Australia’s trusted debt solutions partner

At Revive Financial, we help Australians navigate financial hardship with personalised debt solutions, expert guidance, and a clear path toward financial recovery.

Who we are

Revive Financial is a positive force for Australians stuck on the negative side of debt – helping people take back control of their financial future.

Empathetic and non-judgmental

We treat every customer with dignity and respect, understanding that no one plans to fall into debt.

Financial professionals

Experienced, educated and qualified – we provide clear and realistic debt solutions – never pressure or make false promises.

Honest and realistic

We outline all available options and give transparent advice so you can make informed decisions with confidence.

Focused on positive outcomes 

Our mission is financial wellbeing – guiding Australians from financial stress toward stability and control. 

Our mission

Revive Financial exists to give Australians a fresh start to a positive financial future – delivering financial wellbeing to those struggling with debt.

Australia's #1 debt solutions provider

When debt feels overwhelming, you don’t need judgement – you need clarity, structure and the right financial professionals by your side.

39K +
Individuals helped
$500M+
In debt negotiated
60%
Average debt reduction

Community and impact

Our work extends beyond individual debt solutions.

100K+
Donated
250+
Gifts donated
2
Charity partners

Leadership team

Our leadership team at Revive Financial has over 100 years’ combined professional experience servicing everyday Australians across financial services, debt management and insolvency.

Craig Francis

Founder, Chairman & CEO

Craig Francis is the Founder, Chairman & CEO at Revive Financial. For more than 20 years, Craig has focused on reshaping the debt management and insolvency industry in Australia. A Chartered Accountant by background, he built strong commercial foundations in mid-sized accounting firms and a Big 4 environment before founding his own accounting and investment advisory practice, which he led for a decade. He is passionate about combining smart technology with genuine human care, providing practical solutions and non-judgmental support to help Australians move from financial stress to financial stability.

Qualifications & Accreditations

  • Graduate Diploma of Chartered Accounting
  • Bachelor of Business
  • Diploma of Finance and Mortgage Broking Management
  • Mini MBA

Shane Edwards

Chief Financial Officer

Shane Edwards is Chief Financial Officer at Revive Financial, leading strategic growth and financial governance across the organisation’s debt solutions and personal insolvency services. A Chartered Accountant with more than 30 years’ experience in banking, energy and professional services, Shane brings deep expertise in financial management, compliance and operational strategy. He has held senior executive roles at Lloyds Banking Group, Origin Energy and PKF, and for over a decade at Revive has helped strengthen sustainable, client-focused financial solutions for Australians experiencing financial hardship.

Qualifications & Accreditations

  • Chartered Accountant (CA)
  • Registered Debt Agreement Administrator
  • Bachelor of Commerce (Accounting & Finance)
  • Graduate Diploma of Applied Finance & Investment
  • PRINCE2 Practitioner

Brett Gavin

Chief Operating Officer

Brett Gavin is the Chief Operating Officer at Revive Financial, overseeing operational strategy across debt management and insolvency services for the company. A Chartered Accountant with more than a decade of experience in the Australian financial services industry, Brett has worked across Client Services and General Management, giving him a practical understanding of the financial hardship challenges faced by individuals and businesses. He focuses on strengthening business processes, improving service delivery, and ensuring Revive provides structured, ethical and effective financial solutions for Australians seeking support.

Qualifications

  • Chartered Accountant (CA)
  • Bachelor of Commerce (Accounting)
  • Certificate IV in Finance & Mortgage Broking
  • Justice of the Peace (Qual)

Jarrod Allen-Ankins

Head of Compliance – Informal Arrangements

Jarrod Allen-Ankins is the Head of Compliance for Informal Agreements at Revive Financial, leading the Administration team and driving compliance and negotiation for the firm’s informal resolution strategies. With over 11 years of dedicated experience in the debt management industry, Jarrod has successfully negotiated or overseen nearly every Informal Agreement executed by the company since January 2015. Applying a practical, stoic philosophy to financial recovery, he helps clients focus on actionable steps to achieve long-term independence and freedom from financial stress.

Qualifications & Accreditations

  • Certificate IV in Leadership and Management
  • Certificate IV in Training & Assessment

Kimberley Davison

Head of Compliance – Debt Agreements

Kimberley Davison is Head of Compliance (Debt Agreements) at Revive Financial, overseeing regulatory compliance for Part IX Debt Agreements and ensuring solutions meet Australian legislative standards. A Registered Debt Agreement Administrator (RDAA) with more than 13 years’ experience in insolvency and debt agreement administration, she has supported thousands of Australians experiencing financial hardship. Kimberley combines rigorous compliance expertise with client advocacy, and as a certified Mental Health First Aider, she recognises the broader impact financial stress can have on wellbeing.

Qualifications & Accreditations

  • Registered Debt Agreement Administrator (RDAA)
  • Certificate IV in Accounting & Bookkeeping
  • Certificate IV in Finance & Mortgage Broking
  • Mini MBA (Australian Institute of Management)
  • PIPA Accreditation (Bond University)

Richard Moretti

Head of Personal Advisory & Insolvency

Richard Moretti is Head of Personal Advisory & Insolvency at Revive Financial, bringing nearly 30 years of experience in insolvency and restructuring. A Registered Trustee specialising in complex statutory appointments, Personal Insolvency Agreements and bankruptcy administration, Richard has held senior roles at firms including PPB Advisory and SV Partners and has guided nearly 2,000 Australians through the complexities of the Bankruptcy Act. His approach focuses on practical, respectful solutions that help individuals experiencing serious financial distress regain control and rebuild their financial future.

Qualifications & Accreditations

  • Registered Trustee
  • Member, Chartered Accountants Australia & New Zealand (Certificate of Public Practice)
  • Professional Member, ARITA
  • Bachelor of Commerce (Accounting)

Our Revive rationale

The belief that inspired Revive Financial and continues to guide everything we do. A perspective on debt, financial dignity and achieving more as an industry. 

Our core values

At Revive Financial, the team continuously strives to serve and support Australians with these principles.

Professionalism

We are experienced, educated and qualified. We are not salesy or scammy.

Empathy

We are understanding and have emotional intelligence. We are not dismissive or un-listening.

Realism

We are honest in our assessment of someone’s situation. We are not depressing.

Sincerity 

We are our well-intentioned, genuine selves. We are not clones or drones. 

Optimism

We are focused on a good outcome. We are not naive.

Non-Judgmental

We are accepting of our customers and their circumstances. We are not superior or preachy.

Social support partners

We partner with trusted social support organisations across Australia to ensure we can provide as much support as possible for our customers

Reviews

Very helpful and polite and positive communication.

Gordon
Verified

Excellent Service Staff members was so helpful

Anonymous
Verified

Anette was always very kind and understanding which go a long way when your are under the financial stress and pressure coming from everything answered my calls straight away and always answered my questions in way that I could understand them

Andrew
Verified

Awesome. I should have rang you guys ages ago. Annika went above and beyond for me and I am very thankful. Thanks guys

Timothy
Verified

Warranted has been amazing throughout the whole process, made every step simple and easy and very understanding

Joshua
Verified

Connie is very professional and knowledgeable, gets onto it straight away, while keeping you informed at all times about the progress of your application. She listens has empathy and knows her work she is a professional through and through

Tammy
Verified

I have had great help and support through the whole process so far

Cory
Verified
Google

Revive Financial changed my life. I consolidated my debt, paid it down and now I’m debt free. Revive were easy to deal with, and even when there was an issue, a rep called me swiftly and we got it sorted.

Ira Snave
Verified

Excellent communication, fast and excellent results,

Colin
Verified

Sarah has been so helpful with the process of my application. I

Anonymous
Verified
Google

I can't believe how easy the process was. I have a excellent experience

Richele Moore
Verified

Its been a pleasure to deal with the revive team especially Therese, they made the process so simple and easy and when you talk to them they actually care. I highly recommend them for anyone who is struggling with a debt!

Paul
Verified

I have used you before I am sad you can’t help me I am looking for $30000 so please help me get there thanks guys

James
Verified

excellent service, fast, direct and not deciving either, I was told exactly what would happen as it did and I was always kept in the loop with updates, calls and emails and I highly recommend them if you looking to do the same thing.

Reece
Verified

i think revive financial have been awesome for me nic the person i have been dealing with was very helpful helped me thru the whole process explained everything i needed to know and i was very pleases to have someone like him expaining and helping me thru the process i thank him very much……feeling happy graeme

Graeme
Verified

So s o lovely and helpful ☺️

Anonymous
Verified

Francis Borinaga Was amazing.

Anonymous
Verified

They were extremely and ran me through every step of the way

Jordan
Verified

Very helpful consolidating my bills into one. Very happy with the final outcome of being debt free. They helped me make repayments more affordable.

Anonymous
Verified

Ready to take the next step with Australia’s leading debt management provider?

If you’re experiencing financial hardship, you can take our free assessment to understand if your eligible for one of our debt management solutions.