Our personal loan calculator
Make informed decisions about your personal loan with accurate analysis from our user-friendly calculator.
Accurate insights
See total interest and repayment estimates based on our precise formulas.
Tailored results
Get repayment estimates based on your loan amount, term, interest rate, and preferred repayment frequency.
No obligations
Our Personal Loan Repayment Calculator is completely free to use.
Instant results
Calculations can be adjusted in real-time, based on your needs.
Get a clear estimate of your repayment commitments
Enter your loan details to see how the repayment criteria changes for your unsecured personal loan.
What our customers are saying
Yes. From the moment my debt payment plan was approved, my experience with Revive Financial has remained very positive. Their case managers understand the human side of financial hardship and are always considerate, supportive and willing to discuss alternative arrangements when needed. The flexibility and consistency of their payment arrangements gave me the opportunity to stay on track and ultimately pay off my debt. I genuinely appreciate the support I received and would highly recommend Revive Financial to anyone experiencing financial hardship and looking for a compassionate and flexible service. Keep It Up
Revive are very good to work with always ringing to find out or to tell me how things are going very easy to understand
Connie was soooo amazing during my whole experience thus far, getting things for me sorted so promptly and speedy hasn't gone unnoticed. She a gem and really showed compassion in my situation which I was ashamed of but she is such a nice human (talked about our kids and lifes ups and downs) and it is nice to know that you do get the human touch when you are in difficulties at Revive Financial.
Amazing service
Extremely informative and clear on the process, impeccable phone manner and caring in nature
I reached out to Revive Financial a few weeks ago for help with my financial situation. I got paired up with Nick and i cannot say enough good about how helpful and professional he has been. He has handled my case from the beginning and made the whole process absolutely stress free. He responds quickly to any questions, provides regular updates, helps in any way possible and is a pleasure to work with. Thank you Nick for all your help and thank you Revive Financial. If you’re on the fence about reaching out for help with your financial situation don’t be. Reach out and they’ll make the process easy and stress free.
I’m happy that my case was handled properly and efficiently. Thank you so much. Annika Hamilton was so patient and accommodating. I a happy to refer Revive Financial to my friends and colleagues if they needed one. Many thanks. More power to your company. Much appreciated.
I would highly recommend Nick Smith from Revive Financial. Seeking help through a financially tough time he was nothing but supportive, and non judgemental, very on top of every detail and super efficient. Thanks Nick!
Staff truly care, answer every question, even the ones you didn’t think of. If you’re struggling with debt they’ll get your financial health back on track and you’ll feel like you can take control of your finances again. Incredible work, Francis has been great throughout my entire debt agreement and even now my debt Francis made sure I felt comfortable to approach them again if I need anything. 10/10
I had the pleasure of dealing with Connie Vargas she was exceptional 100 star rating✨️She explained the whole process thoroughly, friendly and very patient thank you Connie for your help very much appreciated🙂
Very friendly and easy to deal with. I was feeling very overwhelmed and Revive helped me put my finances back into manageable payments.
Cassandra has been fantastic to deal with and has made the process as seamless as possible. At a time when things felt completely out of my control, I greatly appreciated Cassandra’s assistance and genuine care and understanding.
Great friendly and helpful service 👌
Excellent customer service all the way from start to finish. Thank you very Mr Nick Smith. Will for sure recommend this company and its services & products. Kindly. Jack
very easy to contact and very fast response
Very easy to chat with and helped me understand everything i needed
I came to them 3 years ago, lost, in debt and didn’t see a way out. They immediately helped me and supported me. My repayments were tailored to my situation and they helped lower my cost phenomenally. Today I’ve finally finished with Revive a new person without debt due to their support and I can’t thank them enough and my financial future is looking very positive thanks to Revive. A big thank you to everyone who has helped me over these 3 years and a big shoutout to Francis for taking over my case and ending it with a positive note.
Very polite, clear, and understanding. Helped usbin a difficult situation
Very caring, helpful and efficient. Nothing was a problem Extremely supportive and payments were tailor made.
A personal loan repayment calculator takes the amount you want to borrow, the loan term in years, and the estimated interest rate (APR) to determine how much your monthly repayments and interest might be.
It shows you an estimate of how much you could comfortably borrow, based on the information provided, meaning you can plan ahead in a more effective way before submitting your personal loan application.
No.
When using our personal loan calculator you do not have to provide any information about the loan’s purpose.
All we ask for is details about the amount you want to borrow and for how long. We’ll also use industry-standard formulas and interest rates to estimate your repayment plan. However, when submitting a personal loan application, the lender may ask you for more information on what the loan is for.
No.
Our online calculator is there to offer guidance around your personal loan, showing you what you might be able to borrow and how actual interest rates might impact your loan amounts, based on the information you have provided.
The calculator only works on estimations and we will never perform a credit check, meaning there will be no impact on your credit score.
Yes, our personal loan repayment calculator is completely free to use, with no additional obligations or hidden costs.
We’ll provide an instant and accurate estimate based on key information such as your loan amount, loan term, and interest rates. Our estimates are for illustrative purposes only and do not take into account comparison rates, other loan amounts, early repayment fees, or any other additional repayments, fees and charges.
There are various types of personal loans but the main two are secured loans and unsecured loans.
Secured loans use collateral like your car or house that the lender can claim if you’re unable to make your monthly repayments. They come with lower interest rates and allow you to borrow more. While unsecured personal loans have no collateral backing them and rely on your credit history instead, providing higher interest rates and lower loan amounts.
Other personal loan types include fixed rate and variable rate loans, co-signed personal loans, payday loans, debt consolidation, and more.
Ideally, you want your interest rates to be as low as possible when it comes to getting a personal loan, but this will usually depend on your credit score and the lender.
If you have good credit, expect to see interest rates between 5% and 10%, however this can differ based on the lender’s loan terms, such as the amount you want to borrow and the length of the loan.
