Interest rates are at an all time low, so now is the perfect time to refinance. However, if you have bad credit, refinancing might seem impossible. Positive Solutions Finance takes away the ‘harsh reality’ for people living with a bad credit history and delivers a variety of positive debt solutions.
Debt can get out of hand before you know it. One way to reverse the situation and regain control of your finances is with a consolidation loan. Using consolidation loans with bad credit can be hard but if you stick to the repayments it can also help to improve your credit rating.
Struggling financially? Wondering if you can get debt consolidation loans with bad credit? Find out, plus discover some other options.
While a Debt Agreement avoids the consequences of bankruptcy, it affects your ability to apply for finance – both personal and home loans. But can you apply for finance while you’re on a DA, or do you have to wait until it’s been completed?
Looking to purchase a new car, renovate your house or go on a holiday but don’t have the funds? A personal loan can help you take the next step forward, but there are a number of different lenders and loans you can choose from.
Whether you have plans to buy a new home or refinance your existing mortgage, you want to find the perfect loan for your needs. A mortgage is a long-term commitment so it should meet your needs with regards to the loan amount you are approved for and have affordable, manageable monthly payments.
Due to increasing household debt levels and low wage growth, mortgage defaults and delinquencies are expected to rise.
Close to 1 million Australians are experiencing mortgage stress with 921,000 households feeling the pressure in December 2017. Findings revealed 29% of Australian Households are struggling to make their mortgage repayments as their net incomes are not enough to cover ongoing costs.
If you have bad credit, Positive Solutions Finance can help you get approval for a bad credit home loan. A bad credit file is one of the main reasons home loan applications will be declined by major lenders in Australia.
Has refinancing or switching your home loan crossed your mind recently? It’s common to try and switch to new home loan and see if you can save money.