Who we are
Revive Financial is a positive force for Australians stuck on the negative side of debt – helping people take back control of their financial future.
Our mission
Revive Financial exists to give Australians a fresh start to a positive financial future – delivering financial wellbeing to those struggling with debt.
When debt feels overwhelming, you don’t need judgement – you need clarity, structure and the right financial professionals by your side.
Leadership team
Our leadership team at Revive Financial has over 100 years’ combined professional experience servicing everyday Australians across financial services, debt management and insolvency.
Craig Francis is the Founder, Chairman & CEO at Revive Financial. For more than 20 years, Craig has focused on reshaping the debt management and insolvency industry in Australia. A Chartered Accountant by background, he built strong commercial foundations in mid-sized accounting firms and a Big 4 environment before founding his own accounting and investment advisory practice, which he led for a decade. He is passionate about combining smart technology with genuine human care, providing practical solutions and non-judgmental support to help Australians move from financial stress to financial stability.
Qualifications & Accreditations
- Graduate Diploma of Chartered Accounting
- Bachelor of Business
- Diploma of Finance and Mortgage Broking Management
- Mini MBA
Shane Edwards is Chief Financial Officer at Revive Financial, leading strategic growth and financial governance across the organisation’s debt solutions and personal insolvency services. A Chartered Accountant with more than 30 years’ experience in banking, energy and professional services, Shane brings deep expertise in financial management, compliance and operational strategy. He has held senior executive roles at Lloyds Banking Group, Origin Energy and PKF, and for over a decade at Revive has helped strengthen sustainable, client-focused financial solutions for Australians experiencing financial hardship.
Qualifications & Accreditations
- Chartered Accountant (CA)
- Registered Debt Agreement Administrator
- Bachelor of Commerce (Accounting & Finance)
- Graduate Diploma of Applied Finance & Investment
- PRINCE2 Practitioner
Brett Gavin is the Chief Operating Officer at Revive Financial, overseeing operational strategy across debt management and insolvency services for the company. A Chartered Accountant with more than a decade of experience in the Australian financial services industry, Brett has worked across Client Services and General Management, giving him a practical understanding of the financial hardship challenges faced by individuals and businesses. He focuses on strengthening business processes, improving service delivery, and ensuring Revive provides structured, ethical and effective financial solutions for Australians seeking support.
Qualifications
- Chartered Accountant (CA)
- Bachelor of Commerce (Accounting)
- Certificate IV in Finance & Mortgage Broking
- Justice of the Peace (Qual)
Jarrod Allen-Ankins is the Head of Compliance for Informal Agreements at Revive Financial, leading the Administration team and driving compliance and negotiation for the firm’s informal resolution strategies. With over 11 years of dedicated experience in the debt management industry, Jarrod has successfully negotiated or overseen nearly every Informal Agreement executed by the company since January 2015. Applying a practical, stoic philosophy to financial recovery, he helps clients focus on actionable steps to achieve long-term independence and freedom from financial stress.
Qualifications & Accreditations
- Certificate IV in Leadership and Management
- Certificate IV in Training & Assessment
Kimberley Davison is Head of Compliance (Debt Agreements) at Revive Financial, overseeing regulatory compliance for Part IX Debt Agreements and ensuring solutions meet Australian legislative standards. A Registered Debt Agreement Administrator (RDAA) with more than 13 years’ experience in insolvency and debt agreement administration, she has supported thousands of Australians experiencing financial hardship. Kimberley combines rigorous compliance expertise with client advocacy, and as a certified Mental Health First Aider, she recognises the broader impact financial stress can have on wellbeing.
Qualifications & Accreditations
- Registered Debt Agreement Administrator (RDAA)
- Certificate IV in Accounting & Bookkeeping
- Certificate IV in Finance & Mortgage Broking
- Mini MBA (Australian Institute of Management)
- PIPA Accreditation (Bond University)
Richard Moretti is Head of Personal Advisory & Insolvency at Revive Financial, bringing nearly 30 years of experience in insolvency and restructuring. A Registered Trustee specialising in complex statutory appointments, Personal Insolvency Agreements and bankruptcy administration, Richard has held senior roles at firms including PPB Advisory and SV Partners and has guided nearly 2,000 Australians through the complexities of the Bankruptcy Act. His approach focuses on practical, respectful solutions that help individuals experiencing serious financial distress regain control and rebuild their financial future.
Qualifications & Accreditations
- Registered Trustee
- Member, Chartered Accountants Australia & New Zealand (Certificate of Public Practice)
- Professional Member, ARITA
- Bachelor of Commerce (Accounting)
Our Revive rationale
The belief that inspired Revive Financial and continues to guide everything we do. A perspective on debt, financial dignity and achieving more as an industry.
Our core values
At Revive Financial, the team continuously strives to serve and support Australians with these principles.
Professionalism
Empathy
Realism
Sincerity
Optimism
Non-Judgmental
Social support partners
We partner with trusted social support organisations across Australia to ensure we can provide as much support as possible for our customers
Reviews
I would like to extend my sincere thanks to Ruth Delina and her Arrangements Team for their incredible support and effort in successfully renegotiating an incorrect debt that I have been struggling with for several years. I am extremely grateful for the time, care, and professionalism shown throughout this process. This has been a long and stressful matter for me, and their persistence and expertise have made a significant difference in achieving a positive outcome. I truly appreciate everything they have done on my behalf and the outcome they were able to secure for me.
Revive financial was amazing to work with ! Explained how the process works for your situation and make it easy to understand. Weight has been lifted off my shoulders and I feel like I can breath again financially
Great customer service and knowledge of the product that they offer to clients.
Easy stress free handling at such a stressful time
Professional and polite. Quiet relief that someone understands, I was surprised. I guess we all think we are the only ones struggling buta bit of empathy helps alot.
My experience with Revive Financial was very positive. Warranee was understanding, professional, and genuinely supportive. They explained everything clearly, kept communication open, and helped me feel more confident about getting back on track financially. I appreciated their respectful and non-judgmental approach, and I would recommend them to anyone needing financial guidance and support.
Great service and very helpful
I had an excellent experience with Revive Financial from start to finish. The team was professional, knowledgeable, and genuinely committed to helping me improve my financial situation. They took the time to explain everything clearly, answered all my questions, and tailored a solution that suited my needs rather than offering a one-size-fits-all approach. What stood out most was their transparency and support throughout the process — I always felt informed and confident in the decisions being made. Thanks to Revive Financial, I’m now in a much stronger and more stable position financially. I highly recommend their services to anyone looking for trustworthy and effective financial guidance. Thank you TEAM ❤️
I'm finding less stress & anxiety for the past few weeks since revive financial has taken on board my financial situation. Appreciate transparency & customer service
Great service! Able to help me understand every point, and made the process super simple
Fantastic job and great communication
Very helpful professional and kind, caring and understanding
I’ve had a great experience with Revive. Working with Connie consolidating unmanageable debt has given me peace of mind and an easy way to manage the stress of having manage a variety of debt.
Nick has been amazing in his guidance, advice and support. My case was actioned quickly and the process was smooth and uncomplicated. I would have no hesitation in recommending Revive Financial – high level of professionalism
Annette was absolutely amazing, very helpful throughout this experience. She always spoke respectfully and made sure I understood everything before proceeding. Thank you Annette for all the help and support
Anette was amazing, very helpful, polite and understanding. Anette explained everything and always there if I needed anything.
Very helpful fantastic service 👏
Excellent customer service and really helpful and knowledgeable advice
Ben and team are easy to talk to no judgement And a great help