How Nick paused $3,000 in monthly repayments to focus on finding employment
Nick’s story
After losing his job, Nick, a single father, found himself unable to manage $10,000 in unsecured debt spread across eight payday loans. With his previous repayments totalling $3,000 a month, the financial pressure was immense while he actively searched for new employment. We helped Nick secure a Temporary Hardship Plan (THP), successfully negotiating a three-month pause on all payments. This crucial breathing space allowed him to focus on finding a job without the stress of mounting arrears.
Age
29 years
Employment status
Unemployed
Location
Western Australia
Household type
Single dad, 1 dependent
Employment
None
The challenge
Despite his best efforts to find work, Nick’s sudden unemployment and reliance on Centrelink left him trapped in an unmanageable cycle of high-interest debt with no assets to fall back on.
The solution
Comprehensive financial assessment
Practical guidance
Tailored solutions
Complete transparency
The result
Nick successfully entered into a Temporary Hardship Plan, experiencing immediate financial relief and peace of mind. The outcome eliminated the harassment from payday lenders and provided a realistic, stress-free three-month window to find employment and regain control of his financial future.
Securing urgent hardship relief
Facing homelessness with two young children, Amy was stretched beyond her means on a part-time income supplemented by Centrelink. With a secured Swoosh loan and Afterpay debt totalling $4,000, she was paying $550 a month – money she simply didn’t have. We secured hardship approval from Swoosh, who don’t typically offer relief on secured debts, giving Amy the breathing room she needed to focus on finding a home for her family.
Securing short-term payment relief
Unexpected cost of living pressures left Tom, a full-time sales professional, overwhelmed by $5,500 across four payday loans. With no assets and no path to refinancing, we secured a Temporary Hardship Program, getting all creditors to approve a significantly reduced payment plan. His monthly repayments dropped from $850 to just $200, giving him the short-term relief he needed to regain financial footing.
How Tom reduced his monthly repayments by $650 to manage cost of living pressures
How Amy secured hardship relief on her debts while navigating homelessness
How Sarah reduced her debt by $25,000 and avoided Bankruptcy
What our customers are saying
Easy to contact them and very helpful to know what the problem with your account.thank you for being patient.
So efficient, my adviser Joseph listened with empathy and helped me greatly with his advice and knowledge. Highly recommended to help anyone having difficulty with their financial troubles.
Revive Firnancial have been really helpful. I was going down the drain towards the big flood when Rivive came in to help with my loans and dont know how I was gonna thank them. Thank you.
Sharon helped me tremendously and I'm great full.
revive fanancial is a great company to help put all debts into the one repayment. They are friendly and fast acting if any questions through the process. Very helpful company to deal with. Highly recommend them
I cannot thank Georgia at Revive Financial enough for her help. She was incredibly understanding, empathetic and attentive throughout the entire process, while also being so efficient and quick to get everything moving. Having my debt consolidation approved has taken such a huge amount of stress and pressure off me, and Georgia made what could have been an overwhelming experience feel simple and manageable. I’m genuinely so grateful for her support and the way she handled everything. Thank you so much, Georgia!
Very professional and amazing service helped me beyond my expectations
Revive gives a postive out come on your financial situation. Give them a go.
Very helpful and polite and positive communication.
Excellent Service Staff members was so helpful
Anette was always very kind and understanding which go a long way when your are under the financial stress and pressure coming from everything answered my calls straight away and always answered my questions in way that I could understand them
Awesome. I should have rang you guys ages ago. Annika went above and beyond for me and I am very thankful. Thanks guys
Warranted has been amazing throughout the whole process, made every step simple and easy and very understanding
Connie is very professional and knowledgeable, gets onto it straight away, while keeping you informed at all times about the progress of your application. She listens has empathy and knows her work she is a professional through and through
I have had great help and support through the whole process so far
Revive Financial changed my life. I consolidated my debt, paid it down and now I’m debt free. Revive were easy to deal with, and even when there was an issue, a rep called me swiftly and we got it sorted.
Excellent communication, fast and excellent results,
Sarah has been so helpful with the process of my application. I
I can't believe how easy the process was. I have a excellent experience
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