4.9rating from over 4,900+ customers

Behind on business payments?

Falling behind on business payments can quickly put pressure on your personal finances – especially if you’re a sole trader, partner or company director.

How to handle falling behind

When business payments start slipping, taking action early can help protect your financial future and reduce long-term impact.

Understand your situation

Identify which business payments you’re behind on and if you’re personally liable.

Exlore your options

Take Revive’s free assessment to see what solutions you’re eligible for if your business obligations have become personal debt.

Take control of repayments

Put a structured plan in place to reduce pressure and regain stability.

Get expert support

Speak with specialists who understand both business and personal financial challenges.

We can help you tackle financial hardship

If you’re struggling to keep up with business payments, you’re not alone. Unpaid suppliers, tax obligations, and business loans can become overwhelming – and in some cases, these obligations can become personally enforceable.

Severe financial hardship

When payments fall behind, stress builds quickly. You’re not alone in this.

Clear guidance on your options

We’ll help you understand potential solutions based on your personal liability.

Why customers choose Revive

Our Success Specialists offer a free and confidential assessment to advise you on options for business-related financial pressure.

Revive process

Your step-by-step plan

We’ll help put a financial hardship solution in place to help you move forward.

Submit application

In submitting your free assessment, your Success Specialist will determine the best debt management solution for you based on your circumstances.

Implement solution

Work with your personal Success Specialist on your solution to rebuild your finances and improve your position.

Regain control

Begin the path to taking back control – with ongoing non-judgmental support every step of the way.

Discover solutions for personal business debt

Depending on your situation, one of our debt management solutions may be able to help you take back financial control.

Part IX (9) Debt Agreement

A Part 9 Debt Agreement offers a legal, binding solution if you’re experiencing financial hardship from personal unsecured debts.

Informal Agreement

Tackle hardship with an Informal Agreement, negotiated with creditors, and avoid a formal insolvency process.

Personal Insolvency Agreement

A structured solution for larger or more complex debt situations.

Debt consolidation

Swap expensive loan repayments for one single, affordable consolidation payment.

Want to learn more?

Explore our Knowledge Centre guides to learn more about solutions to manage financial hardship.

Act early and take control

Feeling the pressure? Take the first steps in taking back control of your debts.

What you should do
What you should avoid
Behind on supplier payments?
Contact suppliers early to discuss flexible terms
Ignoring emails or calls from suppliers
ATO or tax payments overdue?
Contact the ATO early to discuss payment plan options
Ignoring ATO notices or lodgements
Missed loan or finance payments
Speak with your lender about hardship options
Missing payments without communication
Personally liable for payments?
Understand your exposure and seek advice early
Assuming debts won’t affect your personally
Receiving demands or notices?
Act quickly and get professional advice
Ignoring legal notices or deadlines
Unsure what options you have?
Explore solutions tailored to your situation
Waiting until the situation worsens.
Facing legal action risk?
Seek advice immediately
Ignoring legal notices or deadlines
Why choose Revive Financial?

We’re Australia’s top provider of tailored debt solutions, here to help you take back control.

4.9 / 5 rating

From over 4,900 reviews

39,000+

Lives transformed

20+ years

Helping everyday Australians

Get a free hardship assessment today

Our Success Specialists are here to help you navigate the stress of being behind on business debts.

Frequently asked questions

Answers to common questions about business debt assistance.

Our Success Specialists will assess your situation and help you find the right business debt solution. This could mean accessing equity in your home, finding a suitable, fast business loan, or restructuring your existing debt to address cash flow issues.