Our personal loan calculator
Make informed decisions about your personal loan with accurate analysis from our user-friendly calculator.
Get a clear estimate of your repayment commitments
Enter your loan details to see how the repayment criteria changes for your unsecured personal loan.
What our customers are saying
I recieved amazing help from Sharon. She helped me combine all my debt and work out a repayment that worked best for me. As a stay at home mother of 2, struggling to find work while studying, this has been a massive relief off my shoulders
Had the best experience with Jordyn, she has been so helpful and so easy to deal with. She really made something that seemed so hard feel so easy. 10/10 recommend
I am extremely satisfied with the service Kylie provided. When I first came to you, I was struggling feeling frustrated, depressed and carrying so much stress. There were times during this past month that I felt like giving up, going through so much left me with little energy or drive to keep gathering documents and moving forward. But I am so deeply grateful Kylie was there every step of the way. She patiently guided me, walked me through every part of the process, and gave me 100% support exactly when I needed it most. Thanks to her care and dedication, I was finally able to get everything sorted and signed off today. I truly recommend this service to anyone needing help. Thank you so much, Kylie Bennison keep up the amazing work! Honestly, you deserve a gold medal for the difference you’ve made. I appreciate you more than words can say 🙏🏽✨
In particular I want to single out Connie for being kind and empathetic during this process.
Warranee was extremely helpful. Answered all my questions and made me feel at ease.
Sharon was so helpful through the whole process and made it so easy.
Very easy to deal with. Went above and beyond to help my situation. Would highly recommend.
Great communication,
They made me feel ok about making a mistake and gave me simple guidence to find a resaloution
Joseph has been awesome, professional and a great help to me during my time of financial distress. He made the impossible possible. Nothing is too troublesome for him. The team are friendly and helpful as well. Highly recommend Joseph.
Insanely supportive and helpful company. They’ve made the process super easy and fair, and have created a very manageable outcome. Mason and Ruth specifically in my case have both exceeded high levels of customer service.
I have had a really great experience with revive financial. They have been extremely supportive and my support has been Mason throughout the entire process and she has been fantastic
I really enjoyed my experience. Anette was incredibly helpful, friendly, and made everything easy to understand. They took the time to answer all my questions and provided excellent support throughout the process.
Fantastic service great help could not have done it without the whole team best choice i ever made thanks everyone that helped me achieve my debt free life
Understandingly considers real life circumstances and addresses personal situations with a target approach. Questions are well defined and realistic. Provides a great customer service with reliable and friendly staff. I highly recommend Revive Financial to anyone seeking financial assistance. Thanks
Connie has been so amazing to work with. She is so approachable and understanding and has made this process so smooth. She has helped above and beyond especially over the past 4 weeks with a traumatic experience I have been going through. I couldnt have done any of this without her support.
Very easy process and very helpful customer service!
A personal loan repayment calculator takes the amount you want to borrow, the loan term in years, and the estimated interest rate (APR) to determine how much your monthly repayments and interest might be.
It shows you an estimate of how much you could comfortably borrow, based on the information provided, meaning you can plan ahead in a more effective way before submitting your personal loan application.
No.
When using our personal loan calculator you do not have to provide any information about the loan’s purpose.
All we ask for is details about the amount you want to borrow and for how long. We’ll also use industry-standard formulas and interest rates to estimate your repayment plan. However, when submitting a personal loan application, the lender may ask you for more information on what the loan is for.
No.
Our online calculator is there to offer guidance around your personal loan, showing you what you might be able to borrow and how actual interest rates might impact your loan amounts, based on the information you have provided.
The calculator only works on estimations and we will never perform a credit check, meaning there will be no impact on your credit score.
Yes, our personal loan repayment calculator is completely free to use, with no additional obligations or hidden costs.
We’ll provide an instant and accurate estimate based on key information such as your loan amount, loan term, and interest rates. Our estimates are for illustrative purposes only and do not take into account comparison rates, other loan amounts, early repayment fees, or any other additional repayments, fees and charges.
There are various types of personal loans but the main two are secured loans and unsecured loans.
Secured loans use collateral like your car or house that the lender can claim if you’re unable to make your monthly repayments. They come with lower interest rates and allow you to borrow more. While unsecured personal loans have no collateral backing them and rely on your credit history instead, providing higher interest rates and lower loan amounts.
Other personal loan types include fixed rate and variable rate loans, co-signed personal loans, payday loans, debt consolidation, and more.
Ideally, you want your interest rates to be as low as possible when it comes to getting a personal loan, but this will usually depend on your credit score and the lender.
If you have good credit, expect to see interest rates between 5% and 10%, however this can differ based on the lender’s loan terms, such as the amount you want to borrow and the length of the loan.