Australia’s trusted debt solutions partner

At Revive Financial, we help Australians navigate financial hardship with personalised debt solutions, expert guidance, and a clear path toward financial recovery.

Who we are

Revive Financial is a positive force for Australians stuck on the negative side of debt – helping people take back control of their financial future.

Empathetic and non-judgmental

We treat every customer with dignity and respect, understanding that no one plans to fall into debt.

Financial professionals

Experienced, educated and qualified – we provide clear and realistic debt solutions – never pressure or make false promises.

Honest and realistic

We outline all available options and give transparent advice so you can make informed decisions with confidence.

Focused on positive outcomes 

Our mission is financial wellbeing – guiding Australians from financial stress toward stability and control. 

Our mission

Revive Financial exists to give Australians a fresh start to a positive financial future – delivering financial wellbeing to those struggling with debt.

Australia's #1 debt solutions provider

When debt feels overwhelming, you don’t need judgement – you need clarity, structure and the right financial professionals by your side.

39K +
Individuals helped
$500M+
In debt negotiated
60%
Average debt reduction

Community and impact

Our work extends beyond individual debt solutions.

100K+
Donated
250+
Gifts donated
2
Charity partners

Leadership team

Our leadership team at Revive Financial has over 100 years’ combined professional experience servicing everyday Australians across financial services, debt management and insolvency.

Craig Francis

Founder, Chairman & CEO

Craig Francis is the Founder, Chairman & CEO at Revive Financial. For more than 20 years, Craig has focused on reshaping the debt management and insolvency industry in Australia. A Chartered Accountant by background, he built strong commercial foundations in mid-sized accounting firms and a Big 4 environment before founding his own accounting and investment advisory practice, which he led for a decade. He is passionate about combining smart technology with genuine human care, providing practical solutions and non-judgmental support to help Australians move from financial stress to financial stability.

Qualifications & Accreditations

  • Graduate Diploma of Chartered Accounting
  • Bachelor of Business
  • Diploma of Finance and Mortgage Broking Management
  • Mini MBA

Shane Edwards

Chief Financial Officer

Shane Edwards is Chief Financial Officer at Revive Financial, leading strategic growth and financial governance across the organisation’s debt solutions and personal insolvency services. A Chartered Accountant with more than 30 years’ experience in banking, energy and professional services, Shane brings deep expertise in financial management, compliance and operational strategy. He has held senior executive roles at Lloyds Banking Group, Origin Energy and PKF, and for over a decade at Revive has helped strengthen sustainable, client-focused financial solutions for Australians experiencing financial hardship.

Qualifications & Accreditations

  • Chartered Accountant (CA)
  • Registered Debt Agreement Administrator
  • Bachelor of Commerce (Accounting & Finance)
  • Graduate Diploma of Applied Finance & Investment
  • PRINCE2 Practitioner

Brett Gavin

Chief Operating Officer

Brett Gavin is the Chief Operating Officer at Revive Financial, overseeing operational strategy across debt management and insolvency services for the company. A Chartered Accountant with more than a decade of experience in the Australian financial services industry, Brett has worked across Client Services and General Management, giving him a practical understanding of the financial hardship challenges faced by individuals and businesses. He focuses on strengthening business processes, improving service delivery, and ensuring Revive provides structured, ethical and effective financial solutions for Australians seeking support.

Qualifications

  • Chartered Accountant (CA)
  • Bachelor of Commerce (Accounting)
  • Certificate IV in Finance & Mortgage Broking
  • Justice of the Peace (Qual)

Jarrod Allen-Ankins

Head of Compliance – Informal Arrangements

Jarrod Allen-Ankins is the Head of Compliance for Informal Agreements at Revive Financial, leading the Administration team and driving compliance and negotiation for the firm’s informal resolution strategies. With over 11 years of dedicated experience in the debt management industry, Jarrod has successfully negotiated or overseen nearly every Informal Agreement executed by the company since January 2015. Applying a practical, stoic philosophy to financial recovery, he helps clients focus on actionable steps to achieve long-term independence and freedom from financial stress.

Qualifications & Accreditations

  • Certificate IV in Leadership and Management
  • Certificate IV in Training & Assessment

Kimberley Davison

Head of Compliance – Debt Agreements

Kimberley Davison is Head of Compliance (Debt Agreements) at Revive Financial, overseeing regulatory compliance for Part IX Debt Agreements and ensuring solutions meet Australian legislative standards. A Registered Debt Agreement Administrator (RDAA) with more than 13 years’ experience in insolvency and debt agreement administration, she has supported thousands of Australians experiencing financial hardship. Kimberley combines rigorous compliance expertise with client advocacy, and as a certified Mental Health First Aider, she recognises the broader impact financial stress can have on wellbeing.

Qualifications & Accreditations

  • Registered Debt Agreement Administrator (RDAA)
  • Certificate IV in Accounting & Bookkeeping
  • Certificate IV in Finance & Mortgage Broking
  • Mini MBA (Australian Institute of Management)
  • PIPA Accreditation (Bond University)

Richard Moretti

Head of Personal Advisory & Insolvency

Richard Moretti is Head of Personal Advisory & Insolvency at Revive Financial, bringing nearly 30 years of experience in insolvency and restructuring. A Registered Trustee specialising in complex statutory appointments, Personal Insolvency Agreements and bankruptcy administration, Richard has held senior roles at firms including PPB Advisory and SV Partners and has guided nearly 2,000 Australians through the complexities of the Bankruptcy Act. His approach focuses on practical, respectful solutions that help individuals experiencing serious financial distress regain control and rebuild their financial future.

Qualifications & Accreditations

  • Registered Trustee
  • Member, Chartered Accountants Australia & New Zealand (Certificate of Public Practice)
  • Professional Member, ARITA
  • Bachelor of Commerce (Accounting)

Our Revive rationale

The belief that inspired Revive Financial and continues to guide everything we do. A perspective on debt, financial dignity and achieving more as an industry. 

Our core values

At Revive Financial, the team continuously strives to serve and support Australians with these principles.

Professionalism

We are experienced, educated and qualified. We are not salesy or scammy.

Empathy

We are understanding and have emotional intelligence. We are not dismissive or un-listening.

Realism

We are honest in our assessment of someone’s situation. We are not depressing.

Sincerity 

We are our well-intentioned, genuine selves. We are not clones or drones. 

Optimism

We are focused on a good outcome. We are not naive.

Non-Judgmental

We are accepting of our customers and their circumstances. We are not superior or preachy.

Social support partners

We partner with trusted social support organisations across Australia to ensure we can provide as much support as possible for our customers

Reviews

I really enjoyed my experience. Anette was incredibly helpful, friendly, and made everything easy to understand. They took the time to answer all my questions and provided excellent support throughout the process.

Chrystal
Verified

Fantastic service great help could not have done it without the whole team best choice i ever made thanks everyone that helped me achieve my debt free life

Ory
Verified

Understandingly considers real life circumstances and addresses personal situations with a target approach. Questions are well defined and realistic. Provides a great customer service with reliable and friendly staff. I highly recommend Revive Financial to anyone seeking financial assistance. Thanks

Walter
Verified

Connie has been so amazing to work with. She is so approachable and understanding and has made this process so smooth. She has helped above and beyond especially over the past 4 weeks with a traumatic experience I have been going through. I couldnt have done any of this without her support.

Michelle
Verified

Very easy process and very helpful customer service!

Jackson
Verified

My experience with Revive Financial, particularly Connie, has been amazing! I’m still at the beginning of my journey with them, but they’ve already helped lift a huge amount of financial stress off my shoulders. I’m excited to continue working with them and look forward to achieving my financial goals.

Jusaia
Verified

Amazing help, great communication and was always there when I needed questions to ask

Karissa
Verified

Revive Financial gave me the opportunity to work toward financial freedom, and I truly appreciate all the support I received throughout the process. A special thank you to Francis Borinaga for your outstanding assistance with my account. Your help was greatly appreciated!

AA
Verified

Easy deal with and explain everything very clearly and can contact easily with out having to wait hours or days for someone to get back to you. Would highly recommend if you are struggling or getting advise on what could be a good way for you to go.

Richard
Verified
Google

> ⭐⭐⭐⭐⭐ I can't recommend Revive Financial highly enough. From the very beginning, the entire process was handled with professionalism, kindness, and genuine care. A special thank you to Tuanita Walsh, who has been absolutely amazing throughout my journey. She took the time to explain everything clearly, kept me updated every step of the way, and always made me feel supported rather than judged. During what was a very stressful time financially, her compassion, patience, and reassurance made such a difference. It's rare to find someone who combines professionalism with such a personal touch. Tuanita genuinely cares about her clients and goes above and beyond to make the process as smooth and stress-free as possible. Thank you, Tuanita, and the team at Revive Financial, for helping me regain control of my finances. I truly appreciate everything you've done and wouldn't hesitate to recommend your services to anyone needing financial assistance.

Korenne Hall
Verified

These people were my saviours. After a messy divorce and an ex who ran all the credit cards up, left me in despair financially. This organisation were amazing and helped me work through it all, I lost alot but slowly getting back on top.

Dan M
Verified
Google

Michelle was very helpful throughout the process. Explained and helped me in detail with calmness and politeness.

Praman Karki
Verified

I'm very happy with the result and money I saved per week going with revive thankyou for the help

Allan
Verified

I can’t thank you guys enough for the great service that i have received from you guys and it’s been hassle free and you guys have given me the opportunity to change my life and have helped me out when ever there’s been a problem thank you and a special thank you to Steph mama you deserve a 5star review

Douglas
Verified

Nicole has been amazing to deal with at Revive finance! Super helpful and very patient! 10/10 recommend if your having financial issues!!

Luke
Verified

Joseph at Revive Financial was fantastic and understanding. I was battling Debt I could never seem to get on top off. My financial situation was dire with no near solutions. I can now see a much healthier and brighter financial future with the ability to save . This will change my life.

Chris
Verified
Google

Very accommodating people really found a solution to all my problems

Leanne mae salvador
Verified

Team were amazing and patient throughout the whole process and made everything so easy. Really appreciate all their help and everything they are doing.

Anonymous
Verified

Very helpful.

Lorraine
Verified

Ready to take the next step with Australia’s leading debt management provider?

If you’re experiencing financial hardship, you can take our free assessment to understand if your eligible for one of our debt management solutions.