Explore our debt solutions
Tackle personal debt with a full range of solutions that include:
Compare debt management solutions
Use this comparison table to understand the key differences between each debt solution
How Kristy & John saved 55% on their debt and kept their family home
How Sharon reduced her fortnightly repayments by $531 while working two jobs
How Darren went from 109 years of debt repayments to just 5.5 years
Our customers contact Revive Financial when they are struggling with multiple personal loan repayments on unsecured personal loans, credit cards, expensive home loans, car loans, or store cards.
We offer a range of debt solutions, including Debt Consolidation. For example, a Debt Consolidation loan with affordable loan repayment terms, a better loan term, and a lower interest rate may be suitable for consolidating your unmanageable debts into one loan to save costs and gain a firmer financial footing.
Whether you’re looking at a better personal loan to replace an expensive existing loan, a Part 9 Debt Agreement, a Temporary Hardship Plan, or a different solution, we will always explain the fees and costs clearly, using measures such as the comparison rate to compare personal loans.
Depending on your chosen solution, there may be an assessment fee, administration fees, and fees and charges imposed by other parties. Our customers always stay in control.
A debt consolidation loan is a secured or unsecured personal loan that tackles multiple debts with high interest rates. It replaces these with a single personal loan with the right loan term and interest rate for manageable monthly payments.
Not at all!
Debt Consolidation is just one way to tackle existing debts. We also offer solutions such as Part 9 Debt Agreements, Informal Agreements, Temporary Hardship Plans, Personal Insolvency Agreements, and Bankruptcy.
A Part 9 Debt Agreement establishes a formal agreement that lets you repay your unsecured debts on new terms (which may include reducing your debt and pausing interest) if you’re experiencing financial hardship.
An Informal Agreement is a debt management solution negotiated with creditors to reduce debt and pause interest over a fixed repayment term. Unlike other debt agreement types, however, an Informal Agreement is not legally binding. If the mounting debts in your life are crushing your hopes of financial stability, an Informal Agreement might be for you.
A Temporary Hardship Plan is a simple three-month repayment plan that offers temporary debt relief when you need it most. Our innovative plans offer tailored guidance and a holistic approach to help you take back control of your finances.
A Personal Insolvency Agreement is a legally binding agreement between you and your creditors, helping you improve your financial position as an alternative to Bankruptcy. It’s governed by the Bankruptcy Act and involves setting up a manageable payment plan, with instalment payments, asset plans, and/or lump sum payments.
The team at Revive Financial has guided thousands of customers towards financial freedom since 2005. We have a fantastic reputation for supporting customers with their different financial circumstances. Our compassionate and skilled Success Specialists can help you work towards stabilising your financial position so you can look forward to a brighter financial future.