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Paying Off Your Personal Loan

Our personal loan calculator can help you understand what your monthly, fortnightly or weekly personal loan repayments could be. Simply enter the amount, loan term, interest rate, repayment frequency and type.

Loan Amount


Enter the amount you would like to borrow.




How many years do you want to take to repay the loan?

Interest Rate


You can increase or decrease the interest rate to understand the affect on your repayments and total interest.

Repayment Type

Extra Repayment


Enter the extra amount you plan to make for every repayment


Offset Account


Enter the amount in the account you wish to use to offset your interest payments.

Lump Sum


Enter the lump sum about you plan to make against the loan.

Lump Sum Year


Enter the year you plan to make the lump sum payment.

Make Extra Payments

Regular Repayment

$0.00 per Month at 0% p.a.

Total Interest

$0.00 over 0 years

Interest Saved


Time Saved

0 years 0 months

Struggling to pay back your debts? We may have the solution!

Personal Loan Tips

Make More Payments

Making extra repayments on your personal loan will save you money in interest and decrease the overall term of the loan. Make fortnightly payments instead of monthly to pay off your debt faster.

Round Up the Payments

Rounding up your repayments is an effortless way to pay back your loan faster. If your loan repayment is $265 a month, you can round up your repayment to $300. That’s an extra $420 off your loan per year.

Set Up Automatic Payments

Setting up automatic payments for your personal loan will help you avoid late fees and ensure the loan is always paid on time. If you can, pay your personal loan repayments as soon as your pay check arrives.

Make Lump Sum Payments

If you receive a windfall such as a tax return, inheritance, lottery win or cash gift, putting this lump sum into your loan can guarantee you pay off your personal loan faster. You may even be able to pay it out in full.

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Please select an assistance option to continue.

Unsecured Debt Amount


Your Business Structure

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Please select at business structure to continue.

Business Debt Amount


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First Name

Last Name


Phone Number

Phone number must be 10-digits long and begin with a 0. (e.g. 04 1234 5678)

Post Code

Post code must be 4-digits long (e.g. 4567)

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