Our credit card calculator
Understand the timeline to pay off your credit card debt and improve your financial situation.
See your repayments clearly
Enter your details below to understand the duration of your repayments and create a path forward.
What our customers are saying
Yes. From the moment my debt payment plan was approved, my experience with Revive Financial has remained very positive. Their case managers understand the human side of financial hardship and are always considerate, supportive and willing to discuss alternative arrangements when needed. The flexibility and consistency of their payment arrangements gave me the opportunity to stay on track and ultimately pay off my debt. I genuinely appreciate the support I received and would highly recommend Revive Financial to anyone experiencing financial hardship and looking for a compassionate and flexible service. Keep It Up
Revive are very good to work with always ringing to find out or to tell me how things are going very easy to understand
Connie was soooo amazing during my whole experience thus far, getting things for me sorted so promptly and speedy hasn't gone unnoticed. She a gem and really showed compassion in my situation which I was ashamed of but she is such a nice human (talked about our kids and lifes ups and downs) and it is nice to know that you do get the human touch when you are in difficulties at Revive Financial.
Amazing service
Extremely informative and clear on the process, impeccable phone manner and caring in nature
I reached out to Revive Financial a few weeks ago for help with my financial situation. I got paired up with Nick and i cannot say enough good about how helpful and professional he has been. He has handled my case from the beginning and made the whole process absolutely stress free. He responds quickly to any questions, provides regular updates, helps in any way possible and is a pleasure to work with. Thank you Nick for all your help and thank you Revive Financial. If you’re on the fence about reaching out for help with your financial situation don’t be. Reach out and they’ll make the process easy and stress free.
I’m happy that my case was handled properly and efficiently. Thank you so much. Annika Hamilton was so patient and accommodating. I a happy to refer Revive Financial to my friends and colleagues if they needed one. Many thanks. More power to your company. Much appreciated.
I would highly recommend Nick Smith from Revive Financial. Seeking help through a financially tough time he was nothing but supportive, and non judgemental, very on top of every detail and super efficient. Thanks Nick!
Staff truly care, answer every question, even the ones you didn’t think of. If you’re struggling with debt they’ll get your financial health back on track and you’ll feel like you can take control of your finances again. Incredible work, Francis has been great throughout my entire debt agreement and even now my debt Francis made sure I felt comfortable to approach them again if I need anything. 10/10
I had the pleasure of dealing with Connie Vargas she was exceptional 100 star rating✨️She explained the whole process thoroughly, friendly and very patient thank you Connie for your help very much appreciated🙂
Very friendly and easy to deal with. I was feeling very overwhelmed and Revive helped me put my finances back into manageable payments.
Cassandra has been fantastic to deal with and has made the process as seamless as possible. At a time when things felt completely out of my control, I greatly appreciated Cassandra’s assistance and genuine care and understanding.
Great friendly and helpful service 👌
Excellent customer service all the way from start to finish. Thank you very Mr Nick Smith. Will for sure recommend this company and its services & products. Kindly. Jack
very easy to contact and very fast response
Very easy to chat with and helped me understand everything i needed
I came to them 3 years ago, lost, in debt and didn’t see a way out. They immediately helped me and supported me. My repayments were tailored to my situation and they helped lower my cost phenomenally. Today I’ve finally finished with Revive a new person without debt due to their support and I can’t thank them enough and my financial future is looking very positive thanks to Revive. A big thank you to everyone who has helped me over these 3 years and a big shoutout to Francis for taking over my case and ending it with a positive note.
Very polite, clear, and understanding. Helped usbin a difficult situation
Very caring, helpful and efficient. Nothing was a problem Extremely supportive and payments were tailor made.
Our credit card calculator uses the unpaid balance on your credit card statement, interest rates, and affordable monthly payments to estimate the length of time it will take to clear your account.
It can also show you how much you might end up paying overall after the total interest has been added, giving you a full picture of what you could owe.
A credit card calculator can help you figure out the best ways to manage your credit card debt and understand options for repaying in a more efficient way.
When you enter your card balance, interest rates, and your minimum repayments, the calculator estimates the time needed to pay off your credit, allowing you to adjust your minimum payment plan to better manage your debt.
Our repayment calculator provides a precise estimate of how long it will take to pay off your credit based on the information you have provided.
For the most accurate results, make sure you have up-to-date information to hand, like your credit card provider, interest charges, debt total, ongoing spending and expenses, annual fees, and repayments.
No.
Our credit card calculator is there to provide an estimate only, offering insights into how you can take steps to clear your credit card debt and improve your personal finances.
We do not need to perform a credit check to calculate your results, meaning your credit score remains unaffected when using our calculator.
Yes, our credit card repayment calculator is completely free to use, with no additional obligations or hidden costs. We’ll provide an instant and accurate estimate on how much you might need to repay, so you know what steps need to be taken to clear your card balances and quickly as possible.
Yes.
You can adjust the repayments based on what you’re able to pay, which means you can enter different amounts of money and compare various financial scenarios.
This way you can create a bespoke payment plan that works around your average income, savings, and spending and see how higher repayments might impact your credit card debt.
Yes, you can use our repayment calculator to work out how long it will take to pay back the money owed on different types of credit cards, including balance transfer credit cards.