specialised lending in New South Wales
Not having much luck securing a personal loan or home loan? Whether it’s because you failed the credit score test, have a poor credit history, or can’t provide the required documents, it can be an incredibly frustrating situation – especially when you know you can repay it.
As a speciality New South Wales lender, we do and see things differently from the big banks. We look at your overall position to assess your eligibility for a loan. If you’re capable of making repayments, we’ll consider you – even if you’re recently self-employed or have irregular income.
Our focus isn’t on getting the best commission for ourselves; it’s about finding you the best loan available for your situation that we’re both confident you can pay off each month stress-free. As a broker, we can make enquiries on your behalf without impacting your credit file.
The specialised lending process in Newcastle
Assessing Your Situation
When you engage us as your specialist lender, we’ll take a good look at your finances and circumstances. Unlike many traditional lenders, our approach is big picture, plus we have flexible criteria.
Solution Recommendation
If we believe you’re capable of paying off a loan, we’ll customise a lending solution for you. This could be as simple as approaching lenders to select the best personal loan or home loan available.
Sign-off And Payout
If you’re happy with the solution, we prepare all of the paperwork, run through the fine print with you and get you to sign. Once the creditor is satisfied all conditions can be met, your funds will be paid out.
Success Story
Carpenter Nick divorced four years ago and had taken over all of the primary debts. He had also taken out $17,000 in debt to pay legal fees.
As a result, Nick had entered into a Part 9 debt agreement with his creditors around the time of the divorce to cope with his financial situation and the stress it was causing him. He was discharged from the arrangement the following year as agreed in the terms.
He now wanted to buy a new home. However, he was unable to find a lender due to his background and being self-employed.
Our Solution
Nick was frustrated by his situation. He knew he was now in a good financial position to afford a home loan, and although his income was irregular, his earnings were sufficient each month. We spent some time looking at his situation to decide if we could help.
His income declaration, six months of provided bank statements, and a review of his debt background showed he met our criteria. From here, we approached our panel of lenders to find a suitable home loan.
Positive Outcome
A Loan Was Secured
We managed to secure Nick a 30-year home loan at a low-interest rate.
Frustration Turned To Relief
Nick was relieved he could finance his new home and avoid the traps of loan sharks.
More Time For Business
With his home loan sorted, he could focus his efforts on growing his business.
You're In Safe Hands
Judgement-Free
At Revive Financial, we care about the stress and impact being in debt has on your wellbeing. We want to help you take back control with no judgement, just a helping hand.
Financial Professionals
Revive Financial is proudly Australian owned and lead by a team of Chartered Accountants. Our qualified team have been helping Australians become debt free since 2005.
Industry Leaders
Our dedicated team have been trusted by over 10,000 Australians to help take back control of their financial futures. It's what we do best so you can rest assured.
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