How Kath reduced her Debt by $30,000 and secured a lower interest Home Loan
Kath’s story
Following a messy break-up, Kath was left to solely repay a mortgage and several personal loans that were previously shared but solely in her name. After struggling with refinancing and a damaged credit score, we helped her reduce her unsecured debt and consolidate everything into a new, lower-interest home loan.
Age
58-year-old
Employment status
Full-time employed
Location
South Australia
Household type
Single mother
Employment
Personal assistant
The Challenge
Despite working full-time, the financial fallout of a relationship breakdown left Kath trapped with unmanageable shared debts and limited refinancing options.
The Solution
Comprehensive financial assessment
Practical guidance
Tailored solutions
Complete transparency
The Result
Kath successfully consolidated her debts into a new home loan, instantly reducing her unsecured debt by approximately $30,000. This outcome bypassed her previous refinancing roadblocks, lowered her overall interest rate, and provided a realistic, stress-free framework for her to regain complete financial independence.
Consolidating Single Mother’s Debt
After losing her fiancé, Sarah was left with loans, mounting childcare costs, medical expenses, and the added pressure of COVID’s impact on the farming industry – leaving her $40,000 in debt across five creditors. As a single mum working full-time, she was exhausted from juggling it all alone. We consolidated her debts into a single affordable plan through a Part IX Debt Agreement, reducing her total debt by $25,000 and helping her avoid bankruptcy.
Protecting The Family Home
When serious health complications forced Mark to reduce his working hours, medical costs piled on top of his mortgage and family expenses, leaving him with over $46,000 in debt across four creditors. Worried about losing his home equity, we set up a Part IX Debt Agreement to consolidate everything into a single affordable payment, reducing his total debt by $17,000 and protecting his family home.
How Sarah reduced her debt by $25,000 and avoided Bankruptcy
How Mark reduced his debt by $17,000 and protected his family home
How Kristy & John saved 55% on their debt and kept their family home
What our Customers are saying
Very helpful and eased a lot of my financial stress
The folks here have been very helpful. I couldn't be happier.
Thank you to Sarah who was amazing through the whole process
The stress lift was instant, the only mistake was me , i should have reached out sooner , life changing . THANK YOU THANK YOU
All relativlly smooth
Revive Financial are a professional company, providing excellent services and advice. Their staff are friendly and providing excellent financial reviving services.
Revive financial were magnificent in the way that they were able to sort everything out for me and all the support and help throughout. If you ever need assistance please I thoroughly recommend them.
Amazing customer service and made the whole situation so easy for me, do reccomend
I found the process a bit overwhelming but was put at ease, with the service I received. I thought it would be a difficult process but with a lot of guidance and patience from Revive the overall experience was great.
I honestly can’t thanks Cloe night, she was patient, caring and thorough. I felt supported and that she really cared! This has changed my life, I no longer have the stress of where I will find the money to pay my debts! Thank you from the bottom of my heart 🙂
Sarah has been very helpful and quick with responding great to work with
I cannot thank Revive financial enough for their life changing help. From the very first phone call, Nick Smith was incredible empathetic , patient and professional. They took away the crushing weight of my debt and made me feel cared for rather than judged. Highly recommended Revive financial and Nick Smith😊
Really positive experience. Very helpfulful and my many question were always answered very fast
I can’t recommend Revive highly enough. Before contacting them, I felt like I was drowning in debt and had no idea where to start. The stress was overwhelming, and I was embarrassed about my situation. From the very first conversation, the team made me feel comfortable and never judged me. They explained everything in simple terms and made the whole process incredibly easy to understand. What I thought would be complicated and stressful turned out to be straightforward and manageable. The biggest surprise was how quickly the weight started to lift off my shoulders once I had a plan in place. The process wasn’t embarrassing at all—in fact, it was a huge relief talking to people who genuinely wanted to help. If you’re struggling with debt and feeling overwhelmed, don’t put it off. Reaching out to Revive was one of the best decisions I’ve made
Cloe was amazing
Staff are friendly and very helpful. Got me through a tough financial time …. Highly recommended
Outstanding Customer Service
Mason was incredibly amazing and so understanding. It made everything go so much smoother
They are fantastic to work with. Efficient and professional with caring about your situation. Every step of the way is explained and you feel like you're able to breathe again. Great 👍
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