Choose our budget calculator
Assess your monthly spending to better manage your financial situation.
Track your income & expenses
Enter your income and spending to see where your money is going.
See your financial position
Understand whether you’re saving, breaking even, or overspending.
Break it down by category
View your expenses across categories such as household, personal, and debts.
Adjust and plan ahead
Update your numbers to see how changes in income or spending affect your budget.
Plan your budget with confidence
Enter details of your income and expenses to take steps towards improving your budget planning.
| Name | Repayment frequency | Amount |
|---|---|---|
| Net salary / wage | ||
| Pension / Govt Allowance | ||
| Child support | ||
| Bonuses (net) | ||
| Investment / Rental | ||
| Childcare rebate | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Rent | ||
| Gas | ||
| Electricity | ||
| Phone & Mobile | ||
| Internet | ||
| Water | ||
| Groceries | ||
| Council Rates | ||
| Body Corporate | ||
| Furniture | ||
| Appliances | ||
| Cleaner & Gardener | ||
| Pets | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Clothes & Shoes | ||
| Hairdresser & Beauty | ||
| Gym Membership | ||
| Dining Out / Cafes | ||
| Holidays | ||
| Gifts | ||
| Subscriptions | ||
| Entertainment / Movies | ||
| Books / Papers / Magazines | ||
| Alchohol & Cigarettes | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Mortgage | ||
| Car Loans | ||
| Personal Loans | ||
| Credit Cards | ||
| Store Cards | ||
| HECS / HELP | ||
| Tax Debt | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Health | ||
| Life | ||
| Income Protection | ||
| Car | ||
| Home & Contents | ||
| Business | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Superannuation | ||
| Regular Savings | ||
| Investments | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Doctor | ||
| Dentist | ||
| Medicine & Chemists | ||
| Natural Therapies | ||
| Physio / Chiro | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Car Registration | ||
| Parking | ||
| Fuel | ||
| Repairs & Maintenance | ||
| Public Transport | ||
| Fines | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| University / TAFE Fees | ||
| School Fees | ||
| Tuition | ||
| Books & Stationery | ||
| Camps & Excursions | ||
| Uniforms | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Childcare | ||
| Clothing | ||
| Pocket Money | ||
| Baby Sitting | ||
| Savings Account | ||
| Birthdays | ||
| Other |
What our customers are saying
Yes. From the moment my debt payment plan was approved, my experience with Revive Financial has remained very positive. Their case managers understand the human side of financial hardship and are always considerate, supportive and willing to discuss alternative arrangements when needed. The flexibility and consistency of their payment arrangements gave me the opportunity to stay on track and ultimately pay off my debt. I genuinely appreciate the support I received and would highly recommend Revive Financial to anyone experiencing financial hardship and looking for a compassionate and flexible service. Keep It Up
Revive are very good to work with always ringing to find out or to tell me how things are going very easy to understand
Connie was soooo amazing during my whole experience thus far, getting things for me sorted so promptly and speedy hasn't gone unnoticed. She a gem and really showed compassion in my situation which I was ashamed of but she is such a nice human (talked about our kids and lifes ups and downs) and it is nice to know that you do get the human touch when you are in difficulties at Revive Financial.
Amazing service
Extremely informative and clear on the process, impeccable phone manner and caring in nature
I reached out to Revive Financial a few weeks ago for help with my financial situation. I got paired up with Nick and i cannot say enough good about how helpful and professional he has been. He has handled my case from the beginning and made the whole process absolutely stress free. He responds quickly to any questions, provides regular updates, helps in any way possible and is a pleasure to work with. Thank you Nick for all your help and thank you Revive Financial. If you’re on the fence about reaching out for help with your financial situation don’t be. Reach out and they’ll make the process easy and stress free.
I’m happy that my case was handled properly and efficiently. Thank you so much. Annika Hamilton was so patient and accommodating. I a happy to refer Revive Financial to my friends and colleagues if they needed one. Many thanks. More power to your company. Much appreciated.
I would highly recommend Nick Smith from Revive Financial. Seeking help through a financially tough time he was nothing but supportive, and non judgemental, very on top of every detail and super efficient. Thanks Nick!
Staff truly care, answer every question, even the ones you didn’t think of. If you’re struggling with debt they’ll get your financial health back on track and you’ll feel like you can take control of your finances again. Incredible work, Francis has been great throughout my entire debt agreement and even now my debt Francis made sure I felt comfortable to approach them again if I need anything. 10/10
I had the pleasure of dealing with Connie Vargas she was exceptional 100 star rating✨️She explained the whole process thoroughly, friendly and very patient thank you Connie for your help very much appreciated🙂
Very friendly and easy to deal with. I was feeling very overwhelmed and Revive helped me put my finances back into manageable payments.
Cassandra has been fantastic to deal with and has made the process as seamless as possible. At a time when things felt completely out of my control, I greatly appreciated Cassandra’s assistance and genuine care and understanding.
Great friendly and helpful service 👌
Excellent customer service all the way from start to finish. Thank you very Mr Nick Smith. Will for sure recommend this company and its services & products. Kindly. Jack
very easy to contact and very fast response
Very easy to chat with and helped me understand everything i needed
I came to them 3 years ago, lost, in debt and didn’t see a way out. They immediately helped me and supported me. My repayments were tailored to my situation and they helped lower my cost phenomenally. Today I’ve finally finished with Revive a new person without debt due to their support and I can’t thank them enough and my financial future is looking very positive thanks to Revive. A big thank you to everyone who has helped me over these 3 years and a big shoutout to Francis for taking over my case and ending it with a positive note.
Very polite, clear, and understanding. Helped usbin a difficult situation
Very caring, helpful and efficient. Nothing was a problem Extremely supportive and payments were tailor made.
Our budget planning calculator takes your weekly, fortnightly, monthly, or yearly income and subtracts all your expenses for that time period to show you how much disposable income you might have and where cost savings can potentially be made.
You can use it as many times as you want, completely free of charge, and compare how different interest rates, expense amounts, fees, deductions, or any other outgoing might impact your finances.
When managing your finances, one of the most common mistakes you can make is forgetting to include important expenses such as student fees, student loan repayments, taxes, loan interest rates, and tax relief benefits.
Entering incorrect information about your payment frequency and income amount is also common when creating a budget.
To avoid these mistakes, use a Budget Planning Calculator first. It will let you enter all the correct information for each expense before providing an accurate summary of your finances, enabling you to create a more detailed breakdown of your financial situation.
To use a budget planner calculator properly, you need to be strategic about how you list your expenses. Separating items into different categories can help with this, covering income, debt, household, kids, pets, gifts, entertainment, savings, medical, and other relevant costs.
Don’t forget about irregular expenses either, as each month could introduce unexpected costs, like an increase in insurance premiums or car maintenance issues. By having this all laid out in front of you, you’ll be able to spot any gaps that could help with setting your financial goals.
Our calculator is only as accurate as the information you provide, which is why you should always aim to include precise amounts for your income, expenses, payment frequency, savings, and debt.
The tool is designed to offer support only for your budget planning, providing a highly accurate estimate that makes managing your personal accounts easier than ever.
