Access lending through our network of specialised lenders
We work with a wide network of specialised lenders to help Australians explore lending options that may not be available through traditional banks. Our team takes the time to understand your full financial position – not just your credit score. Based on your circumstances, we may connect you with lenders who consider applications from self-employed individuals or those with non-standard income.
Try our personal loan calculator
Our personal loan calculator can help you understand what your monthly, fortnightly or weekly personal loan repayments could be. Simply enter the amount, loan term, interest rate, repayment frequency and type.
Revive Financial is not a lender.
Rather, you’ll be working with one of our Customer Success Specialists who will assess your financial situation and recommend to you a specialised lender from our network.
We’ll take a look at your overall financial standing including your income, unsecured debt amount, credit history and your current mortgage. We will then assess the appropriate affordable amount you can borrow to repay your existing debts and mortgage.
If necessary, we will also look to negotiate with your creditors on any unsecured debts to fit within your borrowing capacity.
These reduced debts together with your existing mortgage are then included in your new loan and paid out at settlement. This then leaves you with one, easy-to-manage loan with more affordable repayments.
We look at your overall financial position. If there is something standing in the way of a successful loan application, we take the time to help you fix it. For instance – if you have too much unsecured debt, we will negotiate with your creditors to reduce the amount of debt you owe.
We have a team of debt negotiators who will approach your unsecured creditors in an attempt to reduce your unsecured debt amount to a level where you are able to refinance.
If we can’t help right now with a new home loan, we can still assist by arranging a personal loan or a debt management solution to clear any existing unsecured debts you may have.
A debt management solution is a legally binding agreement with your creditors outlining a new affordable debt repayment amount. This is a great option to help reduce your repayments whilst considering other options that may become available in the future.
If you have been knocked back by a major lender, credit union or other financial institution, we could still assist you. We have access to a range of financial services and products which allows us to offer lending alternatives that other lenders can’t. We also have solutions for those with impaired credit files.
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