1800 861 247
Personal Debt

Personal Debt

If managing your finances has become overwhelming, find out how to take back control with one of our personal debt solutions. Our products are tailored to your circumstances and what’s best for your financial future.

Instant Debt Analysis
  • Debt Agreement
  • Informal Agreement
  • Temporary Hardship Plan
  • Debt Consolidation
  • Personal Insolvency Agreement
  • Bankruptcy
  • Lending
  • Budgeting
  • Online Debt Assessment
Debt Management Solutions

Debt Management Solutions

Debt Management Solutions can help you take back control of your finances by reducing your overall outstanding debt, pausing interest, and stopping those harassing calls and emails from creditors.

Find out more
Debt Agreement

Debt Agreement

A Part IX (9) Debt Agreement offers a legal, binding solution to help you regain control of your finances. This agreement, made under Part IX (9) of the Bankruptcy Act 1966, allows you to create a new, affordable payment plan for your unsecured debts.

Find out more
Informal Agreement

Informal Agreement

If the mounting debts in your life are crushing your hopes of ever gaining financial stability – an Informal Agreement might be for you. An Informal Agreement is a debt management solution negotiated with creditors to reduce debt and pause interest over a fixed repayment term.

Find out more

Temporary Hardship Plan

Temporary Hardship Plan

Our Temporary Hardship Plan is a simple 3-month repayment solution to provide temporary debt relief when you need it most! Say goodbye to financial stress and take back control of your life with our innovative plan that offers tailored guidance and a holistic approach.

Find out more
Consolidation

Debt Consolidation

Combine your debts and take back control with a debt consolidation loan. Roll all of your personal debts such as credit cards and personal loans into one, easy-to-manage repayment.

Find out more
Bankruptcy

Bankruptcy

Take back control of your financial future and start fresh by declaring Bankruptcy, eliminating your debts through our Registered Bankruptcy Trustee.

Find out more
Lending

Lending

You may be eligible to refinance your home loan, allowing you to consolidate your credit card debts and personal loans, reducing fees, and alleviating stress. A great way to take back control of your financial future.

Find out more
Budgeting

Budgeting

If you find it difficult to manage your debts, we can help you take back control with our budgeting services, tips, and tools. Build a positive financial future, starting today.

Find out more
Business Debt

Business Debt

In today’s economic climate, as a company director, you know when your business is in trouble. We’ll give you the options available to take back control of your finances and make decisions about your business. Start with our free 30-minute consultation today.

Business Debt Analysis
  • Voluntary Administration
  • Liquidation
  • Turnaround & Restructuring
  • Tax Debt
  • Loans & Refinancing
Voluntary Administration

Voluntary Administration

Shift the control of an insolvent company to an administrator, providing breathing space from creditors and helping directors avoid insolvent trading, and potential liquidation.

Find out more
Turnaround & Restructuring

Turnaround & Restructuring

Give your company a chance to take back control by implementing a turnaround strategy, such as restructuring. Challenging economic climates can make your financial future uncertain, reaching out early can help you take back control today and save your business.

Find out more
Liquidation

Liquidation

If your company cannot pay off its debts, it may be declared insolvent. Directors and shareholders may decide to wind it up, and a Liquidation can help you get the best return out of what's left to secure your financial future.

Find out more
Tax Debt

Tax Debt

We can help you manage accumulating tax debt, negotiate with the ATO on your behalf and offer support with finance for tax debt loans. We provide all the necessary information on what to do if the ATO takes action against your company, allowing you to take back control of your financial future.

Find out more
Loans & Refinancing

Loans & Refinancing

You may be eligible to refinance your home loan or find a new lending solution, allowing you to consolidate your debts, reduce fees, and alleviate stress. A great way to take back control of your financial future.

Find out more
About Us

About Us

We’ve been helping Australians take back control of their financial futures since 2005. With a large range of debt solutions, a dedicated team, and market leading digital tools and technology, we are paving the way in providing financial wellbeing for all Australians struggling with debt.

Find out more
  • Media Centre
  • Careers
  • Community
  • Social Support Partners
  • Success Stories
Media Centre

Media Centre

Find the latest news coverage surrounding Revive Financial as well as keep up to date with the most current company events, content and business initiatives all in one easy to use location.

Find out more
Community

Community

We don’t stop at debt, with our company embedded in the local community we support local sporting teams and charities through sponsorships and events. Get involved today.

Find out more
Careers

Careers

We are a national company, with a Head Office in Noosa, who want to give Australians a fresh start to a positive financial future. Our team are close-knit, dedicated, and passionate about helping Australians and each other. Apply here today!

Find out more
Success Stories

Success Stories

We have helped thousands of Australians take back control of their financial future whilst being non-judgemental, caring, and honest. But don’t just take our word for it, hear it from the customers themselves.

Find out more
Tools & Tips

Tools & Tips

Knowledge is power, so we’ve put together a collection of calculators, content and tools that make understanding your finances easier, so you can take back control today. From budgeting or debt consolidation calculators, to FAQs and Articles, we’ve got you covered.

View All
  • Calculators
  • FAQ
  • Articles
FAQ

FAQ

If you’ve got a question, we’ll give you an answer. Find our most common questions and answers here, all designed to help you take back control of your financial future now.

View All FAQ
  • Business FAQ
  • Personal FAQs
Articles

Articles

We’re all about providing Australians with the latest information and assistance to help you take back control. Find hundreds of our articles here, covering topics such as Debt Agreements, Bankruptcy, Budgeting, Director Advice, Education, News, Research and much more.

Read More
Videos

Videos

If you prefer to watch instead of read, we’ve curated custom videos to help you understand your options around debt and financial assistance services. Sit back and see how we are here to help you take back control.

Calculators

Calculators

Our custom calculators do the hard work for you, so you can see how easy it is to take back control of your financial future today. From loan repayments to budgeting, business loans to credit card debt, we’ll crunch the numbers for you.

Find out more
  • Budget Calculator
  • Repayment Calculator
  • Consolidation Calculator
  • Credit Card Calculator
  • Home Loan Calculator
Contact Us

Contact Us

If you can’t find the answers here, it’s time to get in touch! We’re real, ready, and have the answers you need to secure your financial future. Let our dedicated, caring, and non-judgemental team help you take back control today.

Get in Touch
  • Partner With Us
Partner With Us

Partner With Us

See how our unique insolvency solutions and accredited team can enhance your service offering and assist you to retain customers. Combining over 45 years of experience, we work with a network of business professionals to assist customers through difficult financial situations.

Find out more
Leave Us Feedback

Leave Us Feedback

We’re all about listening, learning and growing to continue improving as the leader in Australian financial assistance. If you’ve got something to share, we’d love to hear your feedback here.

Social Support Partners

Social Support Partners

Debt and financial worries can be overwhelming and have a significant impact on your life. It’s important to us that you aren’t alone during this journey. While we focus on your financial future, our wellbeing partners focus on you.

Find out more
Personal Insolvency Agreement

Personal Insolvency Agreement

You may be able to take advantage of a Personal Insolvency Agreement (“PIA“) before considering bankruptcy. If you have an overwhelming amount of debt and are considering bankruptcy, first you should consider whether a PIA is a more suitable option for you!

Find out more
1800 534 534

Thanks for enquiring with us in regards to your debt.

Debts have a way of spiralling out of control. It’s great you have taken the first step to get on top of your debts, however, our solutions might not be suitable for your situation. You indicated you have unsecured debts less than $8,000. Revive Financial provides solutions for people facing severe financial hardship and you aren’t quite there yet. It might not feel like it, but your debts are at a level that could be turned around, you just need a little push in the right direction.

Alternative Solutions to Investigate

Download Our Free Budgeting Ebook

This Road Map to Financial Freedom is a step-by-step guide to help you set up your financial structure, plan your budget and manage for finances into the future.

Download

Speak to a Free Financial Counsellor

You can use a free Financial Counselling service by calling 1800 007 007 from anywhere in Australia. You will be put through to your local free service and they will discuss any options available to assist you. You can also visit the Free Financial Counselling Website.

Visit Website

Apply For A No Interest Loan Scheme

If you are a low-income earner, you may be eligible to access the No Interest Loan Scheme. NILS can be used to fund medical costs, educational fees, the purchase of whitegoods and furniture, vehicle servicing and repairs among other things.

Visit Website

Helpful Articles

How to Pay off Debt and Avoid the Debt Cycle

Have your debt repayments got out of hand? Are you stuck in a vicious debt cycle? Learn how to pay off debt by prioritising which debt to pay off first.

Read more

Unemployed and in Debt? Here's a Survival Plan

Money management is hard at the best of times. So when something goes wrong, such as losing your job, it doesn't take much for financial disaster to strike. You can have plans in place to help in situations like this, such as an emergency savings account and income protection insurance. But not every Australian is fortunate enough to have these as a saving grace.

Read more

As a Single Parent, How Can I Turn My Financial Situation Around?

Being a single parent is tough, there's no way of sugar coating it, men and especially women can be hit hard with financial stress. On average, men usually earn more than women but most children stay with their mothers, meaning the added expense and lower wage hugely impacts single mothers. Many single parents want to turn their financial situations around, with a budget a great starting point.

Read more
View All Articles

How Can We Assist You Today?

Personal Debt Icon Personal
Business Debt Icon Business
Please select an assistance option to continue.

Unsecured Debt Amount

$8,000
$1,000
$100,000+

Your Business Structure

Sole Trader Icon Sole Trader
Partnership Icon Partnership
Company Icon Pty Ltd Company
Trust Icon Trust
Please select at business structure to continue.

Business Debt Amount

$100,000
$10,000
$1,000,000+

Take Back Control Today!

First Name

Last Name

Email

Phone Number

Phone number must be 10-digits long and begin with a 0. (e.g. 04 1234 5678)

Post Code

Post code must be 4-digits long (e.g. 4567)

Some of your details appear incorrect.
Please update the highlighted fields and re-submit.

Congratulations

You’ve taken the first step to steer your business back to viability

One of our Business Specialists will be in touch shortly.

By submitting this form you acknowledge that you have read and accept our Privacy Policy

Back To Top