Our personal loan calculator
Make informed decisions about your personal loan with accurate analysis from our user-friendly calculator.
Get a clear estimate of your repayment commitments
Enter your loan details to see how the repayment criteria changes for your unsecured personal loan.
What our customers are saying
Very pleased with Warrenee , the way she has handled my documents and Finace making it a smooth and easy process
Mason was amazing, quick and efficient with so much knowledge, anything she didn’t know was top priority to get the information for me, such a great experience to have revive helping me out of my situation
I reached out to Revive Financial for help. Mathew was very understanding, polite and willing to help. He has been a pleasure to work things through with and communicated every step of the way with me.
Very helpful good service
Anette Carter was extremely helpful and kept me up to date throughout the process. She was very professional and was able to explain how the debt agreement worked and ensured that it was the best option for me before starting the application. The reduction in payments was an instant relief for me and my family and its helping me get life back on track. Thank you
Nick has been amazing, even with my constant changing circumstances
Kylie has been so amazing and helpful through this whole process. Thank you
Great service for everyone!
Extremely supportive and very helpful they go above and beyond to help you out. And find the best result for you.
From Day 1 of my application, Cloe has been incredibly helpful and supportive. Her patience and understanding of my situation made the whole process so much easier for me. Excellent customer service, Cloe! I truly appreciate everything you have done to assist me.
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A friend recommended Revive and dealing with Revive has been so simple and straightforward. Ben was so easy to get into contact with and answer any questions I had. He was friendly, prompt and I wouldn’t hesitate to recommend anyone needing support with their finances to contact Ben at Revive. It really was an easy process thanks to Ben – who has provided some much needed stress relief sorting this out for us.
I’ve officially completed my Part 9 debt agreement, and I couldn't have done it without Revive Financial. From the very beginning, they were incredibly helpful and worked closely with me to strategize the best ways to manage and clear my debt. A huge special shoutout to Ian, who was an absolute lifesaver throughout the whole process. Whenever I had an issue or a question, I knew I could reach out via call or message, and he’d respond almost immediately. Having that kind of quick, consistent, and genuine support made a massive difference during a stressful time. So happy and relieved to have finished this journey with them. Highly recommend Revive Financial to anyone needing dedicated, compassionate help with debt management!
Honestly such a positive experience! Georgia who helped me at the time made the whole process so smooth
The support I have been given from Revive Financial has been fantastic helping my situation I was in. I would recommend anyone who has financial problems to contact Revive. Georgia has been guiding me to the direction to get more freedom in my financial situation. Thanks Georgia for the support. Simon
Great personal service and keeps you informed 👍
Great people and very good and helpful staff
Joseph Cebis has been wonderful, keeping me informed with every step of the process. I put my whole trust in Joseph! Couldn’t wish for a better person to help me.
A massive thanks to Kylie D at Revive Financial for all your help. Absolute professionalism and support all the way. Thankyou 🙂
A personal loan repayment calculator takes the amount you want to borrow, the loan term in years, and the estimated interest rate (APR) to determine how much your monthly repayments and interest might be.
It shows you an estimate of how much you could comfortably borrow, based on the information provided, meaning you can plan ahead in a more effective way before submitting your personal loan application.
No.
When using our personal loan calculator you do not have to provide any information about the loan’s purpose.
All we ask for is details about the amount you want to borrow and for how long. We’ll also use industry-standard formulas and interest rates to estimate your repayment plan. However, when submitting a personal loan application, the lender may ask you for more information on what the loan is for.
No.
Our online calculator is there to offer guidance around your personal loan, showing you what you might be able to borrow and how actual interest rates might impact your loan amounts, based on the information you have provided.
The calculator only works on estimations and we will never perform a credit check, meaning there will be no impact on your credit score.
Yes, our personal loan repayment calculator is completely free to use, with no additional obligations or hidden costs.
We’ll provide an instant and accurate estimate based on key information such as your loan amount, loan term, and interest rates. Our estimates are for illustrative purposes only and do not take into account comparison rates, other loan amounts, early repayment fees, or any other additional repayments, fees and charges.
There are various types of personal loans but the main two are secured loans and unsecured loans.
Secured loans use collateral like your car or house that the lender can claim if you’re unable to make your monthly repayments. They come with lower interest rates and allow you to borrow more. While unsecured personal loans have no collateral backing them and rely on your credit history instead, providing higher interest rates and lower loan amounts.
Other personal loan types include fixed rate and variable rate loans, co-signed personal loans, payday loans, debt consolidation, and more.
Ideally, you want your interest rates to be as low as possible when it comes to getting a personal loan, but this will usually depend on your credit score and the lender.
If you have good credit, expect to see interest rates between 5% and 10%, however this can differ based on the lender’s loan terms, such as the amount you want to borrow and the length of the loan.