Our articles

How to claim for financial hardship assistance in Australia

Learn how to claim financial hardship assistance in Australia, from grants and payment pauses to debt management solutions. Find out what to prepare and where to get support.

How to save money in Australia when every dollar counts (Practical guide)

Learn how to save money in Australia with smart, realistic tips. From budgeting rules to daily habits, here's what actually works when money's tight.

Understanding and managing financial supplement debt: A comprehensive guide

Manage financial supplement debt with our guide. Learn loan types, debt accumulation, and strategies to reduce strain. Discover assistance options and proactive debt management.

5 reasons to avoid Bankruptcy

When Aussies get into debt, their minds immediately jump to bankruptcy. However, there are plenty of options to avoid bankruptcy. Declaring bankruptcy is commonly viewed as 'the easy way out' of debt but there is nothing easy about bankruptcy.

5 questions to ask before applying for a loan

Thinking of taking on more debt? Make sure you ask these key questions before applying for a loan. Find out what they are and access our handy calculators.

The pros and cons of a Part IX (9) Debt Agreement

While they can be extremely effective, debt agreements are not always the best option. If you're considering one, here we explain exactly what a debt agreement is, as well as run through the pros and cons, to help you make the right decision.

Debt Agreement vs Bankruptcy

When it comes to a Debt Agreement vs Bankruptcy, which debt relief solution is best? When people fall into bad debt, they can turn to a number of debt relief solutions to help them out of trouble. Often it comes down to two options: a Debt Agreement vs Bankruptcy.

Why choose a Part X (10) Personal Insolvency Agreement over Bankruptcy?

Discover how a Part 10 Agreement compares to bankruptcy. Learn about asset protection, debt repayment, and long-term impacts on your financial future.

Part X (10) Personal Insolvency Agreements: What you need to know

Explore Part 10 Agreements: A flexible debt solution to avoid bankruptcy. Learn about eligibility, process, and impacts on assets and credit rating.

Indexed amounts

Learn about the current indexed amounts for Part IX debt agreements and bankruptcies in Australia, including key financial thresholds updated for inflation and cost of living.