Choose our budget calculator
Assess your monthly spending to better manage your financial situation.
Track your income & expenses
Enter your income and spending to see where your money is going.
See your financial position
Understand whether you’re saving, breaking even, or overspending.
Break it down by category
View your expenses across categories such as household, personal, and debts.
Adjust and plan ahead
Update your numbers to see how changes in income or spending affect your budget.
Plan your budget with confidence
Enter details of your income and expenses to take steps towards improving your budget planning.
| Name | Repayment frequency | Amount |
|---|---|---|
| Net salary / wage | ||
| Pension / Govt Allowance | ||
| Child support | ||
| Bonuses (net) | ||
| Investment / Rental | ||
| Childcare rebate | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Rent | ||
| Gas | ||
| Electricity | ||
| Phone & Mobile | ||
| Internet | ||
| Water | ||
| Groceries | ||
| Council Rates | ||
| Body Corporate | ||
| Furniture | ||
| Appliances | ||
| Cleaner & Gardener | ||
| Pets | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Clothes & Shoes | ||
| Hairdresser & Beauty | ||
| Gym Membership | ||
| Dining Out / Cafes | ||
| Holidays | ||
| Gifts | ||
| Subscriptions | ||
| Entertainment / Movies | ||
| Books / Papers / Magazines | ||
| Alchohol & Cigarettes | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Mortgage | ||
| Car Loans | ||
| Personal Loans | ||
| Credit Cards | ||
| Store Cards | ||
| HECS / HELP | ||
| Tax Debt | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Health | ||
| Life | ||
| Income Protection | ||
| Car | ||
| Home & Contents | ||
| Business | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Superannuation | ||
| Regular Savings | ||
| Investments | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Doctor | ||
| Dentist | ||
| Medicine & Chemists | ||
| Natural Therapies | ||
| Physio / Chiro | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Car Registration | ||
| Parking | ||
| Fuel | ||
| Repairs & Maintenance | ||
| Public Transport | ||
| Fines | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| University / TAFE Fees | ||
| School Fees | ||
| Tuition | ||
| Books & Stationery | ||
| Camps & Excursions | ||
| Uniforms | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Childcare | ||
| Clothing | ||
| Pocket Money | ||
| Baby Sitting | ||
| Savings Account | ||
| Birthdays | ||
| Other |
What our customers are saying
Warranee listened and it was for the first time someone was able to relieve my stress. Process was explained very well. The approach was without judgement and helpful
Able to assist quickly
Very pleased with Warrenee , the way she has handled my documents and Finace making it a smooth and easy process
Mason was amazing, quick and efficient with so much knowledge, anything she didn’t know was top priority to get the information for me, such a great experience to have revive helping me out of my situation
I reached out to Revive Financial for help. Mathew was very understanding, polite and willing to help. He has been a pleasure to work things through with and communicated every step of the way with me.
Very helpful good service
Anette Carter was extremely helpful and kept me up to date throughout the process. She was very professional and was able to explain how the debt agreement worked and ensured that it was the best option for me before starting the application. The reduction in payments was an instant relief for me and my family and its helping me get life back on track. Thank you
Nick has been amazing, even with my constant changing circumstances
Kylie has been so amazing and helpful through this whole process. Thank you
Great service for everyone!
Extremely supportive and very helpful they go above and beyond to help you out. And find the best result for you.
From Day 1 of my application, Cloe has been incredibly helpful and supportive. Her patience and understanding of my situation made the whole process so much easier for me. Excellent customer service, Cloe! I truly appreciate everything you have done to assist me.
……….
A friend recommended Revive and dealing with Revive has been so simple and straightforward. Ben was so easy to get into contact with and answer any questions I had. He was friendly, prompt and I wouldn’t hesitate to recommend anyone needing support with their finances to contact Ben at Revive. It really was an easy process thanks to Ben – who has provided some much needed stress relief sorting this out for us.
I’ve officially completed my Part 9 debt agreement, and I couldn't have done it without Revive Financial. From the very beginning, they were incredibly helpful and worked closely with me to strategize the best ways to manage and clear my debt. A huge special shoutout to Ian, who was an absolute lifesaver throughout the whole process. Whenever I had an issue or a question, I knew I could reach out via call or message, and he’d respond almost immediately. Having that kind of quick, consistent, and genuine support made a massive difference during a stressful time. So happy and relieved to have finished this journey with them. Highly recommend Revive Financial to anyone needing dedicated, compassionate help with debt management!
Honestly such a positive experience! Georgia who helped me at the time made the whole process so smooth
The support I have been given from Revive Financial has been fantastic helping my situation I was in. I would recommend anyone who has financial problems to contact Revive. Georgia has been guiding me to the direction to get more freedom in my financial situation. Thanks Georgia for the support. Simon
Great personal service and keeps you informed 👍
Our budget planning calculator takes your weekly, fortnightly, monthly, or yearly income and subtracts all your expenses for that time period to show you how much disposable income you might have and where cost savings can potentially be made.
You can use it as many times as you want, completely free of charge, and compare how different interest rates, expense amounts, fees, deductions, or any other outgoing might impact your finances.
When managing your finances, one of the most common mistakes you can make is forgetting to include important expenses such as student fees, student loan repayments, taxes, loan interest rates, and tax relief benefits.
Entering incorrect information about your payment frequency and income amount is also common when creating a budget.
To avoid these mistakes, use a Budget Planning Calculator first. It will let you enter all the correct information for each expense before providing an accurate summary of your finances, enabling you to create a more detailed breakdown of your financial situation.
To use a budget planner calculator properly, you need to be strategic about how you list your expenses. Separating items into different categories can help with this, covering income, debt, household, kids, pets, gifts, entertainment, savings, medical, and other relevant costs.
Don’t forget about irregular expenses either, as each month could introduce unexpected costs, like an increase in insurance premiums or car maintenance issues. By having this all laid out in front of you, you’ll be able to spot any gaps that could help with setting your financial goals.
Our calculator is only as accurate as the information you provide, which is why you should always aim to include precise amounts for your income, expenses, payment frequency, savings, and debt.
The tool is designed to offer support only for your budget planning, providing a highly accurate estimate that makes managing your personal accounts easier than ever.
