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Do You Know How Much You're Spending?

Feeling as though your debts are out of control? Struggling to stay on top of your bills? Our Budget Calculator can help you work out exactly how much you spend over the year. By specifying your yearly spending into easy-to-approach categories such as income, education and savings, you can identify where your money is going and keep on top of your debt.

Income
$0.00
Net salary / wage
$
Pension / Govt Allowance
$
Child support
$
Bonuses (net)
$
Investment / Rental
$
Childcare rebate
$
Other
$
Household
$0.00
Rent
$
Gas
$
Electricity
$
Phone & mobile
$
Internet
$
Water
$
Groceries
$
Council Rates
$
Body Corporate
$
Furniture
$
Appliances
$
Cleaner & gardener
$
Pets
$
Other
$
Personal
$0.00
Clothes & shoes
$
Hairdresser & beauty
$
Gym membership
$
Dining out / cafes
$
Holidays
$
Gifts
$
Subscriptions
$
Entertainment / movies
$
Books / papers / magazines
$
Alchohol & cigarettes
$
Other
$
Debts
$0.00
Mortgage
$
Car loan
$
Personal loan
$
Credit card #1
$
Credit card #2
$
HECS / HELP
$
Store card #1
$
Store card #2
$
Tax office
$
Other
$
Insurance
$0.00
Health
$
Life
$
Income Protection
$
Car
$
Home & contents
$
Business
$
Other
$
Savings
$0.00
Superannuation
$
Regular savings
$
Investments
$
Other
$
Medical
$0.00
Doctor
$
Dentist
$
Medicines & chemist
$
Natural therapies
$
Physio / Chiro
$
Other
$
Transport
$0.00
Car registration
$
Parking
$
Fuel
$
Repairs & maintenance
$
Public Transport
$
Fines
$
Other
$
Education
$0.00
University / TAFE fees
$
School fees
$
Tuition
$
Books & stationery
$
Camps & excursions
$
Uniforms
$
Other
$
Kids
$0.00
Childcare
$
Clothing
$
Pocket money
$
Baby sitting
$
Savings accounts
$
Birthdays
$
Other
$
Results
Total Income
Total Expenses
Shortfall or Surplus
Weekly
Total Income: $0.00
Total Expenses: $0.00
Shortfall or Surplus: $0.00
Fortnightly
Total Income: $0.00
Total Expenses: $0.00
Shortfall or Surplus: $0.00
Monthly
Total Income: $0.00
Total Expenses: $0.00
Shortfall or Surplus: $0.00
Yearly
Total Income: $0.00
Total Expenses: $0.00
Shortfall or Surplus: $0.00

Budgeting TIps

Pay Your Bills with Auto-Pay

Set all your monthly, fortnightly or weekly bills to auto-pay to avoid any late payments. This ensures they are paid on time and that you don’t incur any late fees.

Go Cash Only

If you’re on a tight budget, ditch the card and stick to cash. Using cash will also give you a better understanding of how much money you’re spending and ensure you don’t overspend.

Start An Emergency Fund

Budget as much as you can towards an emergency fund. The more you save, the more flexibility you have when you’re hit with an unexpected financial expense.

Track Your Expenses

Tracking your expenses can help you better understand your spending habits. This can help motivate you to spend less on certain expenses or even reconsider spending any at all.

Check Out Our Debt Calculators

Budgeting Calculator Icon

Budgeting

Loan Repayment Calculator Image

Loan Repayment

Debt Consolidation Calculator Icon

Debt Consolidation

Credit Card Debt Calculator Icon

Credit Card Debt

Mortgages

Personal Loan Calculator Icon

Personal Loans

Car Loan Calculator Icon

Car Loans

Business Loan Calculator Icon

Business Loans

How Can We Assist You Today?

Business Debt Icon Business
Personal Debt Icon Personal
Please select an assistance option to continue.

Types Of Unsecured Debts

Credit Card Icon Credit/Store Cards
Personal Loan Icon Personal Loan
Pay Day Loan Icon Pay Day Loan
Tax Debt Icon Tax Debt
Disconnected Utility Bill Icon Utility Bill
Other Debts Icon Other
Please select at least one type of unsecured debt.

Your Business Structure

Sole Trader Icon Sole Trader
Partnership Icon Partnership
Company Icon Pty Ltd Company
Trust Icon Trust
Please select at business structure to continue.

Unsecured Debt Amount

$10,000
$1,000
$100,000+

Business Debt Amount

$100,000
$10,000
$1,000,000+

Take Back Control Today!

First Name

Last Name

Email

Phone Number

Phone number must be 10-digits long and begin with a 0. (e.g. 04 1234 5678)

Post Code

Post code must be 4-digits long (e.g. 4567)

Some of your details appear incorrect.
Please update the highlighted fields and re-submit.

Congratulations

You’ve taken the first step to steer your business back to viability

Let’s keep the momentum going, take the second step by linking your Xero account now.

Congratulations

You've taken the first step to becoming debt free

Let's keep the momentum going, take the second step now and complete the assessment form.

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