Australia’s trusted debt solutions partner

At Revive Financial, we help Australians navigate financial hardship with personalised debt solutions, expert guidance, and a clear path toward financial recovery.

Who we are

Revive Financial is a positive force for Australians stuck on the negative side of debt – helping people take back control of their financial future.

Empathetic and non-judgmental

We treat every customer with dignity and respect, understanding that no one plans to fall into debt.

Financial professionals

Experienced, educated and qualified – we provide clear and realistic debt solutions – never pressure or make false promises.

Honest and realistic

We outline all available options and give transparent advice so you can make informed decisions with confidence.

Focused on positive outcomes 

Our mission is financial wellbeing – guiding Australians from financial stress toward stability and control. 

Our mission

Revive Financial exists to give Australians a fresh start to a positive financial future – delivering financial wellbeing to those struggling with debt.

Australia's #1 debt solutions provider

When debt feels overwhelming, you don’t need judgement – you need clarity, structure and the right financial professionals by your side.

39K +
Individuals helped
$500M+
In debt negotiated
60%
Average debt reduction

Community and impact

Our work extends beyond individual debt solutions.

100K+
Donated
250+
Gifts donated
2
Charity partners

Leadership team

Our leadership team at Revive Financial has over 100 years’ combined professional experience servicing everyday Australians across financial services, debt management and insolvency.

Craig Francis

Founder, Chairman & CEO

Craig Francis is the Founder, Chairman & CEO at Revive Financial. For more than 20 years, Craig has focused on reshaping the debt management and insolvency industry in Australia. A Chartered Accountant by background, he built strong commercial foundations in mid-sized accounting firms and a Big 4 environment before founding his own accounting and investment advisory practice, which he led for a decade. He is passionate about combining smart technology with genuine human care, providing practical solutions and non-judgmental support to help Australians move from financial stress to financial stability.

Qualifications & Accreditations

  • Graduate Diploma of Chartered Accounting
  • Bachelor of Business
  • Diploma of Finance and Mortgage Broking Management
  • Mini MBA

Shane Edwards

Chief Financial Officer

Shane Edwards is Chief Financial Officer at Revive Financial, leading strategic growth and financial governance across the organisation’s debt solutions and personal insolvency services. A Chartered Accountant with more than 30 years’ experience in banking, energy and professional services, Shane brings deep expertise in financial management, compliance and operational strategy. He has held senior executive roles at Lloyds Banking Group, Origin Energy and PKF, and for over a decade at Revive has helped strengthen sustainable, client-focused financial solutions for Australians experiencing financial hardship.

Qualifications & Accreditations

  • Chartered Accountant (CA)
  • Registered Debt Agreement Administrator
  • Bachelor of Commerce (Accounting & Finance)
  • Graduate Diploma of Applied Finance & Investment
  • PRINCE2 Practitioner

Brett Gavin

Chief Operating Officer

Brett Gavin is the Chief Operating Officer at Revive Financial, overseeing operational strategy across debt management and insolvency services for the company. A Chartered Accountant with more than a decade of experience in the Australian financial services industry, Brett has worked across Client Services and General Management, giving him a practical understanding of the financial hardship challenges faced by individuals and businesses. He focuses on strengthening business processes, improving service delivery, and ensuring Revive provides structured, ethical and effective financial solutions for Australians seeking support.

Qualifications

  • Chartered Accountant (CA)
  • Bachelor of Commerce (Accounting)
  • Certificate IV in Finance & Mortgage Broking
  • Justice of the Peace (Qual)

Jarrod Allen-Ankins

Head of Compliance – Informal Arrangements

Jarrod Allen-Ankins is the Head of Compliance for Informal Agreements at Revive Financial, leading the Administration team and driving compliance and negotiation for the firm’s informal resolution strategies. With over 11 years of dedicated experience in the debt management industry, Jarrod has successfully negotiated or overseen nearly every Informal Agreement executed by the company since January 2015. Applying a practical, stoic philosophy to financial recovery, he helps clients focus on actionable steps to achieve long-term independence and freedom from financial stress.

Qualifications & Accreditations

  • Certificate IV in Leadership and Management
  • Certificate IV in Training & Assessment

Kimberley Davison

Head of Compliance – Debt Agreements

Kimberley Davison is Head of Compliance (Debt Agreements) at Revive Financial, overseeing regulatory compliance for Part IX Debt Agreements and ensuring solutions meet Australian legislative standards. A Registered Debt Agreement Administrator (RDAA) with more than 13 years’ experience in insolvency and debt agreement administration, she has supported thousands of Australians experiencing financial hardship. Kimberley combines rigorous compliance expertise with client advocacy, and as a certified Mental Health First Aider, she recognises the broader impact financial stress can have on wellbeing.

Qualifications & Accreditations

  • Registered Debt Agreement Administrator (RDAA)
  • Certificate IV in Accounting & Bookkeeping
  • Certificate IV in Finance & Mortgage Broking
  • Mini MBA (Australian Institute of Management)
  • PIPA Accreditation (Bond University)

Richard Moretti

Head of Personal Advisory & Insolvency

Richard Moretti is Head of Personal Advisory & Insolvency at Revive Financial, bringing nearly 30 years of experience in insolvency and restructuring. A Registered Trustee specialising in complex statutory appointments, Personal Insolvency Agreements and bankruptcy administration, Richard has held senior roles at firms including PPB Advisory and SV Partners and has guided nearly 2,000 Australians through the complexities of the Bankruptcy Act. His approach focuses on practical, respectful solutions that help individuals experiencing serious financial distress regain control and rebuild their financial future.

Qualifications & Accreditations

  • Registered Trustee
  • Member, Chartered Accountants Australia & New Zealand (Certificate of Public Practice)
  • Professional Member, ARITA
  • Bachelor of Commerce (Accounting)

Our Revive rationale

The belief that inspired Revive Financial and continues to guide everything we do. A perspective on debt, financial dignity and achieving more as an industry. 

Our core values

At Revive Financial, the team continuously strives to serve and support Australians with these principles.

Professionalism

We are experienced, educated and qualified. We are not salesy or scammy.

Empathy

We are understanding and have emotional intelligence. We are not dismissive or un-listening.

Realism

We are honest in our assessment of someone’s situation. We are not depressing.

Sincerity 

We are our well-intentioned, genuine selves. We are not clones or drones. 

Optimism

We are focused on a good outcome. We are not naive.

Non-Judgmental

We are accepting of our customers and their circumstances. We are not superior or preachy.

Social support partners

We partner with trusted social support organisations across Australia to ensure we can provide as much support as possible for our customers

Reviews

Staff truly care, answer every question, even the ones you didn’t think of. If you’re struggling with debt they’ll get your financial health back on track and you’ll feel like you can take control of your finances again. Incredible work, Francis has been great throughout my entire debt agreement and even now my debt Francis made sure I felt comfortable to approach them again if I need anything. 10/10

Mathew
Verified

I had the pleasure of dealing with Connie Vargas she was exceptional 100 star rating✨️She explained the whole process thoroughly, friendly and very patient thank you Connie for your help very much appreciated🙂

Alyssa
Verified

Very friendly and easy to deal with. I was feeling very overwhelmed and Revive helped me put my finances back into manageable payments.

Anonymous
Verified
Google

Cassandra has been fantastic to deal with and has made the process as seamless as possible. At a time when things felt completely out of my control, I greatly appreciated Cassandra’s assistance and genuine care and understanding.

Sue Campbell
Verified

Great friendly and helpful service 👌

James
Verified

Excellent customer service all the way from start to finish. Thank you very Mr Nick Smith. Will for sure recommend this company and its services & products. Kindly. Jack

Jacques
Verified

very easy to contact and very fast response

Cooper
Verified

Very easy to chat with and helped me understand everything i needed

Anonymous
Verified

I came to them 3 years ago, lost, in debt and didn’t see a way out. They immediately helped me and supported me. My repayments were tailored to my situation and they helped lower my cost phenomenally. Today I’ve finally finished with Revive a new person without debt due to their support and I can’t thank them enough and my financial future is looking very positive thanks to Revive. A big thank you to everyone who has helped me over these 3 years and a big shoutout to Francis for taking over my case and ending it with a positive note.

Ruby
Verified

Very polite, clear, and understanding. Helped usbin a difficult situation

Gavin
Verified

Very caring, helpful and efficient. Nothing was a problem Extremely supportive and payments were tailor made.

Vanessa
Verified

Jordyn was so helpful and caring during this process. Reaching out for help was the best thing I have done the constant stress & sleepless nights worrying about overdue bills is now being resolved.

Anonymous
Verified

They were really helpful and hands on whenever you needed someone to talk to .

Julie
Verified
Google

I had Joseph as my person who helped me through it all he was always really nice and helped me with everything any time I needed it I’d recommend this dept consolidate to any one in financial hardships as it as allowed me and my partner to move out on our own and start our lives can’t say anything bad about revive financial

Brandyn Mcdonald
Verified
Google

I highly recommend 👌 Georgia was absolutely brilliant and amazing how helpful and efficient she was in helping me throughout the whole process! Thankyou kindly.

Cathie McMorran
Verified

Good quick service not judgemental as to why assistance is needed.

Michael
Verified

Fast and efficient service and support.

Amber
Verified

I highly recommend Revival Financial . The whole process was quick , easy and stress free. A special mention to Kylie, who has been absolutely wonderful , she is extremely supportive & always takes the time to explain everything clearly. Her communication has been excellent throughout and I always felt informed & comfortable with each step of the process .Thank you Kylie & team at Revival for making what could have been a daunting process feel so simple & manageable .Fantastic service from start to finish !

Megan
Verified

Extremely helpful

Mohammad
Verified

Ready to take the next step with Australia’s leading debt management provider?

If you’re experiencing financial hardship, you can take our free assessment to understand if your eligible for one of our debt management solutions.