Choose our budget calculator
Assess your monthly spending to better manage your financial situation.
Track your income & expenses
Enter your income and spending to see where your money is going.
See your financial position
Understand whether you’re saving, breaking even, or overspending.
Break it down by category
View your expenses across categories such as household, personal, and debts.
Adjust and plan ahead
Update your numbers to see how changes in income or spending affect your budget.
Plan your budget with confidence
Enter details of your income and expenses to take steps towards improving your budget planning.
| Name | Repayment frequency | Amount |
|---|---|---|
| Net salary / wage | ||
| Pension / Govt Allowance | ||
| Child support | ||
| Bonuses (net) | ||
| Investment / Rental | ||
| Childcare rebate | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Rent | ||
| Gas | ||
| Electricity | ||
| Phone & Mobile | ||
| Internet | ||
| Water | ||
| Groceries | ||
| Council Rates | ||
| Body Corporate | ||
| Furniture | ||
| Appliances | ||
| Cleaner & Gardener | ||
| Pets | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Clothes & Shoes | ||
| Hairdresser & Beauty | ||
| Gym Membership | ||
| Dining Out / Cafes | ||
| Holidays | ||
| Gifts | ||
| Subscriptions | ||
| Entertainment / Movies | ||
| Books / Papers / Magazines | ||
| Alchohol & Cigarettes | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Mortgage | ||
| Car Loans | ||
| Personal Loans | ||
| Credit Cards | ||
| Store Cards | ||
| HECS / HELP | ||
| Tax Debt | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Health | ||
| Life | ||
| Income Protection | ||
| Car | ||
| Home & Contents | ||
| Business | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Superannuation | ||
| Regular Savings | ||
| Investments | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Doctor | ||
| Dentist | ||
| Medicine & Chemists | ||
| Natural Therapies | ||
| Physio / Chiro | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Car Registration | ||
| Parking | ||
| Fuel | ||
| Repairs & Maintenance | ||
| Public Transport | ||
| Fines | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| University / TAFE Fees | ||
| School Fees | ||
| Tuition | ||
| Books & Stationery | ||
| Camps & Excursions | ||
| Uniforms | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Childcare | ||
| Clothing | ||
| Pocket Money | ||
| Baby Sitting | ||
| Savings Account | ||
| Birthdays | ||
| Other |
What our customers are saying
I recieved amazing help from Sharon. She helped me combine all my debt and work out a repayment that worked best for me. As a stay at home mother of 2, struggling to find work while studying, this has been a massive relief off my shoulders
Had the best experience with Jordyn, she has been so helpful and so easy to deal with. She really made something that seemed so hard feel so easy. 10/10 recommend
I am extremely satisfied with the service Kylie provided. When I first came to you, I was struggling feeling frustrated, depressed and carrying so much stress. There were times during this past month that I felt like giving up, going through so much left me with little energy or drive to keep gathering documents and moving forward. But I am so deeply grateful Kylie was there every step of the way. She patiently guided me, walked me through every part of the process, and gave me 100% support exactly when I needed it most. Thanks to her care and dedication, I was finally able to get everything sorted and signed off today. I truly recommend this service to anyone needing help. Thank you so much, Kylie Bennison keep up the amazing work! Honestly, you deserve a gold medal for the difference you’ve made. I appreciate you more than words can say 🙏🏽✨
In particular I want to single out Connie for being kind and empathetic during this process.
Warranee was extremely helpful. Answered all my questions and made me feel at ease.
Sharon was so helpful through the whole process and made it so easy.
Very easy to deal with. Went above and beyond to help my situation. Would highly recommend.
Great communication,
They made me feel ok about making a mistake and gave me simple guidence to find a resaloution
Joseph has been awesome, professional and a great help to me during my time of financial distress. He made the impossible possible. Nothing is too troublesome for him. The team are friendly and helpful as well. Highly recommend Joseph.
Insanely supportive and helpful company. They’ve made the process super easy and fair, and have created a very manageable outcome. Mason and Ruth specifically in my case have both exceeded high levels of customer service.
I have had a really great experience with revive financial. They have been extremely supportive and my support has been Mason throughout the entire process and she has been fantastic
I really enjoyed my experience. Anette was incredibly helpful, friendly, and made everything easy to understand. They took the time to answer all my questions and provided excellent support throughout the process.
Fantastic service great help could not have done it without the whole team best choice i ever made thanks everyone that helped me achieve my debt free life
Understandingly considers real life circumstances and addresses personal situations with a target approach. Questions are well defined and realistic. Provides a great customer service with reliable and friendly staff. I highly recommend Revive Financial to anyone seeking financial assistance. Thanks
Connie has been so amazing to work with. She is so approachable and understanding and has made this process so smooth. She has helped above and beyond especially over the past 4 weeks with a traumatic experience I have been going through. I couldnt have done any of this without her support.
Very easy process and very helpful customer service!
Our budget planning calculator takes your weekly, fortnightly, monthly, or yearly income and subtracts all your expenses for that time period to show you how much disposable income you might have and where cost savings can potentially be made.
You can use it as many times as you want, completely free of charge, and compare how different interest rates, expense amounts, fees, deductions, or any other outgoing might impact your finances.
When managing your finances, one of the most common mistakes you can make is forgetting to include important expenses such as student fees, student loan repayments, taxes, loan interest rates, and tax relief benefits.
Entering incorrect information about your payment frequency and income amount is also common when creating a budget.
To avoid these mistakes, use a Budget Planning Calculator first. It will let you enter all the correct information for each expense before providing an accurate summary of your finances, enabling you to create a more detailed breakdown of your financial situation.
To use a budget planner calculator properly, you need to be strategic about how you list your expenses. Separating items into different categories can help with this, covering income, debt, household, kids, pets, gifts, entertainment, savings, medical, and other relevant costs.
Don’t forget about irregular expenses either, as each month could introduce unexpected costs, like an increase in insurance premiums or car maintenance issues. By having this all laid out in front of you, you’ll be able to spot any gaps that could help with setting your financial goals.
Our calculator is only as accurate as the information you provide, which is why you should always aim to include precise amounts for your income, expenses, payment frequency, savings, and debt.
The tool is designed to offer support only for your budget planning, providing a highly accurate estimate that makes managing your personal accounts easier than ever.
