legitimate, however Baha answered all my questions and I did my research and eventually, I would say I would give 10 out of 10 for the way I have been assisted in getting my debt under control, I would have no hesitation in recommending this Company for Debt relief and assistance. Thanks again

Philomena
Verified

I wanted to take a moment to express my appreciation for Revive Financial. Their professional approach truly helped me get my debt under control, making a stressful situation much more manageable. I am genuinely impressed with how they handled everything, and their support made a significant difference for me. If anyone is struggling with debt, I would highly recommend reaching out to Revive Financial. Their expertise and guidance can really make a positive impact.

Vinod
Verified

I'm very grateful to have found this service! Aimee and Bonnie have been incredible supporting me through this process and I am so relieved now. Thank you for everything!

Rebecca
Verified

Everything was explained down to detail to make me understand clearly.

Anonymous
Verified

Ready to take the next step with Australia’s leading debt management provider?

If you’re experiencing financial hardship, you can take our free assessment to understand if your eligible for one of our debt management solutions.