How Kath reduced her Debt by $30,000 and secured a lower interest Home Loan
Kath’s story
Following a messy break-up, Kath was left to solely repay a mortgage and several personal loans that were previously shared but solely in her name. After struggling with refinancing and a damaged credit score, we helped her reduce her unsecured debt and consolidate everything into a new, lower-interest home loan.
Age
58-year-old
Employment status
Full-time employed
Location
South Australia
Household type
Single mother
Employment
Personal assistant
The Challenge
Despite working full-time, the financial fallout of a relationship breakdown left Kath trapped with unmanageable shared debts and limited refinancing options.
The Solution
Comprehensive financial assessment
Practical guidance
Tailored solutions
Complete transparency
The Result
Kath successfully consolidated her debts into a new home loan, instantly reducing her unsecured debt by approximately $30,000. This outcome bypassed her previous refinancing roadblocks, lowered her overall interest rate, and provided a realistic, stress-free framework for her to regain complete financial independence.
Consolidating Single Mother’s Debt
After losing her fiancé, Sarah was left with loans, mounting childcare costs, medical expenses, and the added pressure of COVID’s impact on the farming industry – leaving her $40,000 in debt across five creditors. As a single mum working full-time, she was exhausted from juggling it all alone. We consolidated her debts into a single affordable plan through a Part IX Debt Agreement, reducing her total debt by $25,000 and helping her avoid bankruptcy.
Protecting The Family Home
When serious health complications forced Mark to reduce his working hours, medical costs piled on top of his mortgage and family expenses, leaving him with over $46,000 in debt across four creditors. Worried about losing his home equity, we set up a Part IX Debt Agreement to consolidate everything into a single affordable payment, reducing his total debt by $17,000 and protecting his family home.
How Sarah reduced her debt by $25,000 and avoided Bankruptcy
How Mark reduced his debt by $17,000 and protected his family home
How Kristy & John saved 55% on their debt and kept their family home
What our Customers are saying
Great experience they called when things had to be done and fixed everything asap
The process was tough but with a great support from the staff it was worthy
I am very happy with the service provided by Revive Financial. Nicole has been very helpful, patient and professional throughout the process. She explained everything clearly and made the process much easier for me. I really appreciate her support and assistance. Thank you so much, Nicole!
Connie was absolutely amazing and very helpful through the whole process
A complete financial assistance service.
Absolutely amazing from the start. Excellent communication and very accommodating.
I had an excellent experience with Revive Financial from start to finish. Annette was incredibly informative, professional, and always took the time to explain each step of the process clearly. Her support, regular communication, and genuine understanding made what felt like a stressful situation much easier to manage. The entire team was friendly, responsive, and committed to finding the best outcome for my circumstances. I highly recommend Revive Financial to anyone looking for expert guidance and outstanding customer service
I am not very organised nor do I have very much time to do My finances. As a single mum of 3 and working full time i needed help. Donna was absolutely amazing, she was patient and guided me to great solution. Thankyou Donna, greatly appreciate you
I had an absolutely outstanding experience with Anette Carter, Customer Success Specialist at Revive Financial. From the very beginning, Anette made a genuine and lasting impression on me through her kindness, patience, professionalism, and sincere willingness to help. Dealing with personal financial matters can sometimes feel overwhelming and stressful, but Anette made me feel comfortable, understood, and supported throughout the process. She took the time to listen without judgment, showed genuine empathy towards my circumstances, and explained everything clearly and thoughtfully. Her approachable nature and reassuring communication made a real difference to my experience and gave me greater confidence and peace of mind. What stood out most was that Anette made me feel like more than just another client. She treated me with respect, compassion, and understanding, demonstrating that she genuinely cares about the people she helps. Her ability to combine professionalism with such a personal and caring approach is truly special. It is rare to come across someone who makes such a positive difference through their work, but Anette did exactly that. Her support was not only appreciated but also made what could have been a difficult experience feel much more manageable and reassuring. I would like to sincerely thank Anette for her exceptional service, genuine compassion, and dedication. She is a real credit to Revive Financial, and I hope her efforts and the positive impact she has on her clients are recognised and appreciated. Employees like Anette make a meaningful difference in people’s lives, and I cannot thank her enough for the outstanding experience she provided. Anette, thank you for making me feel heard, respected, and genuinely supported. Your kindness and professionalism have left a lasting positive impression on me. You are a wonderful representative of Revive Financial, and your efforts truly deserve recognition.
Very helpful , explain clearly, response every questions , excellent customer service
Very supportive, efficient friendly help from the beginning. Thank you especially tp my consultant Jordyn for sticking with me!
After covid I was in real trouble financially. Revive along with United Care absolutely saves me. They were wonderful to deal with and changed my life. Thank you so much. Cannot recommend highly eniugh
Miss or Mrs Anette, She is very very very good good great to have communication with and she is meant to be in this platform as she knows the people situation and understands very well and her approach towards me was like a own sister and I loved it and the God bless her in her life and she have a best skill to approach and thank you so much for making my shoulder burdens lift to revive finances to and her. Thank you all.
Fabulous customer service and always keeps you updated with the progress. Highly recommend.
Great friendly team great service with no pressure They make it easy to get ypu back on track
Warranee listened and it was for the first time someone was able to relieve my stress. Process was explained very well. The approach was without judgement and helpful
Able to assist quickly
Very pleased with Warrenee , the way she has handled my documents and Finace making it a smooth and easy process
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