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Revive Your Financial Life With Our Personal Insolvency Firm

How to get out of debt

Feel like you don’t have much control over your current finances? If so, it can be an incredibly stressful and downright scary position to be in. But there are actions you can take. At Revive Financial, our personal insolvency specialists can help you get your finances back on track and achieve financial independence and stability.

You could find yourself in a position where:

  • You’re unable to pay your mortgage
  • You have credit card debts you can’t pay or can only make minimum repayments on
  • Your weekly income is not enough to meet your day-to-day living expenses.

Our insolvency experts have helped people through a huge variety of financial challenges. So, no matter what the reason or situation is, Revive Financial can help you with yours.

Personal Insolvency Solutions

There are a number of personal insolvency solutions available. These include:

  • Formal or informal debt negotiations and personal insolvency agreements
  • Budgeting and money management advice
  • Declaring bankruptcy.

When you speak to one of our independent experts, we can assess the extent of your financial situation and talk you through your options (like a personal insolvency agreement). Revive has been helping people throughout Australia get back on their feet while keeping their personal interests as the top priority.

Speak to a qualified expert to go over your personal insolvency options. We’ll work out how we can make your financial position more manageable – and talk you through the effects of insolvency (like being on The National Personal Insolvency Index).

Video: 4 Ways to Get Rid of Your Debt

Our experts can talk you through your situation and provide detailed advice.
Get in touch for a free consultation today.

Your Personal Insolvency Options

With our extensive experience in the financial industry, we can help you find a personal insolvency option that best suits your budget and situation. We’re also trained in negotiating personal insolvency agreements and finding the best possible outcomes on your behalf.

Part 9 Debt Agreement

If you don’t need to declare total bankruptcy, but can’t see yourself affording to pay your full debt, you may be able to come to a formal debt agreement with your creditor. This means arranging a formal, legally binding agreement to pay an affordable amount while pausing interest and fees for the duration of the agreement.

Informal Debt Negotiation

Informal debt negotiations are a good option if your financial hardship is temporary. If you’re struggling to pay your credit card bills or mortgage due to a loss of income or relationship breakdown, an informal arrangement can work as a temporary solution.

File for Bankruptcy

Bankruptcy is the formal process of clearing your debts from all creditors. It provides a fresh start for people who are facing a challenging financial situation. There are regulations and restrictions associated with bankruptcy that may impact your lifestyle. But in some cases, bankruptcy is the best or only option.

The Debt Situation in Australia

Being in debt greatly impacts stress and can lead to feeling isolated. The negative effect of it can have an impact on your whole life – it can even start affecting relationships with your family, your career, and your health. No one likes to talk about debt or personal insolvency, so it’s often something that’s struggled with alone.

According to recent studies, 7 out of 10 Australians have admitted to being in financial stress at least once in their lives. It’s a common problem that’s rarely brought up in conversations with friends and family.

How Revive Financial Can Help

We want to help revive your financial life and walk you through realigning all aspects of your life. Our personal insolvency experts do this by offering a number of debt relief solutions that help you get back on financial track.

Our experienced Revive Financial specialists will help you find a debt relief solution that fits you. Whether you own property, run a small business, are a sole trader, or have just hit some hard times, we have a solution to help.

Revive Financial Can Help You Out of Debt

“After my divorce and losing my job, I struggled to make the repayments on the debts which I could easily afford before my life changed. I was stressed and worried and had no idea where to start or how to fix my problem. I had been trying to make arrangements with my creditors to pay off my debt, but I was still struggling and my creditors were running out of patience. I found Revive Financial and they helped me to get my life back. I wanted to thank all the staff for their understanding. I never felt judged or embarrassed. They have been so amazing to support me through this problem and help me find a way out.”

Location: Brisbane, Queensland

For more information on personal insolvency in Australia, get in touch with us for a free and confidential consultation

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