Our credit card calculator
Understand the timeline to pay off your credit card debt and improve your financial situation.
See your repayments clearly
Enter your details below to understand the duration of your repayments and create a path forward.
What our customers are saying
I recieved amazing help from Sharon. She helped me combine all my debt and work out a repayment that worked best for me. As a stay at home mother of 2, struggling to find work while studying, this has been a massive relief off my shoulders
Had the best experience with Jordyn, she has been so helpful and so easy to deal with. She really made something that seemed so hard feel so easy. 10/10 recommend
I am extremely satisfied with the service Kylie provided. When I first came to you, I was struggling feeling frustrated, depressed and carrying so much stress. There were times during this past month that I felt like giving up, going through so much left me with little energy or drive to keep gathering documents and moving forward. But I am so deeply grateful Kylie was there every step of the way. She patiently guided me, walked me through every part of the process, and gave me 100% support exactly when I needed it most. Thanks to her care and dedication, I was finally able to get everything sorted and signed off today. I truly recommend this service to anyone needing help. Thank you so much, Kylie Bennison keep up the amazing work! Honestly, you deserve a gold medal for the difference you’ve made. I appreciate you more than words can say 🙏🏽✨
In particular I want to single out Connie for being kind and empathetic during this process.
Warranee was extremely helpful. Answered all my questions and made me feel at ease.
Sharon was so helpful through the whole process and made it so easy.
Very easy to deal with. Went above and beyond to help my situation. Would highly recommend.
Great communication,
They made me feel ok about making a mistake and gave me simple guidence to find a resaloution
Joseph has been awesome, professional and a great help to me during my time of financial distress. He made the impossible possible. Nothing is too troublesome for him. The team are friendly and helpful as well. Highly recommend Joseph.
Insanely supportive and helpful company. They’ve made the process super easy and fair, and have created a very manageable outcome. Mason and Ruth specifically in my case have both exceeded high levels of customer service.
I have had a really great experience with revive financial. They have been extremely supportive and my support has been Mason throughout the entire process and she has been fantastic
I really enjoyed my experience. Anette was incredibly helpful, friendly, and made everything easy to understand. They took the time to answer all my questions and provided excellent support throughout the process.
Fantastic service great help could not have done it without the whole team best choice i ever made thanks everyone that helped me achieve my debt free life
Understandingly considers real life circumstances and addresses personal situations with a target approach. Questions are well defined and realistic. Provides a great customer service with reliable and friendly staff. I highly recommend Revive Financial to anyone seeking financial assistance. Thanks
Connie has been so amazing to work with. She is so approachable and understanding and has made this process so smooth. She has helped above and beyond especially over the past 4 weeks with a traumatic experience I have been going through. I couldnt have done any of this without her support.
Very easy process and very helpful customer service!
Our credit card calculator uses the unpaid balance on your credit card statement, interest rates, and affordable monthly payments to estimate the length of time it will take to clear your account.
It can also show you how much you might end up paying overall after the total interest has been added, giving you a full picture of what you could owe.
A credit card calculator can help you figure out the best ways to manage your credit card debt and understand options for repaying in a more efficient way.
When you enter your card balance, interest rates, and your minimum repayments, the calculator estimates the time needed to pay off your credit, allowing you to adjust your minimum payment plan to better manage your debt.
Our repayment calculator provides a precise estimate of how long it will take to pay off your credit based on the information you have provided.
For the most accurate results, make sure you have up-to-date information to hand, like your credit card provider, interest charges, debt total, ongoing spending and expenses, annual fees, and repayments.
No.
Our credit card calculator is there to provide an estimate only, offering insights into how you can take steps to clear your credit card debt and improve your personal finances.
We do not need to perform a credit check to calculate your results, meaning your credit score remains unaffected when using our calculator.
Yes, our credit card repayment calculator is completely free to use, with no additional obligations or hidden costs. We’ll provide an instant and accurate estimate on how much you might need to repay, so you know what steps need to be taken to clear your card balances and quickly as possible.
Yes.
You can adjust the repayments based on what you’re able to pay, which means you can enter different amounts of money and compare various financial scenarios.
This way you can create a bespoke payment plan that works around your average income, savings, and spending and see how higher repayments might impact your credit card debt.
Yes, you can use our repayment calculator to work out how long it will take to pay back the money owed on different types of credit cards, including balance transfer credit cards.