Our personal loan calculator
Make informed decisions about your personal loan with accurate analysis from our user-friendly calculator.
Accurate insights
See total interest and repayment estimates based on our precise formulas.
Tailored results
Get repayment estimates based on your loan amount, term, interest rate, and preferred repayment frequency.
No obligations
Our Personal Loan Repayment Calculator is completely free to use.
Instant results
Calculations can be adjusted in real-time, based on your needs.
Get a clear estimate of your repayment commitments
Enter your loan details to see how the repayment criteria changes for your unsecured personal loan.
What our customers are saying
I would like to extend my sincere thanks to Ruth Delina and her Arrangements Team for their incredible support and effort in successfully renegotiating an incorrect debt that I have been struggling with for several years. I am extremely grateful for the time, care, and professionalism shown throughout this process. This has been a long and stressful matter for me, and their persistence and expertise have made a significant difference in achieving a positive outcome. I truly appreciate everything they have done on my behalf and the outcome they were able to secure for me.
Revive financial was amazing to work with ! Explained how the process works for your situation and make it easy to understand. Weight has been lifted off my shoulders and I feel like I can breath again financially
Great customer service and knowledge of the product that they offer to clients.
Easy stress free handling at such a stressful time
Professional and polite. Quiet relief that someone understands, I was surprised. I guess we all think we are the only ones struggling buta bit of empathy helps alot.
My experience with Revive Financial was very positive. Warranee was understanding, professional, and genuinely supportive. They explained everything clearly, kept communication open, and helped me feel more confident about getting back on track financially. I appreciated their respectful and non-judgmental approach, and I would recommend them to anyone needing financial guidance and support.
Great service and very helpful
I had an excellent experience with Revive Financial from start to finish. The team was professional, knowledgeable, and genuinely committed to helping me improve my financial situation. They took the time to explain everything clearly, answered all my questions, and tailored a solution that suited my needs rather than offering a one-size-fits-all approach. What stood out most was their transparency and support throughout the process — I always felt informed and confident in the decisions being made. Thanks to Revive Financial, I’m now in a much stronger and more stable position financially. I highly recommend their services to anyone looking for trustworthy and effective financial guidance. Thank you TEAM ❤️
I'm finding less stress & anxiety for the past few weeks since revive financial has taken on board my financial situation. Appreciate transparency & customer service
Great service! Able to help me understand every point, and made the process super simple
Fantastic job and great communication
Very helpful professional and kind, caring and understanding
I’ve had a great experience with Revive. Working with Connie consolidating unmanageable debt has given me peace of mind and an easy way to manage the stress of having manage a variety of debt.
Nick has been amazing in his guidance, advice and support. My case was actioned quickly and the process was smooth and uncomplicated. I would have no hesitation in recommending Revive Financial – high level of professionalism
Annette was absolutely amazing, very helpful throughout this experience. She always spoke respectfully and made sure I understood everything before proceeding. Thank you Annette for all the help and support
Anette was amazing, very helpful, polite and understanding. Anette explained everything and always there if I needed anything.
Very helpful fantastic service 👏
Excellent customer service and really helpful and knowledgeable advice
Ben and team are easy to talk to no judgement And a great help
A personal loan repayment calculator takes the amount you want to borrow, the loan term in years, and the estimated interest rate (APR) to determine how much your monthly repayments and interest might be.
It shows you an estimate of how much you could comfortably borrow, based on the information provided, meaning you can plan ahead in a more effective way before submitting your personal loan application.
No.
When using our personal loan calculator you do not have to provide any information about the loan’s purpose.
All we ask for is details about the amount you want to borrow and for how long. We’ll also use industry-standard formulas and interest rates to estimate your repayment plan. However, when submitting a personal loan application, the lender may ask you for more information on what the loan is for.
No.
Our online calculator is there to offer guidance around your personal loan, showing you what you might be able to borrow and how actual interest rates might impact your loan amounts, based on the information you have provided.
The calculator only works on estimations and we will never perform a credit check, meaning there will be no impact on your credit score.
Yes, our personal loan repayment calculator is completely free to use, with no additional obligations or hidden costs.
We’ll provide an instant and accurate estimate based on key information such as your loan amount, loan term, and interest rates. Our estimates are for illustrative purposes only and do not take into account comparison rates, other loan amounts, early repayment fees, or any other additional repayments, fees and charges.
There are various types of personal loans but the main two are secured loans and unsecured loans.
Secured loans use collateral like your car or house that the lender can claim if you’re unable to make your monthly repayments. They come with lower interest rates and allow you to borrow more. While unsecured personal loans have no collateral backing them and rely on your credit history instead, providing higher interest rates and lower loan amounts.
Other personal loan types include fixed rate and variable rate loans, co-signed personal loans, payday loans, debt consolidation, and more.
Ideally, you want your interest rates to be as low as possible when it comes to getting a personal loan, but this will usually depend on your credit score and the lender.
If you have good credit, expect to see interest rates between 5% and 10%, however this can differ based on the lender’s loan terms, such as the amount you want to borrow and the length of the loan.
