Who we are
Revive Financial is a positive force for Australians stuck on the negative side of debt – helping people take back control of their financial future.
Empathetic and non-judgmental
We treat every customer with dignity and respect, understanding that no one plans to fall into debt.
Financial professionals
Experienced, educated and qualified – we provide clear and realistic debt solutions – never pressure or make false promises.
Honest and realistic
We outline all available options and give transparent advice so you can make informed decisions with confidence.
Focused on positive outcomes
Our mission is financial wellbeing – guiding Australians from financial stress toward stability and control.
Our mission
Revive Financial exists to give Australians a fresh start to a positive financial future – delivering financial wellbeing to those struggling with debt.
When debt feels overwhelming, you don’t need judgement – you need clarity, structure and the right financial professionals by your side.
Community and impact
Our work extends beyond individual debt solutions.
Leadership team
Our leadership team at Revive Financial has over 100 years’ combined professional experience servicing everyday Australians across financial services, debt management and insolvency.
Craig Francis is the Founder, Chairman & CEO at Revive Financial. For more than 20 years, Craig has focused on reshaping the debt management and insolvency industry in Australia. A Chartered Accountant by background, he built strong commercial foundations in mid-sized accounting firms and a Big 4 environment before founding his own accounting and investment advisory practice, which he led for a decade. He is passionate about combining smart technology with genuine human care, providing practical solutions and non-judgmental support to help Australians move from financial stress to financial stability.
Qualifications & Accreditations
- Graduate Diploma of Chartered Accounting
- Bachelor of Business
- Diploma of Finance and Mortgage Broking Management
- Mini MBA
Shane Edwards is Chief Financial Officer at Revive Financial, leading strategic growth and financial governance across the organisation’s debt solutions and personal insolvency services. A Chartered Accountant with more than 30 years’ experience in banking, energy and professional services, Shane brings deep expertise in financial management, compliance and operational strategy. He has held senior executive roles at Lloyds Banking Group, Origin Energy and PKF, and for over a decade at Revive has helped strengthen sustainable, client-focused financial solutions for Australians experiencing financial hardship.
Qualifications & Accreditations
- Chartered Accountant (CA)
- Registered Debt Agreement Administrator
- Bachelor of Commerce (Accounting & Finance)
- Graduate Diploma of Applied Finance & Investment
- PRINCE2 Practitioner
Brett Gavin is the Chief Operating Officer at Revive Financial, overseeing operational strategy across debt management and insolvency services for the company. A Chartered Accountant with more than a decade of experience in the Australian financial services industry, Brett has worked across Client Services and General Management, giving him a practical understanding of the financial hardship challenges faced by individuals and businesses. He focuses on strengthening business processes, improving service delivery, and ensuring Revive provides structured, ethical and effective financial solutions for Australians seeking support.
Qualifications
- Chartered Accountant (CA)
- Bachelor of Commerce (Accounting)
- Certificate IV in Finance & Mortgage Broking
- Justice of the Peace (Qual)
Jarrod Allen-Ankins is the Head of Compliance for Informal Agreements at Revive Financial, leading the Administration team and driving compliance and negotiation for the firm’s informal resolution strategies. With over 11 years of dedicated experience in the debt management industry, Jarrod has successfully negotiated or overseen nearly every Informal Agreement executed by the company since January 2015. Applying a practical, stoic philosophy to financial recovery, he helps clients focus on actionable steps to achieve long-term independence and freedom from financial stress.
Qualifications & Accreditations
- Certificate IV in Leadership and Management
- Certificate IV in Training & Assessment
Kimberley Davison is Head of Compliance (Debt Agreements) at Revive Financial, overseeing regulatory compliance for Part IX Debt Agreements and ensuring solutions meet Australian legislative standards. A Registered Debt Agreement Administrator (RDAA) with more than 13 years’ experience in insolvency and debt agreement administration, she has supported thousands of Australians experiencing financial hardship. Kimberley combines rigorous compliance expertise with client advocacy, and as a certified Mental Health First Aider, she recognises the broader impact financial stress can have on wellbeing.
Qualifications & Accreditations
- Registered Debt Agreement Administrator (RDAA)
- Certificate IV in Accounting & Bookkeeping
- Certificate IV in Finance & Mortgage Broking
- Mini MBA (Australian Institute of Management)
- PIPA Accreditation (Bond University)
Richard Moretti is Head of Personal Advisory & Insolvency at Revive Financial, bringing nearly 30 years of experience in insolvency and restructuring. A Registered Trustee specialising in complex statutory appointments, Personal Insolvency Agreements and bankruptcy administration, Richard has held senior roles at firms including PPB Advisory and SV Partners and has guided nearly 2,000 Australians through the complexities of the Bankruptcy Act. His approach focuses on practical, respectful solutions that help individuals experiencing serious financial distress regain control and rebuild their financial future.
Qualifications & Accreditations
- Registered Trustee
- Member, Chartered Accountants Australia & New Zealand (Certificate of Public Practice)
- Professional Member, ARITA
- Bachelor of Commerce (Accounting)
Our Revive rationale
The belief that inspired Revive Financial and continues to guide everything we do. A perspective on debt, financial dignity and achieving more as an industry.
Our core values
At Revive Financial, the team continuously strives to serve and support Australians with these principles.
Professionalism
Empathy
Realism
Sincerity
Optimism
Non-Judgmental
Reviews
Mary Stephanie-Mama a perfect 10 her communication was sensational and if i had a problem it would be sorted out straight away Very Very happy with her
Sharon was a fabulous and informative advisor. Top notch service. Would recommend to anyone.
I would like to say Thank you very much for helping me pay off all my debets. Thank you Thank you once again also to the manager who was looking after my account you have done a awsome job Thank you once again.
Very helpful and informative.
Amazing staff!! Process was quite effortless for a satisfying outcome. Thank you especially to Marisol
Revive has been fantastic. Always professional, understanding and supportive throughout the entire process. I am so grateful for their assistance. Thank you.
Good service
Very friendly staff and kept me updated every step of the way
I wouldn't think in million years I would be getting off from so many loans had to deal week by week until I found these beautiful lady Connie Vagras on Revive Financial. I just wanted to say thank you for getting me out of this situation. I have been struggling years and years trying to get my feet on the right spot. You're make my life alot more better now. You are so amazing with your services, very professional how you deal with the customers. We need more people like you in this world. Thank you so much for your assistance, and hope everything goes well in your future.
I had a wonderful experience working with Michelle. Her guidance was clear, patient, and genuinely supportive, making complex tasks feel manageable. She listened carefully, asked thoughtful questions, and provided practical solutions that boosted my confidence. I left the interaction feeling understood, valued, and well-equipped to move forward. Thank you, Michelle, for your excellent assistance!
Revive Financial was professional, helpful, and easy to work with. Their team (Annette) explained everything clearly and made the process simple and stress-free. Great customer service.
Excellent work/ people very helpful to everything and so professional.
I am very happy the service is so great specially with the broker who helped me with everything she very very good and work like professional Ms Tuanita Walsh Thank you so much
They helped me with my struggles so much and I really appreciated very much. Thank you to Nicolas (Nick) for all your help from the time i and my family went to Samoa to my father's funeral. You were able to hold all the payments until I got back. Thank you once again. Frances Leatua
I have been dealing with Nicole who has kept me in the loop throughout the journey and has kept me calm for what has been a stressful time in my life. No question has been ignored and at no point have I felt unsupported or lost. Nicole has been increadibly professional, transperant and only conveyed poistivity throughout my dealings with her. I would have no hesitation with recomending Revive or Nicole to any of my friends or family who need a way forward.
Kylie and Jesse have been very helpful and supportive
Anette was super helpful from start to finish. Compassionate and kind whilst offering different solutions.
Mason is very professional at her job and is very good explaining things to make it easy to understand
They are most helpful , very understanding and easy to talk to .
