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Easily Work Out Your Loan Repayments

Use our Loan Repayment Calculator to help you decide what amount you want to borrow by calculating monthly, fortnightly or weekly repayments depending on your budget and preference.

My Loan Details
Extra Repayments

Repayment settings have limited the savings options available. An Interest only repayment type usually does not allow any extra repayments to be made.

Amount

$
Enter the amount you would like to borrow.

Loan Term

Years
How many years do you want to take to repay the loan?

Interest Rate

%
You can increase or decrease the interest rate to understand the affect on your repayments and total interest.

Repayment Frequency

Repayment Type

Extra Repayment Amount

$
Enter the extra amount you plan to make for every repayment

Repayment Frequency

Offset Account Amount

$
Enter the amount in the account you wish to use to offset your interest payments.

Lump Sum Amount

$
Enter the lump sum about you plan to make against the loan.

Lump Sum Year

Year
Enter the year you plan to make the lump sum payment.
  Interest saved  
  Time saved  

Regular Repayment

  / at    pa

Total Interest Payable

  over
Disclaimer

Calculator Disclaimer

The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan or product. Results are based on information you have provided and does not take into account your personal circumstances. Using this calculator does not guarantee you will be eligible for a loan. You will need to satisfy your lender’s lending criteria. This calculator is not intended to be your sole source of information when making a financial decision. It is advised that you consult a professional financial advisor before taking out a loan.

Pay Off Your Loan Faster

Make an Extra Payment

By adding an extra payment each year, you’ll pay off your loan faster. This can be done by spreading the extra payment out over the entire year. To do this, divide your monthly payment by 12 and add that amount to each monthly payment.

Simplify Your Loans

If you have more than one form of unsecured debt, consolidating them into one loan can potentially reduce your interest and repayment amounts. Compare low interest loans on offer and find one lower than your current debts.

Cut Expenses

Sometimes it’s the little things that can make the most difference. If you’re dedicated to paying off your loan, saving a few dollars every day can really add up and help to cut down your loan faster. Work this into your budget by planning ahead.

Round Up Payments

Rounding up your loan payments to the nearest $50 or $100 each month will help pay off your loan faster. Even if you can only save $5 or $10 more each month, those few extra dollars can quickly add up towards carving time off your loan.

Check Out Our Debt Calculators

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Types Of Unsecured Debts

Credit/Store Cards
Personal Loan
Pay Day Loan
Tax Debt
Utility Bill
Other
Please select at least one type of unsecured debt.

Your Business Structure

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Partnership
Pty Ltd Company
Trust
Please select at business structure to continue.

Unsecured Debt Amount

$10,000
$1,000
$100,000+

Business Debt Amount

$100,000
$10,000
$1,000,000+

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First Name

Last Name

Email

Phone Number

Phone number must be 10-digits long and begin with a 0. (e.g. 04 1234 5678)

Post Code

Post code must be 4-digits long (e.g. 4567)

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