Our credit card calculator
Understand the timeline to pay off your credit card debt and improve your financial situation.
See your repayments clearly
Enter your details below to understand the duration of your repayments and create a path forward.
What our customers are saying
Very pleased with Warrenee , the way she has handled my documents and Finace making it a smooth and easy process
Mason was amazing, quick and efficient with so much knowledge, anything she didn’t know was top priority to get the information for me, such a great experience to have revive helping me out of my situation
I reached out to Revive Financial for help. Mathew was very understanding, polite and willing to help. He has been a pleasure to work things through with and communicated every step of the way with me.
Very helpful good service
Anette Carter was extremely helpful and kept me up to date throughout the process. She was very professional and was able to explain how the debt agreement worked and ensured that it was the best option for me before starting the application. The reduction in payments was an instant relief for me and my family and its helping me get life back on track. Thank you
Nick has been amazing, even with my constant changing circumstances
Kylie has been so amazing and helpful through this whole process. Thank you
Great service for everyone!
Extremely supportive and very helpful they go above and beyond to help you out. And find the best result for you.
From Day 1 of my application, Cloe has been incredibly helpful and supportive. Her patience and understanding of my situation made the whole process so much easier for me. Excellent customer service, Cloe! I truly appreciate everything you have done to assist me.
……….
A friend recommended Revive and dealing with Revive has been so simple and straightforward. Ben was so easy to get into contact with and answer any questions I had. He was friendly, prompt and I wouldn’t hesitate to recommend anyone needing support with their finances to contact Ben at Revive. It really was an easy process thanks to Ben – who has provided some much needed stress relief sorting this out for us.
I’ve officially completed my Part 9 debt agreement, and I couldn't have done it without Revive Financial. From the very beginning, they were incredibly helpful and worked closely with me to strategize the best ways to manage and clear my debt. A huge special shoutout to Ian, who was an absolute lifesaver throughout the whole process. Whenever I had an issue or a question, I knew I could reach out via call or message, and he’d respond almost immediately. Having that kind of quick, consistent, and genuine support made a massive difference during a stressful time. So happy and relieved to have finished this journey with them. Highly recommend Revive Financial to anyone needing dedicated, compassionate help with debt management!
Honestly such a positive experience! Georgia who helped me at the time made the whole process so smooth
The support I have been given from Revive Financial has been fantastic helping my situation I was in. I would recommend anyone who has financial problems to contact Revive. Georgia has been guiding me to the direction to get more freedom in my financial situation. Thanks Georgia for the support. Simon
Great personal service and keeps you informed 👍
Great people and very good and helpful staff
Joseph Cebis has been wonderful, keeping me informed with every step of the process. I put my whole trust in Joseph! Couldn’t wish for a better person to help me.
A massive thanks to Kylie D at Revive Financial for all your help. Absolute professionalism and support all the way. Thankyou 🙂
Our credit card calculator uses the unpaid balance on your credit card statement, interest rates, and affordable monthly payments to estimate the length of time it will take to clear your account.
It can also show you how much you might end up paying overall after the total interest has been added, giving you a full picture of what you could owe.
A credit card calculator can help you figure out the best ways to manage your credit card debt and understand options for repaying in a more efficient way.
When you enter your card balance, interest rates, and your minimum repayments, the calculator estimates the time needed to pay off your credit, allowing you to adjust your minimum payment plan to better manage your debt.
Our repayment calculator provides a precise estimate of how long it will take to pay off your credit based on the information you have provided.
For the most accurate results, make sure you have up-to-date information to hand, like your credit card provider, interest charges, debt total, ongoing spending and expenses, annual fees, and repayments.
No.
Our credit card calculator is there to provide an estimate only, offering insights into how you can take steps to clear your credit card debt and improve your personal finances.
We do not need to perform a credit check to calculate your results, meaning your credit score remains unaffected when using our calculator.
Yes, our credit card repayment calculator is completely free to use, with no additional obligations or hidden costs. We’ll provide an instant and accurate estimate on how much you might need to repay, so you know what steps need to be taken to clear your card balances and quickly as possible.
Yes.
You can adjust the repayments based on what you’re able to pay, which means you can enter different amounts of money and compare various financial scenarios.
This way you can create a bespoke payment plan that works around your average income, savings, and spending and see how higher repayments might impact your credit card debt.
Yes, you can use our repayment calculator to work out how long it will take to pay back the money owed on different types of credit cards, including balance transfer credit cards.