loans and refinancing in South Australia
Mounting business debt or a need to grow without available capital can leave you feeling like you have nowhere to turn, especially if you’re unable to access a secured loan fast enough or don’t have enough collateral behind you. The good news is there are avenues to explore.
Our loan and refinancing experts in South Australia will assess your situation and help you find the right loan option for your Adelaide business. This could mean accessing equity in your home, finding a suitable fast business loan or restructuring your existing debt so you can deal with cash flow issues.
There are plenty of specialised lending options out there to help you set your business up for a healthy financial future – and there’s no shame in reaching out and seeking expert advice. We will find the most suitable product as we’re not affiliated with any lenders. Our focus is on you and your wellbeing – financial and otherwise.
The loans and refinancing process in Adelaide
Assessing The Situation
Once you’ve appointed us to work with you, our first job is to assess your current business situation. This includes carrying out a financial analysis and looking at your resources and capabilities.
Securing The Funding
We determine the best source of funding for your situation and work with the lender to secure it for you – ensuring you get the best deal possible and that your repayments are manageable.
Paying Debt Or Growth
With funds secured, we work with you and your creditors to stabilise cashflow, and manage your trade, creditor and tax debt so you can focus on running your business. Or we can help you put your funds to best use.
Success Story
Andy owned a waste management company that had decent demand but increasing debt.
He had plenty of customers enquiring but was having to turn them away as they didn’t have enough trucks to meet the demand. He also had a significant amount of debt accrued during the COVID downturn and construction pauses, including ATO tax debt.
Andy was feeling stressed about the debt and frustrated as he was unable to purchase two new trucks to increase capacity.
Our Solution
Andy had thought about getting a business loan or doing some type of refinancing but wasn’t sure what the best route was or which lenders to go to. He had heard about business loan and refinancing services and engaged us to see what we could recommend.
After assessing the business situation, we suggested that he take out an unsecured loan to relieve tight cashflow. We also recommended finance arrangements to buy new trucks.
Positive Outcome
Debt Was Paid Off
The loan enabled immediate payment of overdue debts with manageable repayments.
New Trucks Were Purchased
Andy was able to buy two new waste trucks and start taking on more work.
The Pressure Eased
Thanks to his proactivity, Andy felt relief and able to focus on the business again.
You're In Safe Hands
Judgement-Free
At Revive Financial, we care about the stress and impact being in debt has on your wellbeing. We want to help you take back control with no judgement, just a helping hand.
Financial Professionals
Revive Financial is proudly Australian owned and lead by a team of Chartered Accountants. Our qualified team have been helping Australians become debt free since 2005.
Industry Leaders
Our dedicated team have been trusted by over 10,000 Australians to help take back control of their financial futures. It's what we do best so you can rest assured.
Download Our eBook
Learn how to turn negative to positive today with a FREE ebook produced by our team of finance professionals, just for you. This helpful guide outlays all of the debt management options available and will assist you in understanding how you can take back control of your financial future.
Thank you for downloading our eBook. A copy has also been emailed to the address provided.
