How John managed $113,000 in debt and protected his mechanic’s workshop
John’s story
John's mechanic workshop suffered a business downturn due to COVID, resulting in $113,000 in unsecured debt across 7 creditors. Unable to refinance and wanting to avoid bankruptcy to save his business, we secured a 5-year Informal Arrangement. This provided an affordable payment plan, allowing him to keep his business running and support his family.
Age
53-year-old
Employment status
Full-time employed
Location
Queensland
Household type
Married, two children, renting
Employment
Business owner
The challenge
Despite running a previously successful business, an unforeseen economic downturn left John trapped in an unmanageable debt cycle with multiple creditors.
The solution
Comprehensive financial assessment
Practical guidance
Tailored solutions
Complete transparency
The result
John successfully executed a 5-year Informal Arrangement, experiencing immediate financial relief and peace of mind. The outcome eliminated the threat of bankruptcy, protected his family’s assets, and provided a realistic, stress-free framework to keep his mechanic’s workshop open and profitable.
Avoiding a second Bankruptcy
Supporting her adult son through health challenges left Donna with $17,000 in debt. A past bankruptcy made her ineligible for standard debt agreements, and she urgently wanted to avoid filing again. We negotiated a 5-year Informal Agreement, immediately stopping collections and reducing her debt by 30% into a manageable payment plan.
Securing interest-free debt relief
A brief period of unemployment left Amanda struggling to manage $30,000 in mixed debts, made worse by the rising cost of living. With no path to refinancing, we negotiated directly with her creditors to secure a 5-year Informal Agreement – removing all interest and reducing her total debt by 30% into a single $110 weekly payment.
How Darren went from 109 years of debt repayments to just 5.5 years
How Amanda reduced her debt by 30% and regained financial stability
How Tracey managed 20 accounts on one affordable fortnightly payment
What our customers are saying
I recieved amazing help from Sharon. She helped me combine all my debt and work out a repayment that worked best for me. As a stay at home mother of 2, struggling to find work while studying, this has been a massive relief off my shoulders
Had the best experience with Jordyn, she has been so helpful and so easy to deal with. She really made something that seemed so hard feel so easy. 10/10 recommend
I am extremely satisfied with the service Kylie provided. When I first came to you, I was struggling feeling frustrated, depressed and carrying so much stress. There were times during this past month that I felt like giving up, going through so much left me with little energy or drive to keep gathering documents and moving forward. But I am so deeply grateful Kylie was there every step of the way. She patiently guided me, walked me through every part of the process, and gave me 100% support exactly when I needed it most. Thanks to her care and dedication, I was finally able to get everything sorted and signed off today. I truly recommend this service to anyone needing help. Thank you so much, Kylie Bennison keep up the amazing work! Honestly, you deserve a gold medal for the difference you’ve made. I appreciate you more than words can say 🙏🏽✨
In particular I want to single out Connie for being kind and empathetic during this process.
Warranee was extremely helpful. Answered all my questions and made me feel at ease.
Sharon was so helpful through the whole process and made it so easy.
Very easy to deal with. Went above and beyond to help my situation. Would highly recommend.
Great communication,
They made me feel ok about making a mistake and gave me simple guidence to find a resaloution
Joseph has been awesome, professional and a great help to me during my time of financial distress. He made the impossible possible. Nothing is too troublesome for him. The team are friendly and helpful as well. Highly recommend Joseph.
Insanely supportive and helpful company. They’ve made the process super easy and fair, and have created a very manageable outcome. Mason and Ruth specifically in my case have both exceeded high levels of customer service.
I have had a really great experience with revive financial. They have been extremely supportive and my support has been Mason throughout the entire process and she has been fantastic
I really enjoyed my experience. Anette was incredibly helpful, friendly, and made everything easy to understand. They took the time to answer all my questions and provided excellent support throughout the process.
Fantastic service great help could not have done it without the whole team best choice i ever made thanks everyone that helped me achieve my debt free life
Understandingly considers real life circumstances and addresses personal situations with a target approach. Questions are well defined and realistic. Provides a great customer service with reliable and friendly staff. I highly recommend Revive Financial to anyone seeking financial assistance. Thanks
Connie has been so amazing to work with. She is so approachable and understanding and has made this process so smooth. She has helped above and beyond especially over the past 4 weeks with a traumatic experience I have been going through. I couldnt have done any of this without her support.
Very easy process and very helpful customer service!
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