Alternative Debt Solutions
Thanks for enquiring with us in regards to your debt.
Debts have a way of spiralling out of control. It’s great you have taken the first step to get on top of your debts, however, our solutions might not be suitable for your situation. You indicated you have unsecured debts less than $8,000. Revive Financial provides solutions for people facing severe financial hardship and you aren’t quite there yet. It might not feel like it, but your debts are at a level that could be turned around, you just need a little push in the right direction.
Alternative Solutions to Investigate
Speak to a Free Financial Counsellor
You can use a free Financial Counselling service by calling 1800 007 007 from anywhere in Australia. You will be put through to your local free service and they will discuss any options available to assist you. You can also visit the Free Financial Counselling Website.
Prioritising Payments When You Are in Debt
Debt becomes a real issue when you don't have enough money to cover your regular repayments on loans, bills and credit cards. When repayments get out of hand, people often turn to payday lenders, credit cards and getting into more debt in order to pay off the debt they have.Read more
Unemployed and in Debt? Here's a Survival Plan
Money management is hard at the best of times. So when something goes wrong, such as losing your job, it doesn't take much for financial disaster to strike. You can have plans in place to help in situations like this, such as an emergency savings account and income protection insurance. But not every Australian is fortunate enough to have these as a saving grace.Read more
As a Single Parent, How Can I Turn My Financial Situation Around?
Being a single parent is tough, there's no way of sugar coating it, men and especially women can be hit hard with financial stress. On average, men usually earn more than women but most children stay with their mothers, meaning the added expense and lower wage hugely impacts single mothers. Many single parents want to turn their financial situations around, with a budget a great starting point.Read more