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Consolidate Your Debts and Save

When debts start piling up, they become a lot harder to manage and it can be quite stressful. Use our Debt Consolidation Calculator to help work out how you could combine your unsecured debts into one, affordable payment, reduce stress and get your finances back on track.

Debt Type
Debt Amount
Repayment Amount
Repayment Frequency
Maximum Debt Limit (Max. 20)

New Repayment Term: 3 Years

New Repayment Frequency

Your Results

Current Repayment

$0 per Month

Debt Consolidation Loan **

Based on an interest rate of 10% p.a.
3 year term
$0 per Month

Debt Management Plan *

3 year term
$0 per Month
* Subject to eligibility and can be extended to a 5 or 7 year term dependent on individual circumstances. ** Subject to eligibility and a customer’s financial circumstances.

On average our customers save 55% of their debts with our Debt Management Plan.
See if you’re eligible now without impacting your credit score!

Benefits of Debt Consolidation

Simplify Repayments

It can be difficult to keep track of multiple credit card and personal loan repayments. Combining your debts into one place gives you the ability to keep track of your repayment obligations with just one amount, interest rate and repayment date.

Improve Your Credit Score

When you consolidate your debts into one loan, all other debts are marked as paid and you remain with just one debt on your credit report. As long as you keep up with your repayments, this will help to maintain and potentially improve your credit score.

Reduce Interest

Credit cards and personal loans generally come with high interest rates. With a debt consolidation loan, the overall interest you pay will generally be less than what you were paying on your credit card or personal loan.

Stop Debt Collectors

Consolidating your debts into one, manageable repayment will stop harassing phone calls from creditors and debt collectors. Maintaining the repayments on one debt consolidation loan tailored to your budget will ensure you don’t fall behind.

Check Out Our Debt Calculators

Debt Consolidation Calculator Icon

Debt Consolidation

Loan Repayment Calculator Image

Loan Repayment

Budgeting Calculator Icon


Home Loan Calculator Icon

Home Loans

Credit Card Debt Calculator Icon

Credit Card Debt

Income Tax Calculator

Income Tax

Personal Loan Calculator Icon

Personal Loans

Car Loan Calculator Icon

Car Loans

Business Loan Calculator Icon

Business Loans

How Can We Assist You Today?

Personal Debt Icon Personal
Business Debt Icon Business
Please select an assistance option to continue.

Unsecured Debt Amount


Your Business Structure

Sole Trader Icon Sole Trader
Partnership Icon Partnership
Company Icon Pty Ltd Company
Trust Icon Trust
Please select at business structure to continue.

Business Debt Amount


Take Back Control Today!

First Name

Last Name


Phone Number

Phone number must be 10-digits long and begin with a 0. (e.g. 04 1234 5678)

Post Code

Post code must be 4-digits long (e.g. 4567)

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