skip to Main Content
1800 861 247
1800 534 534

Consolidate Your Debts and Save

When debts start piling up, they become a lot harder to manage and it can be quite stressful. Use our Debt Consolidation Calculator to help work out how you could combine your unsecured debts into one, affordable payment, reduce stress and get your finances back on track.

Debt Type
Debt Amount
Interest
Repayment Amount
Repayment Frequency
$
%
$
$
%
$
$
%
$
Maximum Debt Limit (Max. 20)

New Repayment Term: 3 Years

New Repayment Frequency

Your Results

Current Repayment

$0 per Month

Debt Consolidation Loan **

Based on an interest rate of 10% p.a.
3 year term
$0 per Month

Debt Management Plan *

3 year term
$0 per Month
* Subject to eligibility and can be extended to a 5 or 7 year term dependent on individual circumstances. ** Subject to eligibility and a customer’s financial circumstances.

On average our customers save 55% of their debts with our Debt Management Plan.
See if you’re eligible now without impacting your credit score!

Benefits of Debt Consolidation

Simplify Repayments

It can be difficult to keep track of multiple credit card and personal loan repayments. Combining your debts into one place gives you the ability to keep track of your repayment obligations with just one amount, interest rate and repayment date.

Improve Your Credit Score

When you consolidate your debts into one loan, all other debts are marked as paid and you remain with just one debt on your credit report. As long as you keep up with your repayments, this will help to maintain and potentially improve your credit score.

Reduce Interest

Credit cards and personal loans generally come with high interest rates. With a debt consolidation loan, the overall interest you pay will generally be less than what you were paying on your credit card or personal loan.

Stop Debt Collectors

Consolidating your debts into one, manageable repayment will stop harassing phone calls from creditors and debt collectors. Maintaining the repayments on one debt consolidation loan tailored to your budget will ensure you don’t fall behind.

Check Out Our Debt Calculators

Debt Consolidation Calculator Icon

Debt Consolidation

Loan Repayment Calculator Image

Loan Repayment

Budgeting Calculator Icon

Budgeting

Home Loan Calculator Icon

Home Loans

Credit Card Debt Calculator Icon

Credit Card Debt

Income Tax Calculator

Income Tax

Personal Loan Calculator Icon

Personal Loans

Car Loan Calculator Icon

Car Loans

Business Loan Calculator Icon

Business Loans

How Can We Assist You Today?

Business Debt Icon Business
Personal Debt Icon Personal
Please select an assistance option to continue.

Types Of Unsecured Debts

Credit Card Icon Credit/Store Cards
Personal Loan Icon Personal Loan
Pay Day Loan Icon Pay Day Loan
Tax Debt Icon Tax Debt
Disconnected Utility Bill Icon Utility Bill
Other Debts Icon Other
Please select at least one type of unsecured debt.

Your Business Structure

Sole Trader Icon Sole Trader
Partnership Icon Partnership
Company Icon Pty Ltd Company
Trust Icon Trust
Please select at business structure to continue.

Unsecured Debt Amount

$8,000
$1,000
$100,000+

Business Debt Amount

$100,000
$10,000
$1,000,000+

Take Back Control Today!

First Name

Last Name

Email

Phone Number

Phone number must be 10-digits long and begin with a 0. (e.g. 04 1234 5678)

Post Code

Post code must be 4-digits long (e.g. 4567)

Some of your details appear incorrect.
Please update the highlighted fields and re-submit.

Congratulations

You’ve taken the first step to steer your business back to viability

Let’s keep the momentum going, take the second step by linking your Xero account now.

Congratulations

You've taken the first step to becoming debt free

Let's keep the momentum going, take the second step now and complete the assessment form.

By submitting this form you acknowledge that you have read and accept our Privacy Policy

Back To Top