Choose our budget calculator
Assess your monthly spending to better manage your financial situation.
Track your income & expenses
Enter your income and spending to see where your money is going.
See your financial position
Understand whether you’re saving, breaking even, or overspending.
Break it down by category
View your expenses across categories such as household, personal, and debts.
Adjust and plan ahead
Update your numbers to see how changes in income or spending affect your budget.
Plan your budget with confidence
Enter details of your income and expenses to take steps towards improving your budget planning.
| Name | Repayment frequency | Amount |
|---|---|---|
| Net salary / wage | ||
| Pension / Govt Allowance | ||
| Child support | ||
| Bonuses (net) | ||
| Investment / Rental | ||
| Childcare rebate | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Rent | ||
| Gas | ||
| Electricity | ||
| Phone & Mobile | ||
| Internet | ||
| Water | ||
| Groceries | ||
| Council Rates | ||
| Body Corporate | ||
| Furniture | ||
| Appliances | ||
| Cleaner & Gardener | ||
| Pets | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Clothes & Shoes | ||
| Hairdresser & Beauty | ||
| Gym Membership | ||
| Dining Out / Cafes | ||
| Holidays | ||
| Gifts | ||
| Subscriptions | ||
| Entertainment / Movies | ||
| Books / Papers / Magazines | ||
| Alchohol & Cigarettes | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Mortgage | ||
| Car Loans | ||
| Personal Loans | ||
| Credit Cards | ||
| Store Cards | ||
| HECS / HELP | ||
| Tax Debt | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Health | ||
| Life | ||
| Income Protection | ||
| Car | ||
| Home & Contents | ||
| Business | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Superannuation | ||
| Regular Savings | ||
| Investments | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Doctor | ||
| Dentist | ||
| Medicine & Chemists | ||
| Natural Therapies | ||
| Physio / Chiro | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Car Registration | ||
| Parking | ||
| Fuel | ||
| Repairs & Maintenance | ||
| Public Transport | ||
| Fines | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| University / TAFE Fees | ||
| School Fees | ||
| Tuition | ||
| Books & Stationery | ||
| Camps & Excursions | ||
| Uniforms | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Childcare | ||
| Clothing | ||
| Pocket Money | ||
| Baby Sitting | ||
| Savings Account | ||
| Birthdays | ||
| Other |
What our customers are saying
Easy to contact them and very helpful to know what the problem with your account.thank you for being patient.
So efficient, my adviser Joseph listened with empathy and helped me greatly with his advice and knowledge. Highly recommended to help anyone having difficulty with their financial troubles.
Revive Firnancial have been really helpful. I was going down the drain towards the big flood when Rivive came in to help with my loans and dont know how I was gonna thank them. Thank you.
Sharon helped me tremendously and I'm great full.
revive fanancial is a great company to help put all debts into the one repayment. They are friendly and fast acting if any questions through the process. Very helpful company to deal with. Highly recommend them
I cannot thank Georgia at Revive Financial enough for her help. She was incredibly understanding, empathetic and attentive throughout the entire process, while also being so efficient and quick to get everything moving. Having my debt consolidation approved has taken such a huge amount of stress and pressure off me, and Georgia made what could have been an overwhelming experience feel simple and manageable. I’m genuinely so grateful for her support and the way she handled everything. Thank you so much, Georgia!
Very professional and amazing service helped me beyond my expectations
Revive gives a postive out come on your financial situation. Give them a go.
Very helpful and polite and positive communication.
Excellent Service Staff members was so helpful
Anette was always very kind and understanding which go a long way when your are under the financial stress and pressure coming from everything answered my calls straight away and always answered my questions in way that I could understand them
Awesome. I should have rang you guys ages ago. Annika went above and beyond for me and I am very thankful. Thanks guys
Warranted has been amazing throughout the whole process, made every step simple and easy and very understanding
Connie is very professional and knowledgeable, gets onto it straight away, while keeping you informed at all times about the progress of your application. She listens has empathy and knows her work she is a professional through and through
I have had great help and support through the whole process so far
Revive Financial changed my life. I consolidated my debt, paid it down and now I’m debt free. Revive were easy to deal with, and even when there was an issue, a rep called me swiftly and we got it sorted.
Excellent communication, fast and excellent results,
Sarah has been so helpful with the process of my application. I
I can't believe how easy the process was. I have a excellent experience
Our budget planning calculator takes your weekly, fortnightly, monthly, or yearly income and subtracts all your expenses for that time period to show you how much disposable income you might have and where cost savings can potentially be made.
You can use it as many times as you want, completely free of charge, and compare how different interest rates, expense amounts, fees, deductions, or any other outgoing might impact your finances.
When managing your finances, one of the most common mistakes you can make is forgetting to include important expenses such as student fees, student loan repayments, taxes, loan interest rates, and tax relief benefits.
Entering incorrect information about your payment frequency and income amount is also common when creating a budget.
To avoid these mistakes, use a Budget Planning Calculator first. It will let you enter all the correct information for each expense before providing an accurate summary of your finances, enabling you to create a more detailed breakdown of your financial situation.
To use a budget planner calculator properly, you need to be strategic about how you list your expenses. Separating items into different categories can help with this, covering income, debt, household, kids, pets, gifts, entertainment, savings, medical, and other relevant costs.
Don’t forget about irregular expenses either, as each month could introduce unexpected costs, like an increase in insurance premiums or car maintenance issues. By having this all laid out in front of you, you’ll be able to spot any gaps that could help with setting your financial goals.
Our calculator is only as accurate as the information you provide, which is why you should always aim to include precise amounts for your income, expenses, payment frequency, savings, and debt.
The tool is designed to offer support only for your budget planning, providing a highly accurate estimate that makes managing your personal accounts easier than ever.
