skip to Main Content
1800 861 247
1800 534 534

Paying Off Your Personal Loan

Our personal loan calculator can help you understand what your monthly, fortnightly or weekly personal loan repayments could be. Simply enter the amount, loan term, interest rate, repayment frequency and type.

Loan Amount

$

Enter the amount you would like to borrow.

Repayments

Term

Years

How many years do you want to take to repay the loan?

Interest Rate

%

You can increase or decrease the interest rate to understand the affect on your repayments and total interest.

Repayment Type

Extra Repayment

$

Enter the extra amount you plan to make for every repayment

Repayments

Offset Account

$

Enter the amount in the account you wish to use to offset your interest payments.

Lump Sum

$

Enter the lump sum about you plan to make against the loan.

Lump Sum Year

Year

Enter the year you plan to make the lump sum payment.

Make Extra Payments

Regular Repayment

$0.00 per Month at 0% p.a.

Total Interest

$0.00 over 0 years

Interest Saved

$0.00

Time Saved

0 years 0 months

Personal Loan Tips

Make More Payments

Making extra repayments on your personal loan will save you money in interest and decrease the overall term of the loan. Make fortnightly payments instead of monthly to pay off your debt faster.

Round Up the Payments

Rounding up your repayments is an effortless way to pay back your loan faster. If your loan repayment is $265 a month, you can round up your repayment to $300. That’s an extra $420 off your loan per year.

Set Up Automatic Payments

Setting up automatic payments for your personal loan will help you avoid late fees and ensure the loan is always paid on time. If you can, pay your personal loan repayments as soon as your pay check arrives.

Make Lump Sum Payments

If you receive a windfall such as a tax return, inheritance, lottery win or cash gift, putting this lump sum into your loan can guarantee you pay off your personal loan faster. You may even be able to pay it out in full.

Check Out Our Debt Calculators

Budgeting Calculator Icon

Budgeting

Loan Repayment Calculator Image

Loan Repayment

Debt Consolidation Calculator Icon

Debt Consolidation

Credit Card Debt Calculator Icon

Credit Card Debt

Mortgages

Personal Loan Calculator Icon

Personal Loans

Car Loan Calculator Icon

Car Loans

Business Loan Calculator Icon

Business Loans

How Can We Assist You Today?

Business Debt Icon Business
Personal Debt Icon Personal
Please select an assistance option to continue.

Types Of Unsecured Debts

Credit Card Icon Credit/Store Cards
Personal Loan Icon Personal Loan
Pay Day Loan Icon Pay Day Loan
Tax Debt Icon Tax Debt
Disconnected Utility Bill Icon Utility Bill
Other Debts Icon Other
Please select at least one type of unsecured debt.

Your Business Structure

Sole Trader Icon Sole Trader
Partnership Icon Partnership
Company Icon Pty Ltd Company
Trust Icon Trust
Please select at business structure to continue.

Unsecured Debt Amount

$8,000
$1,000
$100,000+

Business Debt Amount

$100,000
$10,000
$1,000,000+

Take Back Control Today!

First Name

Last Name

Email

Phone Number

Phone number must be 10-digits long and begin with a 0. (e.g. 04 1234 5678)

Post Code

Post code must be 4-digits long (e.g. 4567)

Some of your details appear incorrect.
Please update the highlighted fields and re-submit.

Congratulations

You’ve taken the first step to steer your business back to viability

Let’s keep the momentum going, take the second step by linking your Xero account now.

Congratulations

You've taken the first step to becoming debt free

Let's keep the momentum going, take the second step now and complete the assessment form.

By submitting this form you acknowledge that you have read and accept our Privacy Policy

Back To Top