How Tracey managed 20 accounts on one affordable fortnightly payment
Tracey’s story
After undergoing two surgeries in just eight weeks, Tracey and her partner faced a sudden and significant reduction in their household income. The situation compounded when her partner lost his job and was unable to find suitable employment due to his own medical circumstances. As the sole income earner supporting her partner and their four-year-old child, Tracey found herself trapped in a cycle of revolving credit. Multiple attempts to refinance failed, leaving her juggling 20 different accounts – including pay advances and high-interest cash loans – totalling over $47,000. We helped her secure an Informal Agreement, stopping the exorbitant interest rates and consolidating her obligations into one affordable fortnightly payment.
Age
41 years
Employment status
Full-time employed
Location
Victoria
Household type
De facto
Employment
HR manager
The solution
Comprehensive financial assessment
Practical guidance
Tailored solutions
Complete transparency
The result
Tracey successfully entered into an Informal Agreement, experiencing immediate relief from the pressure of 20 separate creditors. The outcome reduced her minimum repayment obligations by $1,697 a fortnight, stopped crippling interest rates, and provided a clear, manageable 4.6-year path to becoming entirely debt-free.
Consolidating unexpected family debt
A change in employment left Emma struggling to support herself and her son through his mental health challenges, accumulating $17,000 in debt across four creditors. Unable to refinance and determined to avoid bankruptcy, we set up an Informal Agreement that consolidated everything into a single, realistic repayment plan – protecting her property and keeping her finances on track.
Keeping the workshop open
When COVID hit, John’s mechanic workshop suffered a severe downturn, leaving him with $113,000 in debt across seven creditors. Unable to refinance and determined to avoid bankruptcy to protect his business and family, we negotiated a 5-year Informal Agreement – reducing his debt by 20% into a single affordable payment plan, keeping his business running and his livelihood intact.
How Simone resolved her failed business debts and cut repayments by 50%
How John managed $113,000 in debt and protected his mechanic’s workshop
How Amanda reduced her debt by 30% and regained financial stability
What our customers are saying
Easy to contact them and very helpful to know what the problem with your account.thank you for being patient.
So efficient, my adviser Joseph listened with empathy and helped me greatly with his advice and knowledge. Highly recommended to help anyone having difficulty with their financial troubles.
Revive Firnancial have been really helpful. I was going down the drain towards the big flood when Rivive came in to help with my loans and dont know how I was gonna thank them. Thank you.
Sharon helped me tremendously and I'm great full.
revive fanancial is a great company to help put all debts into the one repayment. They are friendly and fast acting if any questions through the process. Very helpful company to deal with. Highly recommend them
I cannot thank Georgia at Revive Financial enough for her help. She was incredibly understanding, empathetic and attentive throughout the entire process, while also being so efficient and quick to get everything moving. Having my debt consolidation approved has taken such a huge amount of stress and pressure off me, and Georgia made what could have been an overwhelming experience feel simple and manageable. I’m genuinely so grateful for her support and the way she handled everything. Thank you so much, Georgia!
Very professional and amazing service helped me beyond my expectations
Revive gives a postive out come on your financial situation. Give them a go.
Very helpful and polite and positive communication.
Excellent Service Staff members was so helpful
Anette was always very kind and understanding which go a long way when your are under the financial stress and pressure coming from everything answered my calls straight away and always answered my questions in way that I could understand them
Awesome. I should have rang you guys ages ago. Annika went above and beyond for me and I am very thankful. Thanks guys
Warranted has been amazing throughout the whole process, made every step simple and easy and very understanding
Connie is very professional and knowledgeable, gets onto it straight away, while keeping you informed at all times about the progress of your application. She listens has empathy and knows her work she is a professional through and through
I have had great help and support through the whole process so far
Revive Financial changed my life. I consolidated my debt, paid it down and now I’m debt free. Revive were easy to deal with, and even when there was an issue, a rep called me swiftly and we got it sorted.
Excellent communication, fast and excellent results,
Sarah has been so helpful with the process of my application. I
I can't believe how easy the process was. I have a excellent experience
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